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well well well well well well well well well well well well well well well well well well well well well well well where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks                                 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does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point under under under under under under under under under under under under under under under under under under under under under under 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increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs 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part part part part part part part part part part part part part part part part part part part part part did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power private private private private private private private private private private private private private private private private private private private private private private private private private private private private private private private high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high really really really really really really really really really really really really really really really really really really really really really really really really really really 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off off off off off off off off off off off off off off off off off off off off off times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies american american american american american american american american american american american american american american american american american american american american american american american american american 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consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer week week week week week week week week week week week week week week week week week week week week week week week week week week week obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama income income income income income income income income income income income income income income income income income income income income income income income income income income income it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent 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total total total total total total total total spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending great great great great great great great great great great great great great great great great great great great great great great great great far far far far far far far far far far far far far far far far far far far far far far far far capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital value value value value value value value value value value value value value value value value value value value value value value value value level level level level level level level level level level level level level level level level level level level level level level level level countries 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information information information information day day day day day day day day day day day day day day day day day day day day day day day something something something something something something something something something something something something something something something something something something something something something something something 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 news news news news news news news news news news news news news news news news news news news news news news gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp against against against against against against against against against against against against against against against against against against against against against against small small small small small small small small small small small small small small small small small small small small small small lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas services services services services services services services services services services services services services services services services services services services services services services top top top top top top top top top top top top top top top top top top top top top top though though though though though though though though though though though though though though though though though though though though though though past past past past past past past past past past past past past past past past past past past past past past different different different different different different different different different different different different different different different different different different different different different different important important important important important important important important important important important important important important important important important important important important important important yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet law law law law law law law law law law law law law law law law law law law law law law industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry around around around around around around around around around around around around around around around around around around around around around around central central central central central central central central central central central central central central central central central central central central central course course course course course course course course course course course course course course course course course course course course course put put put put put put put put put put put put put put put put put put put put put free free free free free free free free free free free free free free free free free free free free free online online online online online online online online online online online online online online online online online online online online online economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists based based based based based based based based based based based based based based based based based based based based based sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector find find find find find find find find find find find find find find find find find find find find find political political political political political political political political political political political political political political political political political political political political political carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon already already already already already already already already already already already already already already already already already already already already already economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter must must must must must must must must must must must must must must must must must must must must must labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption article article article article article article article article article article article article article article article article article article article article lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot above above above above above above above above above above above above above above above above above above above above increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased full full full full full full full full full full full full full full full full full full full full decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago support support support support support support support support support support support support support support support support support support support support social social social social social social social social social social social social social social social social social social social social investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad again again again again again again again again again again again again again again again again again again again again international international international international international international international international international international international international international international international international international international international international including including including including including including including including including including including including including including including including including including including including help help help help help help help help help help help help help help help help help help help help university university university university university university university university university university university university university university university university university university university university below below below below below below below below below below below below below below below below below below below below means means means means means means means means means means means means means means means means means means means means story story story story story story story story story story story story story story story story story story story story enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether water water water water water water water water water water water water water water water water water water water water model model model model model model model model model model model model model model model model model model model model example example example example example example example example example example example example example example example example example example example example trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets using using using using using using using using using using using using using using using using using using using she she she she she she she she she she she she she she she she she she she show show show show show show show show show show show show show show show show show show show country country country country country country country country country country country country country country country country country country country making making making making making making making making making making making making making making making making making making making stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock date date date date date date date date date date date date date date date date date date date john john john john john john john john john john john john john john john john john john john seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits type type type type type type type type type type type type type type type type type type simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason give give give give give give give give give give give give give give give give give give cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash note note note note note note note note note note note note note note note note note note away away away away away away away away away away away away away away away away away away risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk never never never never never never never never never never never never never never never never never never book book book book book book book book book book book book book book book book book book points points points points points points points points points points points points points points points points points points paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper having having having having having having having having having having having having having having having having having having among among among among among among among among among among among among among among among among among among set set set set set set set set set set set set set set set set set set possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible index index index index index index index index index index index index index index index index index index bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment period period period period period period period period period period period period period period period period period emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual major major major major major major major major major major major major major major major major major place place place place place place place place place place place place place place place place place further further further further further further further further further further further further further further further further further electric electric electric electric electric electric electric electric electric electric electric electric electric electric electric electric electric administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration until until until until until until until until until until until until until until until until until thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing run run run run run run run run run run run run run run run run run output output output output output output output output output output output output output output output output output analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis following following following following following following following following following following following following following following following following following buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology question question question question question question question question question question question question question question question question found found found found found found found found found found found found found found found found fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall early early early early early early early early early early early early early early early early food food food food food food food food food food food food food food food food believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably either either either either either either either either either either either either either either either either deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal united united united united united united united united united united united united united united united united several several several several several several several several several several several several several several several several funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers service service service service service service service service service service service service service service service service reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform working working working working working working working working working working working working working working working working street street street street street street street street street street street street street street street street short short short short short short short short short short short short short short short short life life life life life life life life life life life life life life life life rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise got got got got got got got got got got got got got got got got four four four four four four four four four four four four four four four four whole whole whole whole whole whole whole whole whole whole whole whole whole whole whole whole reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes issues issues issues issues issues issues issues issues issues issues issues issues issues issues issues estate estate estate estate estate estate estate estate estate estate estate estate estate estate estate workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers start start start start start start start start start start start start start start start nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly always always always always always always always always always always always always always always always wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall view view view view view view view view view view view view view view view doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing called called called called called called called called called called called called called called called result result result result result result result result result result result result result result result half half half half half half half half half half half half half half half become become become become become become become become become become become become become become become limit limit limit limit limit limit limit limit limit limit limit limit limit limit limit york york york york york york york york york york york york york york york retail retail retail retail retail retail retail retail retail retail retail retail retail retail retail once once once once once once once once once once once once once once once local local local local local local local local local local local local local local local getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel amount amount amount amount amount amount amount amount amount amount amount amount amount amount amount quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite let let let let let let let let let let let let let let let america america america america america america america america america america america america america america america effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar city city city city city city city city city city city city city city city within within within within within within within within within within within within within within within shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows order order order order order order order order order order order order order order order move move move move move move move move move move move move move move move looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking theory theory theory theory theory theory theory theory theory theory theory theory theory theory theory finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance group group group group group group group group group group group group group group clear clear clear clear clear clear clear clear clear clear clear clear clear clear provide provide provide provide provide provide provide provide provide provide provide provide provide provide investors investors investors investors investors investors investors investors investors investors investors investors investors investors history history history history history history history history history history history history history history him him him him him him him him him him him him him him expect expect expect expect expect expect expect expect expect expect expect expect expect expect activity activity activity activity activity activity activity activity activity activity activity activity activity activity + + + + + + + + + + + + + + performance performance performance performance performance performance performance performance performance performance performance performance performance performance general general general general general general general general general general general general general general control control control control control control control control control control control control control control process process process process process process process process process process process process process process perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps old old old old old old old old old old old old old old exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange management management management management management management management management management management management management management management fell fell fell fell fell fell fell fell fell fell fell fell fell fell expected expected expected expected expected expected expected expected expected expected expected expected expected expected fund fund fund fund fund fund fund fund fund fund fund fund fund fund due due due due due due due due due due due due due due days days days days days days days days days days days days days days although although although although although although although although although although although although although although 4 4 4 4 4 4 4 4 4 4 4 4 4 4 sure sure sure sure sure sure sure sure sure sure sure sure sure sure posted posted posted posted posted posted posted posted posted posted posted posted posted posted interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal ever ever ever ever ever ever ever ever ever ever ever ever ever ever foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure changes changes changes changes changes changes changes changes changes changes changes changes changes changes able able able able able able able able able able able able able able 12 12 12 12 12 12 12 12 12 12 12 12 12 12 school school school school school school school school school school school school school school mean mean mean mean mean mean mean mean mean mean mean mean mean mean 5 5 5 5 5 5 5 5 5 5 5 5 5 5 worth worth worth worth worth worth worth worth worth worth worth worth worth others others others others others others others others others others others others others evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated available available available available available available available available available available available available available third third third third third third third third third third third third third reported reported reported reported reported reported reported reported reported reported reported reported reported peak peak peak peak peak peak peak peak peak peak peak peak peak huge huge huge huge huge huge huge huge huge huge huge huge huge done done done done done done done done done done done done done commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial comes comes comes comes comes comes comes comes comes comes comes comes comes bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg along along along along along along along along along along along along along study study study study study study study study study study study study study share share share share share share share share share share share share share left left left left left left left left left left left left left equity equity equity equity equity equity equity equity equity equity equity equity equity asset asset asset asset asset asset asset asset asset asset asset asset asset strong strong strong strong strong strong strong strong strong strong strong strong strong needs needs needs needs needs needs needs needs needs needs needs needs needs often often often often often often often often often often often often often levels levels levels levels levels levels levels levels levels levels levels levels levels later later later later later later later later later later later later later instead instead instead instead instead instead instead instead instead instead instead instead instead domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic committee committee committee committee committee committee committee committee committee committee committee committee committee ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw longer longer longer longer longer longer longer longer longer longer longer 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plans plans plans plans plans north north north north north north north north north north north north fannie fannie fannie fannie fannie fannie fannie fannie fannie fannie fannie fannie electricity electricity electricity electricity electricity electricity electricity electricity electricity electricity electricity electricity doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't cut cut cut cut cut cut cut cut cut cut cut cut cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot act act act act act act act act act act act act trading trading trading trading trading trading trading trading trading trading trading trading that's that's that's that's that's that's that's that's that's that's that's that's terms terms terms terms terms terms terms terms terms terms terms terms remain remain remain remain remain remain remain remain remain remain remain remain overall overall overall overall overall overall overall overall overall overall overall overall freddie freddie freddie freddie freddie freddie freddie freddie freddie freddie freddie freddie dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars banking banking banking banking banking banking banking banking banking banking banking banking approach approach approach approach approach approach approach approach approach approach approach approach americans americans americans americans americans americans americans americans americans americans americans americans 30 30 30 30 30 30 30 30 30 30 30 30 turn turn turn turn turn turn turn turn turn turn turn turn results results results results results results results results results results results results recently recently recently recently recently recently recently recently recently recently recently recently natural natural natural natural natural natural natural natural natural natural natural natural medical medical medical medical medical medical 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taxes taxes taxes taxes taxes hit hit hit hit hit hit hit hit hit hit hit bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom took took took took took took took took took took took similar similar similar similar similar similar similar similar similar similar similar productivity productivity productivity productivity productivity productivity productivity productivity productivity productivity productivity office office office office office office office office office office office thus thus thus thus thus thus thus thus thus thus thus themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves programs programs programs programs programs programs programs programs programs programs programs offer offer offer offer offer offer offer offer offer offer offer loan loan loan loan loan loan loan loan loan loan loan exports exports exports exports exports exports exports exports exports exports exports currently currently currently currently currently currently currently currently currently currently currently coverage coverage coverage coverage coverage coverage coverage coverage coverage coverage coverage vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle significant significant significant significant significant significant significant significant significant significant significant securities securities securities securities securities securities securities securities securities securities securities poor poor poor poor poor poor poor poor poor poor poor party party party party party party party party party party party mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages mortgages loss loss loss loss loss loss loss loss loss loss loss largest largest largest largest largest largest largest largest largest largest largest claims claims claims claims claims claims claims claims claims claims claims additional additional additional additional additional additional additional additional additional additional additional treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury notes notes notes notes notes notes notes notes notes notes notes maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe goods goods goods goods goods goods goods goods goods goods goods account account account account account account account account account account account wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion "the "the "the "the "the "the "the "the "the "the "the face face face face face face face face face face face someone someone someone someone someone someone someone someone someone someone someone press press press press press press press press press press press population population population population population population population population population population population paid paid paid paid paid paid paid paid paid paid paid matter matter matter matter matter matter matter matter matter matter matter form form form form form form form form form form form call call call call call call call call call call call true true true true true true true true true true true remains remains remains remains remains remains remains remains remains remains remains lending lending lending lending lending lending lending lending lending lending lending corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate contract contract contract contract contract contract contract contract contract contract contract 20 20 20 20 20 20 20 20 20 20 20 worse worse worse worse worse worse worse worse worse worse worse whose whose whose whose whose whose whose whose whose whose whose pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty india india india india india india india india india india india behind behind behind behind behind behind behind behind behind behind behind products products products products products products products products products products paul paul paul paul paul paul paul paul paul paul legislation legislation legislation legislation legislation legislation legislation legislation legislation legislation lead lead lead lead lead lead lead lead lead lead green green green green green green green green green green certain certain certain certain certain certain certain certain certain certain anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone access access access access access access access access access access weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks consider consider consider consider consider consider consider consider consider consider battery battery battery battery battery battery battery battery battery battery growing growing growing growing growing growing growing growing growing growing estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates difficult difficult difficult difficult difficult difficult difficult difficult difficult difficult 7 7 7 7 7 7 7 7 7 7 standard standard standard standard standard standard standard standard standard standard needed needed needed needed needed needed needed needed needed needed everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t college college college college college college college college college college car car car car car car car car car car went went went went went went went went went went uk uk uk uk uk uk uk uk uk uk transportation transportation transportation transportation transportation transportation transportation transportation transportation transportation told told told told told told told told told told members members members members members members members members members members institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial association association association association association association association association association association area area area area area area area area area area stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks policies policies policies policies policies policies policies policies policies policies greater greater greater greater greater greater greater greater greater greater effects effects effects effects effects effects effects effects effects effects despite despite despite despite despite despite despite despite despite despite washington washington washington washington washington washington washington washington washington washington reading reading reading reading reading reading reading reading reading reading project project project project project project project project project project game game game game game game game game game game currency currency currency currency currency currency currency currency currency currency bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy anything anything anything anything anything anything anything anything anything anything team team team team team team team team team team side side side side side side side side side side sell sell sell sell sell sell sell sell sell sell household household household household household household household household household household force force force force force force force force force force court court court court court court court court court court continued continued continued continued continued continued continued continued continued continued answer answer answer answer answer answer answer answer answer answer via via via via via via via via via via saying saying saying saying saying saying saying saying saying saying required required required required required required required required required required product product product product product product product product product product living living living living living living living living living living goes goes goes goes goes goes goes goes goes goes compensation compensation compensation compensation compensation compensation compensation compensation compensation compensation agency agency agency agency agency agency agency agency agency agency survey survey survey survey survey survey survey survey survey survey robert robert robert robert robert robert robert robert robert robert revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue questions questions questions questions questions questions questions questions questions questions proposed proposed proposed proposed proposed proposed proposed proposed proposed proposed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing experience experience experience experience experience experience experience experience experience experience worst worst worst worst worst worst worst worst worst six six six six six six six six six security security security security security security security security security rising rising rising rising rising rising rising rising rising received received received received received received received received received net net net net net net net net net i'm i'm i'm i'm i'm i'm i'm i'm i'm finally finally finally finally finally finally finally finally finally decision decision decision decision decision decision decision decision decision debate debate debate debate debate debate debate debate debate close close close close close close close close close alternative alternative alternative alternative alternative alternative alternative alternative alternative rights rights rights rights rights rights rights rights rights response response response response response response response response response positive positive positive positive positive positive positive positive positive lost lost lost lost lost lost lost lost lost known known known known known known known known known kind kind kind kind kind kind kind kind kind deficit deficit deficit deficit deficit deficit deficit deficit deficit default default default default default default default default default certainly certainly certainly certainly certainly certainly certainly certainly certainly building building building building building building building building building announced announced announced announced announced announced announced announced announced air air air air air air air air air try try try try try try try try try started started started started started started started started started spend spend spend spend spend spend spend spend spend open open open open open open open open open hold hold hold hold hold hold hold hold hold david david david david david david david david david coal coal coal coal coal coal coal coal coal 15 15 15 15 15 15 15 15 15 sense sense sense sense sense sense sense sense sense relative relative relative relative relative relative relative relative relative produced produced produced produced produced produced produced produced produced include include include include include include include include include foreign foreign foreign foreign foreign foreign foreign foreign foreign cars cars cars cars cars cars cars cars cars came came came came came came came came came wrote wrote wrote wrote wrote wrote wrote wrote wrote savings savings savings savings savings savings savings savings savings quality quality quality quality quality quality quality quality quality near near near near near near near near near human human human human human human human human human budget budget budget budget budget budget budget budget budget benefit benefit benefit benefit benefit benefit benefit benefit benefit various various various various various various various various various tell tell tell tell tell tell tell tell tell stop stop stop stop stop stop stop stop stop please please please please please please please please please held held held held held held held held held engine engine engine engine engine engine engine engine engine create create create create create create create create create clunkers clunkers clunkers clunkers clunkers clunkers clunkers clunkers clunkers books books books books books books books books books action action action action action action action action action ways ways ways ways ways ways ways ways ways war war war war war war war war war selling selling selling selling selling selling selling selling selling seem seem seem seem seem seem seem seem seem rules rules rules rules rules rules rules rules rules manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing legal legal legal legal legal legal legal legal legal larger larger larger larger larger larger larger larger larger germany germany germany germany germany germany germany germany germany europe europe europe europe europe europe europe europe europe discussion discussion discussion discussion discussion discussion discussion discussion discussion chief chief chief chief chief chief chief chief chief argument argument argument argument argument argument argument argument argument areas areas areas areas areas areas areas areas areas source source source source source source source source source society society society society society society society society society series series series series series series series series series range range range range range range range range range percentage percentage percentage percentage percentage percentage percentage percentage percentage increases increases increases increases increases increases increases increases increases deflation deflation deflation deflation deflation deflation deflation deflation deflation canada canada canada canada canada canada canada canada canada businesses businesses businesses businesses businesses businesses businesses businesses businesses 8 8 8 8 8 8 8 8 8 wealth wealth wealth wealth wealth wealth wealth wealth wealth together together together together together together together together together thinking thinking thinking thinking thinking thinking thinking thinking thinking suggests suggests suggests suggests suggests suggests suggests suggests suggests running running running running running running running running running present present present present present present present present present nature nature nature nature nature nature nature nature nature monthly monthly monthly monthly monthly monthly monthly monthly monthly models models models models models models models models models main main main main main main main main main leading leading leading leading leading leading leading leading leading land land land land land land land land land isn't isn't isn't isn't isn't isn't isn't isn't isn't hand hand hand hand hand hand hand hand hand generally generally generally generally generally generally generally generally generally education education education education education education education education education drive drive drive drive drive drive drive drive drive don’t don’t don’t don’t don’t don’t don’t don’t don’t capacity capacity capacity capacity capacity capacity capacity capacity capacity can't can't can't can't can't can't can't can't can't bonds bonds bonds bonds bonds bonds bonds bonds bonds returns returns returns returns returns returns returns returns returns reasons reasons reasons reasons reasons reasons reasons reasons reasons european european european european european european european european european earnings earnings earnings earnings earnings earnings earnings earnings earnings continues continues continues continues continues continues continues continues continues began began began began began began began began began b b b b b b b b b allow allow allow allow allow allow allow allow allow takes takes takes takes takes takes takes takes standards standards standards standards standards standards standards standards single single single single single single single single signs signs signs signs signs signs signs signs review review review review review review review review reserves reserves reserves reserves reserves reserves reserves reserves raise raise raise raise raise raise raise raise published published published published published published published published personal personal personal personal personal personal personal personal march march march march march march march march fdic fdic fdic fdic fdic fdic fdic fdic environmental environmental environmental environmental environmental environmental environmental environmental else else else else else else else else claim claim claim claim claim claim claim claim cent cent cent cent cent cent cent cent buying buying buying buying buying buying buying buying april april april april april april april april upon upon upon upon upon upon upon upon systems systems systems systems systems systems systems systems special special special special special special special special released released released released released released released released rally rally rally rally rally rally rally rally produce produce produce produce produce produce produce produce piece piece piece piece piece piece piece piece medicare medicare medicare medicare medicare medicare medicare medicare friday friday friday friday friday friday friday friday daily daily daily daily daily daily daily daily cpi cpi cpi cpi cpi cpi cpi cpi build build build build build build build build yes yes yes yes yes yes yes yes union union union union union union union union test test test test test test test test solar solar solar solar solar solar solar solar serious serious serious serious serious serious serious serious regulation regulation regulation regulation regulation regulation regulation regulation provided provided provided provided provided provided provided provided person person person person person person person person individual individual individual individual individual individual individual individual failure failure failure failure failure failure failure failure auto auto auto auto auto auto auto auto turned turned turned turned turned turned turned turned students students students students students students students students simple simple simple simple simple simple simple simple professor professor professor professor professor professor professor professor family family family family family family family family estimate estimate estimate estimate estimate estimate estimate estimate entire entire entire entire entire entire entire entire driving driving driving driving driving driving driving driving comments comments comments comments comments comments comments comments cities cities cities cities cities cities cities cities addition addition addition addition addition addition addition addition position position position position position position position position measures measures measures measures measures measures measures measures looks looks looks looks looks looks looks looks gains gains gains gains gains gains gains gains gain gain gain gain gain gain gain gain feel feel feel feel feel feel feel feel confidence confidence confidence confidence confidence confidence confidence confidence version version version version version version version version situation situation situation situation situation situation situation situation september september september september september september september september miles miles miles miles miles miles miles miles independent independent independent independent independent independent independent independent gets gets gets gets gets gets gets gets community community community community community community community community board board board board board board board board white white white white white white white white weak weak weak weak weak weak weak weak wave wave wave wave wave wave wave wave values values values values values values values values there's there's there's there's there's there's there's there's south south south south south south south south purchase purchase purchase purchase purchase purchase purchase purchase mark mark mark mark mark mark mark mark healthcare healthcare healthcare healthcare healthcare healthcare healthcare healthcare german german german german german german german german etc etc etc etc etc etc etc etc clearly clearly clearly clearly clearly clearly clearly clearly 13 13 13 13 13 13 13 13 talk talk talk talk talk talk talk talk prior prior prior prior prior prior prior prior live live live live live live live live links links links links links links links links governments governments governments governments governments governments governments governments forward forward forward forward forward forward forward forward expansion expansion expansion expansion expansion expansion expansion expansion depression depression depression depression depression depression depression depression created created created created created created created created competition competition competition competition competition competition competition competition campaign campaign campaign campaign campaign campaign campaign campaign basic basic basic basic basic basic basic basic appears appears appears appears appears appears appears appears & & & & & & & & adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted 6 6 6 6 6 6 6 6 50 50 50 50 50 50 50 50 25 25 25 25 25 25 25 25 2010 2010 2010 2010 2010 2010 2010 2010 statistics statistics statistics statistics statistics statistics statistics statistics schools schools schools schools schools schools schools schools reduced reduced reduced reduced reduced reduced reduced reduced exactly exactly exactly exactly exactly exactly exactly exactly efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency difference difference difference difference difference difference difference difference colonial colonial colonial colonial colonial colonial colonial colonial c c c c c c c c wsj wsj wsj wsj wsj wsj wsj wsj starting starting starting starting starting starting starting starting soon soon soon soon soon soon soon soon rest rest rest rest rest rest rest rest release release release release release release release release outside outside outside outside outside outside outside outside led led led led led led led led learn learn learn learn learn learn learn learn lack lack lack lack lack lack lack lack co co co co co co co co bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke site site site site site site site shares shares shares shares shares shares shares play play play play play play play massive massive massive massive massive massive massive falling falling falling falling falling falling falling agreement agreement agreement agreement agreement agreement agreement actual actual actual actual actual actual actual write write write write write write write road road road road road road road related related related related related related related provides provides provides provides provides provides provides interview interview interview interview interview interview interview inc inc inc inc inc inc inc hope hope hope hope hope hope hope funding funding funding funding funding funding funding final final final final final final final construction construction construction construction construction construction construction calls calls calls calls calls calls calls beyond beyond beyond beyond beyond beyond beyond words words words words words words words wages wages wages wages wages wages wages wage wage wage wage wage wage wage spent spent spent spent spent spent spent scenario scenario scenario scenario scenario scenario scenario pension pension pension pension pension pension pension original original original original original original original option option option option option option option nation nation nation nation nation nation nation link link link link link link link institute institute institute institute institute institute institute highest highest highest highest highest highest highest fees fees fees fees fees fees fees existing existing existing existing existing existing existing employees employees employees employees employees employees employees efforts efforts efforts efforts efforts efforts efforts dropped dropped dropped dropped dropped dropped dropped declined declined declined declined declined declined declined cuts cuts cuts cuts cuts cuts cuts