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do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now now these these these these these these these these these these these these these these these these 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your your your your your your your your your your your your your your being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still why why why why why why why why why why why why why why why why why why why why why why why why 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billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy going going going going going going going going going going 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per per per per per per per per per per per per july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did 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say say say say say say say say say say say say say say high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher 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today today today today today today point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point american american american american american american american american american american american american american american american american american american american american american american american american american american american american american american american really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months level level level level level level level level level level level level level level level level level level level level level level level level level level level level level level under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however national national national national national national national national national national national national national national national national national national national national national national national national national national national national national national end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end look look look look look look look look look look look look look look look look look look look look look look look look look look look look look look off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies case case case case case case case case case case case case case case case case case case case case case case case case case case case case case case insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance during during during during during during during during during during during during during during during during during during during during during during during during during during during during during it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's president president president president president president president president president president president president president president president president president president president president president president president president president president president president president according according according according according according according according according according according according according according according according according according according according according according according according according according according according according great great great great great great great great great great great great great great great great great great great great great great great great great great great great great little little little little little little little little little little little little little little little little little little little little little little little little little little little little little jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs average average average average average average average average average average average average average average average average average average average average average average average average average average average average mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr says says says says says says says says says says says says says says says says says says says says says says says says says says says says investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment best best best best best best best best best best best best best best best best best best best best best best best best best best best best article article article article article article article article article article article article article article article article article article article article article article article article article article article article risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk course course course course course course course course course course course course course course course course course course course course course course course course course course course states states states states states states states states states states states states states states states states states states states states states states states states states states states program program program program program program program program program program program program program program program program program program program program program program program program program program program own own own own own own own own own own own own own own own own own own own own own own own own own own own important important important important important important important important important important important important important important important important important important important important important important important important important important important problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry every every every every every every every every every every every every every every every every every every every every every every every every every every every used used used used used used used used used used used used used used used used used used used used used used used used used used used against against against against against against against against against against against against against against against against against against against against against against against against against against against far far far far far far far far far far far far far far far far far far far far far far far far far far come come come come come come come come come come come come come come come come come come come come come come come come come come am am am am am am am am am am am am am am am am am am am am am am am am am am day day day day day day day day day day day day day day day day day day day day day day day day day day want want want want want want want want want want want want want want want want want want want want want want want want want want consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer things things things things things things things things things things things things things things things things things things things things things things things things things things demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand large large large large large large large large large large large large large large large large large large large large large large large large large large recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession low low low low low low low low low low low low low low low low low low low low low low low low low without without without without without without without without without without without without without without without without without without without without without without without without without never never never never never never never never never never never never never never never never never never never never never never never never never june june june june june june june june june june june june june june june june june june june june june june june june june each each each each each each each each each each each each each each each each each each each each each each each each each ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol ethanol whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether production production production production production production production production production production production production production production production production production production production production production production production production production political political political political political political political political political political political political political political political political political political political political political political political political political though though though though though though though though though though though though though though though though though though though though though though though though though again again again again again again again again again again again again again again again again again again again again again again again again again inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation least least least least least least least least least least least least least least least least least least least least least least least least least 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 research research research research research research research research research research research research research research research research research research research research research research research research recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery must must must must must must must must must must must must must must must must must must must must must must must must company company company company company company company company company company company company company company company company company company company company company company company company bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad small small small small small small small small small small small small small small small small small small small small small small small small put put put put put put put put put put put put put put put put put put put put put put put put given given given given given given given given given given given given given given given given given given given given given given given given enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets around around around around around around around around around around around around around around around around around around around around around around around around rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke total total total total total total total total total total total total total total total total total total total total total total total total simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply international international international international international international international international international international international international international international international international international international international international international international international index index index index index index index index index index index index index index index index index index index index index index index john john john john john john john john john john john john john john john john john john john john john john john 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 value value value value value value value value value value value value value value value value value value value value value value value question question question question question question question question question question question question question question question question question question question question question question question different different different different different different different different different different different different different different different different different different different different different different different private private private private private private private private private private private private private private private private private private private private private private private house house house house house house house house house house house house house house house house house house house house house house house free free free free free free free free free free free free free free free free free free free free free free full full full full full full full full full full full full full full full full full full full full full full news news news news news news news news news news news news news news news news news news news news news news including including including including including including including including including including including including including including including including including including including including including including future future future future future future future future future future future future future future future future future future future future future future find find find find find find find find find find find find find find find find find find find find find find yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost process process process process process process process process process process process process process process process process process process process process process process lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower central central central central central central central central central central central central central central central central central central central central central central services services services services services services services services services services services services services services services services services services services services services services social social social social social social social social social social social social social social social social social social social social social social lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot already already already already already already already already already already already already already already already already already already already already already already united united united united united united united united united united united united united united united united united united united united united united quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter help help help help help help help help help help help help help help help help help help help help help help based based based based based based based based based based based based based based based based based based based based based based china china china china china china china china china china china china china china china china china china china china china china seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp something something something something something something something something something something something something something something something something something something something something something above above above above above above above above above above above above above above above above above above above above above housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget past past past past past past past past past past past past past past past past past past past past past below below below below below below below below below below below below below below below below below below below below below increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually run run run run run run run run run run run run run run run run run run run run run ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 support support support support support support support support support support support support support support support support support support support support support deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue short short short short short short short short short short short short short short short short short short short short result result result result result result result result result result result result result result result result result result result result term term term term term term term term term term term term term term term term term term term term law law law law law law law law law law law law law law law law law law law law don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock job job job job job job job job job job job job job job job job job job job job using using using using using using using using using using using using using using using using using using using using rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise points points points points points points points points points points points points points points points points points points points points plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan further further further further further further further further further further further further further further further further further further further further bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics water water water water water water water water water water water water water water water water water water water water show show show show show show show show show show show show show show show show show show show show period period period period period period period period period period period period period period period period period period period period numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment country country country country country country country country country country country country country country country country country country country country monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary example example example example example example example example example example example example example example example example example example example once once once once once once once once once once once once once once once once once once once development development development development development development development development development development development development development development development development development development development story story story story story story story story story story story story story story story story story story story keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector she she she she she she she she she she she she she she she she she she she means means means means means means means means means means means means means means means means means means means gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal always always always always always always always always always always always always always always always always always always always among among among among among among among among among among among among among among among among among among among reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve him him him him him him him him him him him him him him him him him him him analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama making making making making making making making making making making making making making making making making making making climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe major major major major major major major major major major major major major major major major major major got got got got got got got got got got got got got got got got got got early early early early early early early early early early early early early early early early early early asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset place place place place place place place place place place place place place place place place place place natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural general general general general general general general general general general general general general general general general general general earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier able able able able able able able able able able able able able able able able able able top top top top top top top top top top top top top top top top top top perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps book book book book book book book book book book book book book book book book book book + + + + + + + + + + + + + + + + + + her her her her her her her her her her her her her her her her her her interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting service service service service service service service service service service service service service service service service service having having having having having having having having having having having having having having having having having four four four four four four four four four four four four four four four four four annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably order order order order order order order order order order order order order order order order order often often often often often often often often often often often often often often often often often life life life life life life life life life life life life life life life life life following following following following following following following following following following following following following following following following following – – – – – – – – – – – – – – – – – 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 due due due due due due due due due due due due due due due due due paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash give give give give give give give give give give give give give give give give give changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing management management management management management management management management management management management management management management management management management makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue become become become become become become become become become become become become become become become become become hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard york york york york york york york york york york york york york york york york york war war war war war war war war war war war war war war war war war set set set set set set set set set set set set set set set set set shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows found found found found found found found found found found found found found found found found found ever ever ever ever ever ever ever ever ever ever ever ever ever ever ever ever ever seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart car car car car car car car car car car car car car car car car peak peak peak peak peak peak peak peak peak peak peak peak peak peak peak peak investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus share share share share share share share share share share share share share share share share quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline claims claims claims claims claims claims claims claims claims claims claims claims claims claims claims claims reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall although although although although although although although although although although although although although although although although others others others others others others others others others others others others others others others others note note note note note note note note note note note note note note note note effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot personal personal personal personal personal personal personal personal personal personal personal personal personal personal personal personal group group group group group group group group group group group group group group group group trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion start start start start start start start start start start start start start start start start security security security security security security security security security security security security security security security security institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds working working working working working working working working working working working working working working working working study study study study study study study study study study study study study study study study consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption left left left left left left left left left left left left left left left college college college college college college college college college college college college college college college model model model model model model model model model model model model model model model kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy kennedy strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong several several several several several several several several several several several several several several several coming coming coming coming coming coming coming coming coming coming coming coming coming coming coming benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits view view view view view view view view view view view view view view view goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar chief chief chief chief chief chief chief chief chief chief chief chief chief chief chief technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology amount amount amount amount amount amount amount amount amount amount amount amount amount amount amount medical medical medical medical medical medical medical medical medical medical medical medical medical medical medical                               until until until until until until until until until until until until until until until university university university university university university university university university university university university university university university sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure street street street street street street street street street street street street street street street doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing click click click click click click click click click click click click click click click true true true true true true true true true true true true true true true trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence comes comes comes comes comes comes comes comes comes comes comes comes comes comes comes supply supply supply supply supply supply supply supply supply supply supply supply supply supply david david david david david david david david david david david david david david problems problems problems problems problems problems problems problems problems problems problems problems problems problems expected expected expected expected expected expected expected expected expected expected expected expected expected expected days days days days days days days days days days days days days days online online online online online online online online online online online online online online looking looking looking looking looking looking looking looking looking looking looking looking looking looking getting getting getting getting getting getting getting getting getting getting getting getting getting getting recently recently recently recently recently recently recently recently recently recently recently recently recently recently lead lead lead lead lead lead lead lead lead lead lead lead lead lead figure figure figure figure figure figure figure figure figure figure figure figure figure figure america america america america america america america america america america america america america america net net net net net net net net net net net net net net move move move move move move move move move move move move move move labor labor labor labor labor labor labor labor labor labor labor labor labor labor consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers available available available available available available available available available available available available available available " " " " " " " " " " " " " " workers workers workers workers workers workers workers workers workers workers workers workers workers workers impact impact impact impact impact impact impact impact impact impact impact impact impact impact clear clear clear clear clear clear clear clear clear clear clear clear clear clear chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman washington washington washington washington washington washington washington washington washington washington washington washington washington washington possible possible possible possible possible possible possible possible possible possible possible possible possible possible called called called called called called called called called called called called called called wall wall wall wall wall wall wall wall wall wall wall wall wall wall thus thus thus thus thus thus thus thus thus thus thus thus thus thus seem seem seem seem seem seem seem seem seem seem seem seem seem seem positive positive positive positive positive positive positive positive positive positive positive positive positive positive key key key key key key key key key key key key key key instead instead instead instead instead instead instead instead instead instead instead instead instead instead economists economists economists economists economists economists economists economists economists economists economists economists economists economists bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg fell fell fell fell fell fell fell fell fell fell fell fell fell fell worth worth worth worth worth worth worth worth worth worth worth worth worth nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing list list list list list list list list list list list list list estate estate estate estate estate estate estate estate estate estate estate estate estate securities securities securities securities securities securities securities securities securities securities securities securities securities school school school school school school school school school school school school school pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty north north north north north north north north north north north north north foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign cars cars cars cars cars cars cars cars cars cars cars cars cars away away away away away away away away away away away away away — — — — — — — — — — — — — thought thought thought thought thought thought thought thought thought thought thought thought thought return return return return return return return return return return return return return line line line line line line line line line line line line line let let let let let let let let let let let let let americans americans americans americans americans americans americans americans americans americans americans americans americans act act act act act act act act act act act act act 12 12 12 12 12 12 12 12 12 12 12 12 12 done done done done done done done done done done done done done call call call call call call call call call call call call call blog blog blog blog blog blog blog blog blog blog blog blog blog banking banking banking banking banking banking banking banking banking banking banking banking banking that's that's that's that's that's that's that's that's that's that's that's that's that's situation situation situation situation situation situation situation situation situation situation situation situation situation potential potential potential potential potential potential potential potential potential potential potential potential potential history history history history history history history history history history history history history five five five five five five five five five five five five five taking taking taking taking taking taking taking taking taking taking taking taking taking property property property property property property property property property property property property property performance performance performance performance performance performance performance performance performance performance performance performance performance matter matter matter matter matter matter matter matter matter matter matter matter matter march march march march march march march march march march march march march later later later later later later later later later later later later later japan japan japan japan japan japan japan japan japan japan japan japan japan half half half half half half half half half half half half half firm firm firm firm firm firm firm firm firm firm firm firm firm either either either either either either either either either either either either either vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage paul paul paul paul paul paul paul paul paul paul paul paul paul maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity larger larger larger larger larger larger larger larger larger larger larger larger larger competition competition competition competition competition competition competition competition competition competition competition competition competition city city city city city city city city city city city city city fdic fdic fdic fdic fdic fdic fdic fdic fdic fdic fdic fdic fdic cut cut cut cut cut cut cut cut cut cut cut cut cut bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom plans plans plans plans plans plans plans plans plans plans plans plans plans output output output output output output output output output output output output output office office office office office office office office office office office office office 5 5 5 5 5 5 5 5 5 5 5 5 5 reading reading reading reading reading reading reading reading reading reading reading reading man man man man man man man man man man man man longer longer longer longer longer longer longer longer longer longer longer longer gasoline gasoline gasoline gasoline gasoline gasoline gasoline gasoline gasoline gasoline gasoline gasoline emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions control control control control control control control control control control control control basis basis basis basis basis basis basis basis basis basis basis basis terms terms terms terms terms terms terms terms terms terms terms terms side side side side side side side side side side side side department department department department department department department department department department department department bit bit bit bit bit bit bit bit bit bit bit bit 4 4 4 4 4 4 4 4 4 4 4 4 whole whole whole whole whole whole whole whole whole whole whole whole uk uk uk uk uk uk uk uk uk uk uk uk sense sense sense sense sense sense sense sense sense sense sense sense poor poor poor poor poor poor poor poor poor poor poor poor nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly late late late late late late late late late late late late association association association association association association association association association association association association wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth role role role role role role role role role role role role posted posted posted posted posted posted posted posted posted posted posted posted ben ben ben ben ben ben ben ben ben ben ben ben theory theory theory theory theory theory theory theory theory theory theory theory record record record record record record record record record record record record former former former former former former former former former former former former california california california california california california california california california california california california product product product product product product product product product product product product overall overall overall overall overall overall overall overall overall overall overall overall needs needs needs needs needs needs needs needs needs needs needs needs firms firms firms firms firms firms firms firms firms firms firms firms family family family family family family family family family family family family asked asked asked asked asked asked asked asked asked asked asked asked similar similar similar similar similar similar similar similar similar similar similar similar september september september september september september september september september september september september profits profits profits profits profits profits profits profits profits profits profits profits hours hours hours hours hours hours hours hours hours hours hours hours dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars anything anything anything anything anything anything anything anything anything anything anything anything reported reported reported reported reported reported reported reported reported reported reported reported maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe face face face face face face face face face face face face party party party party party party party party party party party party expect expect expect expect expect expect expect expect expect expect expect expect worse worse worse worse worse worse worse worse worse worse worse worse mean mean mean mean mean mean mean mean mean mean mean mean manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing equity equity equity equity equity equity equity equity equity equity equity equity debate debate debate debate debate debate debate debate debate debate debate debate certain certain certain certain certain certain certain certain certain certain certain certain cent cent cent cent cent cent cent cent cent cent cent cent 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 whose whose whose whose whose whose whose whose whose whose whose vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle rose rose rose rose rose rose rose rose rose rose rose rising rising rising rising rising rising rising rising rising rising rising known known known known known known known known known known known argument argument argument argument argument argument argument argument argument argument argument kind kind kind kind kind kind kind kind kind kind kind rest rest rest rest rest rest rest rest rest rest rest old old old old old old old old old old old estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial close close close close close close close close close close close went went went went went went went went went went went significant significant significant significant significant significant significant significant significant significant significant produced produced produced produced produced produced produced produced produced produced produced paid paid paid paid paid paid paid paid paid paid paid form form form form form form form form form form form conditions conditions conditions conditions conditions conditions conditions conditions conditions conditions conditions certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly administration administration administration administration administration administration administration administration administration administration administration reports reports reports reports reports reports reports reports reports reports reports europe europe europe europe europe europe europe europe europe europe europe congress congress congress congress congress congress congress congress congress congress congress anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong third third third third third third third third third third third losses losses losses losses losses losses losses losses losses losses losses came came came came came came came came came came came results results results results results results results results results results results response response response response response response response response response response response goes goes goes goes goes goes goes goes goes goes goes food food food food food food food food food food food executive executive executive executive executive executive executive executive executive executive executive difficult difficult difficult difficult difficult difficult difficult difficult difficult difficult difficult carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon affairs affairs affairs affairs affairs affairs affairs affairs affairs affairs affairs trend trend trend trend trend trend trend trend trend trend trend takes takes takes takes takes takes takes takes takes takes takes taken taken taken taken taken taken taken taken taken taken taken present present present present present present present present present present present open open open open open open open open open open open measure measure measure measure measure measure measure measure measure measure measure main main main main main main main main main main main lending lending lending lending lending lending lending lending lending lending lending hit hit hit hit hit hit hit hit hit hit hit domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic wais wais wais wais wais wais wais wais wais wais wais treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury running running running running running running running running running running running rules rules rules rules rules rules rules rules rules rules rules population population population population population population population population population population population issues issues issues issues issues issues issues issues issues issues issues include include include include include include include include include include include homes homes homes homes homes homes homes homes homes homes homes gm gm gm gm gm gm gm gm gm gm gm education education education education education education education education education education education currently currently currently currently currently currently currently currently currently currently currently balance balance balance balance balance balance balance balance balance balance balance wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote told told told told told told told told told told told themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves standard standard standard standard standard standard standard standard standard standard standard science science science science science science science science science science science previous previous previous previous previous previous previous previous previous previous previous mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages mind mind mind mind mind mind mind mind mind mind mind indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm answer answer answer answer answer answer answer answer answer answer answer 30 30 30 30 30 30 30 30 30 30 30 south south south south south south south south south south revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue products products products products products products products products products products exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency economies economies economies economies economies economies economies economies economies economies class class class class class class class class class class various various various various various various various various various various upon upon upon upon upon upon upon upon upon upon survey survey survey survey survey survey survey survey survey survey policies policies policies policies policies policies policies policies policies policies negative negative negative negative negative negative negative negative negative negative age age age age age age age age age age understand understand understand understand understand understand understand understand understand understand started started started started started started started started started started sell sell sell sell sell sell sell sell sell sell savings savings savings savings savings savings savings savings savings savings rule rule rule rule rule rule rule rule rule rule huge huge huge huge huge huge huge huge huge huge greater greater greater greater greater greater greater greater greater greater approach approach approach approach approach approach approach approach approach approach appears appears appears appears appears appears appears appears appears appears account account account account account account account account account account wages wages wages wages wages wages wages wages wages wages trying trying trying trying trying trying trying trying trying trying took took took took took took took took took took simple simple simple simple simple simple simple simple simple simple it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s etc etc etc etc etc etc etc etc etc etc easy easy easy easy easy easy easy easy easy easy along along along along along along along along along along someone someone someone someone someone someone someone someone someone someone person person person person person person person person person person european european european european european european european european european european doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't consider consider consider consider consider consider consider consider consider consider area area area area area area area area area area 100 100 100 100 100 100 100 100 100 100 suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests spain spain spain spain spain spain spain spain spain spain reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce raise raise raise raise raise raise raise raise raise raise questions questions questions questions questions questions questions questions questions questions models models models models models models models models models models local local local local local local local local local local latest latest latest latest latest latest latest latest latest latest growing growing growing growing growing growing growing growing growing growing across across across across across across across across across across particularly particularly particularly particularly particularly particularly particularly particularly particularly particularly particular particular particular particular particular particular particular particular particular particular lost lost lost lost lost lost lost lost lost lost journal journal journal journal journal journal journal journal journal journal human human human human human human human human human human hope hope hope hope hope hope hope hope hope hope force force force force force force force force force force environmental environmental environmental environmental environmental environmental environmental environmental environmental environmental else else else else else else else else else else cause cause cause cause cause cause cause cause cause cause behind behind behind behind behind 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individual increases increases increases increases increases increases increases increases increases increases de de de de de de de de de de chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese within within within within within within within within within within review review review review review review review review review review released released released released released released released released released released payments payments payments payments payments payments payments payments payments payments corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate via via via via via via via via via thinking thinking thinking thinking thinking thinking thinking thinking thinking robert robert robert robert robert robert robert robert robert press press press press press press press press press graph graph graph graph graph graph graph graph graph finally finally finally finally finally finally finally finally finally engine engine engine engine engine engine engine engine engine don’t don’t don’t don’t don’t don’t don’t don’t don’t began began began began began began began began began areas areas areas areas areas areas areas areas areas add add add add add add add add add activity activity activity activity activity activity activity activity activity therefore therefore therefore therefore therefore therefore therefore therefore therefore spent spent spent spent spent spent spent spent spent spend spend spend spend spend spend spend spend spend produce produce produce produce produce produce produce produce produce officials officials officials officials officials officials officials officials officials looks looks looks looks looks looks looks looks looks leading leading leading leading leading leading leading leading leading deficits deficits deficits deficits deficits deficits deficits deficits deficits coverage coverage coverage coverage coverage coverage coverage coverage coverage can't 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ask ask alternative alternative alternative alternative alternative alternative alternative alternative alternative students students students students students students students students students stocks stocks stocks stocks stocks stocks stocks stocks stocks necessary necessary necessary necessary necessary necessary necessary necessary necessary moving moving moving moving moving moving moving moving moving decision decision decision decision decision decision decision decision decision “the “the “the “the “the “the “the “the “the tell tell tell tell tell tell tell tell tell source source source source source source source source source solar solar solar solar solar solar solar solar solar saying saying saying saying saying saying saying saying saying ratio ratio ratio ratio ratio ratio ratio ratio ratio published published published published published published published published published increasing increasing increasing increasing increasing increasing increasing increasing increasing excess excess excess excess excess excess excess excess excess depression depression depression depression depression depression depression depression depression decrease decrease decrease decrease decrease decrease decrease decrease decrease daily daily daily daily daily daily daily daily daily created created created created created created created created created cbo cbo cbo cbo cbo cbo cbo cbo cbo cases cases cases cases cases cases cases cases cases series series series series series series series series series projects projects projects projects projects projects projects projects projects michael michael michael michael michael michael michael michael michael loss loss loss loss loss loss loss loss loss gain gain gain gain gain gain gain gain gain committee committee committee committee committee committee committee committee committee biggest biggest biggest biggest biggest biggest biggest biggest biggest received received received received received received received received preferred preferred preferred preferred preferred preferred preferred preferred please please please please please please please please men men men men men men men men members members members members members members members members loan loan loan loan loan loan loan loan hold hold hold hold hold hold hold hold experience experience experience experience experience experience experience experience create create create create create create create create 6 6 6 6 6 6 6 6 25 25 25 25 25 25 25 25 weeks weeks weeks weeks weeks weeks weeks weeks talk talk talk talk talk talk talk talk programs programs programs programs programs programs programs programs morning morning morning morning morning morning morning morning initial initial initial initial initial initial initial initial germany germany germany germany germany germany germany germany friday friday friday friday friday friday friday friday failure failure failure failure failure failure failure failure failed failed failed failed failed failed failed failed 2006 2006 2006 2006 2006 2006 2006 2006 words words words words words words words words vs vs vs vs vs vs vs vs single single single single single single single single showing showing showing showing showing showing showing showing remember remember remember remember remember remember remember remember name name name name name name name name mark mark mark mark mark mark mark mark industrial industrial industrial industrial industrial industrial industrial industrial historical historical historical historical historical historical historical historical estimate estimate estimate estimate estimate estimate estimate estimate court court court court court court court court auto auto auto auto auto auto auto auto 11 11 11 11 11 11 11 11 range range range range range range range range pressure pressure pressure pressure pressure pressure pressure pressure picture picture picture picture picture picture picture picture krugman krugman krugman krugman krugman krugman krugman krugman everyone everyone everyone everyone everyone everyone everyone everyone didn't didn't didn't didn't didn't didn't didn't didn't despite despite despite despite despite despite despite despite children children children children children children children children capacity capacity capacity capacity capacity capacity capacity capacity added added added added added added added added 27 27 27 27 27 27 27 27 usually usually usually usually usually usually usually usually shares shares shares shares shares shares shares shares massive massive massive massive massive massive massive massive green green green green green green green green gains gains gains gains gains gains gains gains everything everything everything everything everything everything everything everything electric electric electric electric electric electric electric electric decade decade decade decade decade decade decade decade currency currency currency currency currency currency currency currency confidence confidence confidence confidence confidence confidence confidence confidence businesses businesses businesses businesses businesses businesses businesses businesses bring bring bring bring bring bring bring bring aig aig aig aig aig aig aig aig addition addition addition addition addition addition addition addition ability ability ability ability ability ability ability ability summer summer summer summer summer summer summer summer rights rights rights rights rights rights rights rights nature nature nature nature nature nature nature nature japanese japanese japanese japanese japanese japanese japanese japanese forecast forecast forecast forecast forecast forecast forecast forecast employees employees employees employees employees employees employees employees efforts efforts efforts efforts efforts efforts efforts efforts direct direct direct direct direct direct direct direct claim claim claim claim claim claim claim claim bid bid bid bid bid bid bid bid agree agree agree agree agree agree agree agree adrian adrian adrian adrian adrian adrian adrian adrian access access access access access access access access type type type type type type type type sold sold sold sold sold sold sold sold required required required required required required required required relative relative relative relative relative relative relative relative effects effects effects effects effects effects effects effects don’t don’t don’t don’t don’t don’t don’t don’t democrats democrats democrats democrats democrats democrats democrats democrats decisions decisions decisions decisions decisions decisions decisions decisions death death death death death death death death cycle cycle cycle cycle cycle cycle cycle cycle continued continued continued continued continued continued continued continued construction construction construction construction construction construction construction construction check check check check check check check check bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy attention attention attention attention attention attention attention attention worst worst worst worst worst worst worst worst funding funding funding funding funding funding funding funding environment environment environment environment environment environment environment environment aug aug aug aug aug aug aug aug associated associated associated associated associated associated associated associated 500 500 500 500 500 500 500 500 2005 2005 2005 2005 2005 2005 2005 2005 15 15 15 15 15 15 15 15 yes yes yes yes yes yes yes yes written written written written written written written written women women women women women women women women unit unit unit unit unit unit unit unit systems systems systems systems systems systems systems systems subject subject subject subject subject subject subject subject source: source: source: source: source: source: source: source: regulation regulation regulation regulation regulation regulation regulation regulation provided provided provided provided provided provided provided provided held held held held held held held held governments governments governments governments governments governments governments governments explain explain explain explain explain explain explain explain exactly exactly exactly exactly exactly exactly exactly exactly emergency emergency emergency emergency emergency emergency emergency emergency editor-in-chief editor-in-chief editor-in-chief editor-in-chief editor-in-chief editor-in-chief editor-in-chief editor-in-chief agency agency agency agency agency agency agency agency young young young young young young young young strategy strategy strategy strategy strategy strategy strategy strategy seasonally seasonally seasonally seasonally seasonally seasonally seasonally seasonally middle middle middle middle middle middle middle middle measures measures measures measures measures measures measures measures live live live live live live 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