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been been been been been been been been been been been been been been been been been who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who who do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no 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may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just just much much much much much much much much much much much 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said said said said said said said said said said said said economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last last people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even even price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most most should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into into because because because because because because 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me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank 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public public public public public public public public public public public public public public public banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business rates rates rates rates 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between between between between between between between between between between might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july july pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under case case case case case case case case case case case case case case case case case case case case case case case case case case case case case case case case monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary june june june june june june june june june june june june june june june june june june june june june june june june june june june june june june june june few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent look look look look look look look look look look look look look look look look look look look look look look look look look look look look look look look without without without without without without without without without without without without without without without without without without without without without without without without without without without without without without without made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go want want want want want want want want want want want want want want want want want want want want want want want want want want want want want want want president president president president president president president president president president president president president president president president president president president president president president president president president president president president president president president during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number large large large large large large large large large large large large large large large large large large large large large large large large large large large large large large house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house great great great great great great great great great great great great great great great great great great great great great great great great great great great great great great fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact least least least least least least least least least least least least least least least least least least least least least least least least least least least least least least three three three three three three three three three three three three three three three three three three three three three three three three three three three three three three second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk day day day day day day day day day day day day day day day day day day day day day day day day day day day day day day unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget months months months months months months months months months months months months months months months months months months months months months months months months months months months months months however however however however however however however however however however however however however however however however however however however however however however however however however however however however however according according according according according according according according according according according according according according according according according according according according according according according according according according according according according private private private private private private private private private private private private private private private private private private private private private private private private private private private private private 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr future future future future future future future future future future future future future future future future future future future future future future future future future future future future future national national national national national national national national national national national national national national national national national national national national national national national national national national national national national capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending says says says says says says says says says says says says says says says says says says says says says says says says says says says says says company company company company company company company company company company company company company company company company company company company company company company company company company company company company own own own own own own own own own own own own own own own own own own own own own own own own own own own own home home home home home home home home home home home home home home home home home home home home home home home home home home home home demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand things things things things things things things things things things things things things things things things things things things things things things things things things things things things recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession used used used used used used used used used used used used used used used used used used used used used used used used used used used used problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost around around around around around around around around around around around around around around around around around around around around around around around around around around around around little little little little little little little little little little little little little little little little little little little little little little little little little little little little important important important important important important important important important important important important important important important important important important important important important important important important important important important important 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 far far far far far far far far far far far far far far far far far far far far far far far far far far far obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama am am am am am am am am am am am am am am am am am am am am am am am am am am am whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether american american american american american american american american american american american american american american american american american american american american american american american american american american american recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery find find find find find find find find find find find find find find find find find find find find find find find find find find find economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies china china china china china china china china china china china china china china china china china china china china china china china china china china past past past past past past past past past past past past past past past past past past past past past past past past past past jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs central central central central central central central central central central central central central central central central central central central central central central central central central central 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer average average average average average average average average average average average average average average average average average average average average average average average average average average something something something something something something something something something something something something something something something something something something something something something something something something something something given given given given given given given given given given given given given given given given given given given given given given given given given given come come come come come come come come come come come come come come come come come come come come come come come come come come don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't course course course course course course course course course course course course course course course course course course course course course course course course course water water water water water water water water water water water water water water water water water water water water water water water water water though though though though though though though though though though though though though though though though though though though though though though though though though put put put put put put put put put put put put put put put put put put put put put put put put put level level level level level level level level level level level level level level level level level level level level level level level level level funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds research research research research research research research research research research research research research research research research research research research research research research research research research question question question question question question question question question question question question question question question question question question question question question question question question question income income income income income income income income income income income income income income income income income income income income income income income income income different different different different different different different different different different different different different different different different different different different different different different different different different rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather each each each each each each each each each each each each each each each each each each each each each each each each each yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems again again again again again again again again again again again again again again again again again again again again again again again again actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually against against against against against against against against against against against against against against against against against against against against against against against against model model model model model model model model model model model model model model model model model model model model model model model model law law law law law law law law law law law law law law law law law law law law law law law law bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill low low low low low low low low low low low low low low low low low low low low low low low low value value value value value value value value value value value value value value value value value value value value value value value sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector political political political political political political political political political political political political political political political political political political political political political political political must must must must must must must must must must must must must must must must must must must must must must must fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal best best best best best best best best best best best best best best best best best best best best best best best support support support support support support support support support support support support support support support support support support support support support support support read read read read read read read read read read read read read read read read read read read read read read read international international international international international international international international international international international international international international international international international international international international international international international gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions points points points points points points points points points points points points points points points points points points points points points points information information information information information information information information information information information information information information information information information information information information information information enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans month month month month month month month month month month month month month month month month month month month month month month assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets article article article article article article article article article article article article article article article article article article article article article article news news news news news news news news news news news news news news news news news news news news news news group group group group group group group group group group group group group group group group group group group group group group inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation total total total total total total total total total total total total total total total total total total total total total total she she she she she she she she she she she she she she she she she she she she she she bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad using using using using using using using using using using using using using using using using using using using using using using lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower production production production production production production production production production production production production production production production production production production production production production making making making making making making making making making making making making making making making making making making making making making housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing below below below below below below below below below below below below below below below below below below below below below above above above above above above above above above above above above above above above above above above above above above services services services services services services services services services services services services services services services services services services services services services never never never never never never never never never never never never never never never never never never never never never including including including including including including including including including including including including including including including including including including including including including help help help help help help help help help help help help help help help help help help help help help insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal date date date date date date date date date date date date date date date date date date date date date california california california california california california california california california california california california california california california california california california california california california every every every every every every every every every every every every every every every every every every every every every treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing means means means means means means means means means means means means means means means means means means means means means type type type type type type type type type type type type type type type type type type type type type almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe until until until until until until until until until until until until until until until until until until until until short short short short short short short short short short short short short short short short short short short short general general general general general general general general general general general general general general general general general general general general bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid bid small small small small small small small small small small small small small small small small small small small small stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance country country country country country country country country country country country country country country country country country country country country among among among among among among among among among among among among among among among among among among among among wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting him him him him him him him him him him him him him him him him him him him him management management management management management management management management management management management management management management management management management management management management always always always always always always always always always always always always always always always always always always always always ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago job job job job job job job job job job job job job job job job job job job job investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors already already already already already already already already already already already already already already already already already already already already top top top top top top top top top top top top top top top top top top top top result result result result result result result result result result result result result result result result result result result result york york york york york york york york york york york york york york york york york york york york simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper set set set set set set set set set set set set set set set set set set set continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue united united united united united united united united united united united united united united united united united united united based based based based based based based based based based based based based based based based based based based street street street street street street street street street street street street street street street street street street street mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage example example example example example example example example example example example example example example example example example example example probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably needs needs needs needs needs needs needs needs needs needs needs needs needs needs needs needs needs needs needs her her her her her her her her her her her her her her her her her her her doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits social social social social social social social social social social social social social social social social social social social keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep city city city city city city city city city city city city city city city city city city city bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible further further further further further further further further further further further further further further further further further further further period period period period period period period period period period period period period period period period period period local local local local local local local local local local local local local local local local local local having having having having having having having having having having having having having having having having having having buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy once once once once once once once once once once once once once once once once once once limit limit limit limit limit limit limit limit limit limit limit limit limit limit limit limit limit limit industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard view view view view view view view view view view view view view view view view view view term term term term term term term term term term term term term term term term term term instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas early early early early early early early early early early early early early early early early early early problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems line line line line line line line line line line line line line line line line line line claims claims claims claims claims claims claims claims claims claims claims claims claims claims claims claims claims claims got got got got got got got got got got got got got got got got got got found found found found found found found found found found found found found found found found found found dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms john john john john john john john john john john john john john john john john john john give give give give give give give give give give give give give give give give give give expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage old old old old old old old old old old old old old old old old old old increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier university university university university university university university university university university university university university university university university university climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate story story story story story story story story story story story story story story story story story perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps become become become become become become become become become become become become become become become become become seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform free free free free free free free free free free free free free free free free free following following following following following following following following following following following following following following following following following days days days days days days days days days days days days days days days days days book book book book book book book book book book book book book book book book book working working working working working working working working working working working working working working working working working foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign often often often often often often often often often often often often often often often often often mean mean mean mean mean mean mean mean mean mean mean mean mean mean mean mean mean annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear within within within within within within within within within within within within within within within within within run run run run run run run run run run run run run run run run run process process process process process process process process process process process process process process process process process output output output output output output output output output output output output output output output output output call call call call call call call call call call call call call call call call call share share share share share share share share share share share share share share share share share full full full full full full full full full full full full full full full full full start start start start start start start start start start start start start start start start evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated " " " " " " " " " " " " " " " " trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading told told told told told told told told told told told told told told told told place place place place place place place place place place place place place place place place getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting due due due due due due due due due due due due due due due due school school school school school school school school school school school school school school school school reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw show show show show show show show show show show show show show show show show especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially office office office office office office office office office office office office office office office office major major major major major major major major major major major major major major major major left left left left left left left left left left left left left left left left idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw thus thus thus thus thus thus thus thus thus thus thus thus thus thus thus thus study study study study study study study study study study study study study study study study levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels property property property property property property property property property property property property property property property property potential potential potential potential potential potential potential potential potential potential potential potential potential potential potential potential minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor although although although although although although although although although although although although although although although although able able able able able able able able able able able able able able able able that's that's that's that's that's that's that's that's that's that's that's that's that's that's that's that's terms terms terms terms terms terms terms terms terms terms terms terms terms terms terms terms sense sense sense sense sense sense sense sense sense sense sense sense sense sense sense sense understand understand understand understand understand understand understand understand understand understand understand understand understand understand understand sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking itself itself itself itself itself itself itself itself itself itself itself itself itself itself itself order order order order order order order order order order order order order order order loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan done done done done done done done done done done done done done done done away away away away away away away away away away away away away away away true true true true true true true true true true true true true true true rising rising rising rising rising rising rising rising rising rising rising rising rising rising rising fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund either either either either either either either either either either either either either either either 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 seem seem seem seem seem seem seem seem seem seem seem seem seem seem seem others others others others others others others others others others others others others others others index index index index index index index index index index index index index index index employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus comes comes comes comes comes comes comes comes comes comes comes comes comes comes comes program program program program program program program program program program program program program program program economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce models models models models models models models models models models models models models models models fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply similar similar similar similar similar similar similar similar similar similar similar similar similar similar similar cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot balance balance balance balance balance balance balance balance balance balance balance balance balance balance balance + + + + + + + + + + + + + + + service service service service service service service service service service service service service service service consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers issues issues issues issues issues issues issues issues issues issues issues issues issues issues issues currently currently currently currently currently currently currently currently currently currently currently currently currently currently currently whole whole whole whole whole whole whole whole whole whole whole whole whole whole close close close close close close close close close close close close close close — — — — — — — — — — — — — — wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong results results results results results results results results results results results results results results provide provide provide provide provide provide provide provide provide provide provide provide provide provide offer offer offer offer offer offer offer offer offer offer offer offer offer offer later later later later later later later later later later later later later later evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence effect effect effect effect effect effect effect effect effect effect effect effect effect effect committee committee committee committee committee committee committee committee committee committee committee committee committee committee 20 20 20 20 20 20 20 20 20 20 20 20 20 20 strong strong strong strong strong strong strong strong strong strong strong strong strong strong note note note note note note note note note note note note note note move move move move move move move move move move move move move move education education education education education education education education education education education education education education called called called called called called called 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existing existing existing existing existing existing existing existing existing existing went went went went went went went went went went went went went went worse worse worse worse worse worse worse worse worse worse worse worse worse worse securities securities securities securities securities securities securities securities securities securities securities securities securities securities longer longer longer longer longer longer longer longer longer longer longer longer longer longer across across across across across across across across across across across across across across technology technology technology technology technology technology technology technology technology technology technology technology technology technology key key key key key key key key key key key key key key shows shows shows shows shows shows shows shows shows shows shows shows shows shows plans plans plans plans plans plans plans plans plans plans plans plans plans plans expect expect expect expect expect expect expect expect expect expect expect expect expect expect america america america america america america america america america america america america america america significant significant significant significant significant significant significant significant significant significant significant significant significant recently recently recently recently recently recently recently recently recently recently recently recently recently life life life life life life life life life life life life life goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman figure figure figure figure figure figure figure figure figure figure figure figure figure notes notes notes notes notes notes notes notes notes notes notes notes notes latest latest latest latest latest latest latest latest latest latest latest latest latest five five five five five five five five five five five five five came came came came came came came came came came 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position position position position position position position position position members members members members members members members members members members legislation legislation legislation legislation legislation legislation legislation legislation legislation legislation increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing hand hand hand hand hand hand hand hand hand hand cause cause cause cause cause cause cause cause cause cause appears appears appears appears appears appears appears appears appears appears via via via via via via via via via via save save save save save save save save save save range range range range range range range range range range net net net net net net net net net net lost lost lost lost lost lost lost lost lost lost lending lending lending lending lending lending lending lending lending lending it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s gets gets gets gets gets gets gets gets gets gets gap gap gap gap gap gap gap gap gap gap decisions decisions decisions decisions decisions decisions decisions decisions decisions decisions chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman areas areas areas areas areas areas areas areas areas areas 15 15 15 15 15 15 15 15 15 15 wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth wants wants wants wants wants wants wants wants wants wants soon soon soon soon soon soon soon soon soon soon moving moving moving moving moving moving moving moving moving moving man man man man man man man man man man list list list list list list list list list list industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial head head head head head head head head head head goes goes goes goes goes goes goes goes goes goes everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone clearly clearly clearly clearly clearly clearly clearly clearly clearly clearly area area area area area area area area area area additional additional additional additional additional additional additional additional additional additional single single single single single single single single single single human human human human human human human human human human ask ask ask ask ask ask ask ask ask ask yes yes yes yes yes yes yes yes yes yes trying trying trying trying trying trying trying trying trying trying situation situation situation situation situation situation situation situation situation situation professor professor professor professor professor professor professor professor professor professor produced produced produced produced produced produced produced produced produced produced poor poor poor poor poor poor poor poor poor poor harvard harvard harvard harvard harvard harvard harvard harvard harvard harvard failed failed failed failed failed failed failed failed failed failed certain certain certain certain certain certain certain certain certain certain suggest suggest suggest suggest suggest suggest suggest suggest suggest suggest savings savings savings savings savings savings savings savings savings savings particularly particularly particularly particularly particularly particularly particularly particularly particularly particularly late late late late late late late late late late jobless jobless jobless jobless jobless jobless jobless jobless jobless jobless japan japan japan japan japan japan japan japan japan japan india india india india india india india india india india didn't didn't didn't didn't didn't didn't didn't didn't didn't didn't conditions conditions conditions conditions conditions conditions conditions conditions conditions conditions authority authority authority authority authority authority authority authority authority authority asked asked asked asked asked asked asked asked asked asked anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone press press press press press press press press press press march march march march march march march march march march ben ben ben ben ben ben ben ben ben ben ways ways ways ways ways ways ways ways ways ways uk uk uk uk uk uk uk uk uk uk loss loss loss loss loss loss loss loss loss loss competition competition competition competition competition competition competition competition competition competition programs programs programs programs programs programs programs programs programs programs portfolio portfolio portfolio portfolio portfolio portfolio portfolio portfolio portfolio portfolio europe europe europe europe europe europe europe europe europe europe cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts association association association association association association association association association association argument argument argument argument argument argument argument argument argument argument themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves tell tell tell tell tell tell tell tell tell tell posted posted posted posted posted posted posted posted posted posted original original original original original original original original original original isn't isn't isn't isn't isn't isn't isn't isn't isn't isn't hold hold hold hold hold hold hold hold hold hold finally finally finally finally finally finally finally finally finally finally falling falling falling falling falling falling falling falling falling falling buying buying buying buying buying buying buying buying buying buying simple simple simple simple simple simple simple simple simple profits profits profits profits profits profits profits profits profits media media media media media media media media media initial initial initial initial initial initial initial initial initial conference conference conference conference conference conference conference conference conference college college college college college college college college college chief chief chief chief chief chief chief chief chief bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy questions questions questions questions questions questions questions questions questions published published published published published published published published published produce produce produce produce produce produce produce produce produce paul paul paul paul paul paul paul paul paul measures measures measures measures measures measures measures measures measures leading leading leading leading leading leading leading leading leading comments comments comments comments comments comments comments comments comments books books books books books books books books books agencies agencies agencies agencies agencies agencies agencies agencies agencies wrote wrote wrote wrote wrote wrote wrote wrote wrote stop stop stop stop stop stop stop stop stop spend spend spend spend spend spend spend spend spend south south south south south south south south south known known known known known known known known known huge huge huge huge huge huge huge huge huge director director director director director director director director director bring bring bring bring bring bring bring bring bring began began began began began began began began began attention attention attention attention attention attention attention attention attention 2006 2006 2006 2006 2006 2006 2006 2006 2006 there's there's there's there's there's there's there's there's there's remains remains remains remains remains remains remains remains remains released released released released released released released released released project project project project project project project project project positive positive positive positive positive positive positive positive positive necessary necessary necessary necessary necessary necessary necessary necessary necessary individuals individuals individuals individuals individuals individuals individuals individuals individuals individual individual individual individual individual individual individual individual individual east east east east east east east east east domestic domestic domestic domestic domestic domestic domestic domestic domestic difference difference difference difference difference difference difference difference difference default default default default default default default default default allow allow allow allow allow allow allow allow allow thinking thinking thinking thinking thinking thinking thinking thinking thinking started started started started started started started started started record record record record record record record record record proposed proposed proposed proposed proposed proposed proposed proposed proposed nation nation nation nation nation nation nation nation nation medical medical medical medical medical medical medical medical medical imf imf imf imf imf imf imf imf imf highest highest highest highest highest highest highest highest highest happen happen happen happen happen happen happen happen happen european european european european european european european european european bond bond bond bond bond bond bond bond bond behind behind behind behind behind behind behind behind behind yield yield yield yield yield yield yield yield yield suggests suggests suggests suggests suggests suggests suggests suggests suggests nature nature nature nature nature nature nature nature nature independence independence independence independence independence independence independence independence independence entire entire entire entire entire entire entire entire entire decision decision decision decision decision decision decision decision decision daily daily daily daily daily daily daily daily daily bonds bonds bonds bonds bonds bonds bonds bonds bonds actual actual actual actual actual actual actual actual actual values values values values values values values values values towards towards towards towards towards towards towards towards towards smart smart smart smart smart smart smart smart smart schools schools schools schools schools schools schools schools schools saw saw saw saw saw saw saw saw saw feel feel feel feel feel feel feel feel feel cases cases cases cases cases cases cases cases cases bear bear bear bear bear bear bear bear bear agree agree agree agree agree agree agree agree agree vote vote vote vote vote vote vote vote vote rights rights rights rights rights rights rights rights rights noted noted noted noted noted noted noted noted noted measure measure measure measure measure measure measure measure measure easy easy easy easy easy easy easy easy easy dr dr dr dr dr dr dr dr dr don’t don’t don’t don’t don’t don’t don’t don’t don’t bir bir bir bir bir bir bir bir bir action action action action action action action action action students students students students students students students students students saying saying saying saying saying saying saying saying saying required required required required required required required required required politics politics politics politics politics politics politics politics politics person person person person person person person person person inventory inventory inventory inventory inventory inventory inventory inventory inventory hope hope hope hope hope hope hope hope hope governments governments governments governments governments governments governments governments governments gates gates gates gates gates gates gates gates gates approach approach approach approach approach approach approach approach approach access access access access access access access access access therefore therefore therefore therefore therefore therefore therefore therefore therefore summer summer summer summer summer summer summer summer summer subject subject subject subject subject subject subject subject subject manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing focus focus focus focus focus focus focus focus focus fair fair fair fair fair fair fair fair fair electricity electricity electricity electricity electricity electricity electricity electricity electricity electric electric electric electric electric electric electric electric electric discussion discussion discussion discussion discussion discussion discussion discussion discussion confidence confidence confidence confidence confidence confidence confidence confidence confidence version version version version version version version version toward toward toward toward toward toward toward toward team team team team team team team team takes takes takes takes takes takes takes takes serious serious serious serious serious serious serious serious running running running running running running running running robert robert robert robert robert robert robert robert party party party party party party party party overall overall overall overall overall overall overall overall normal normal normal normal normal normal normal normal michael michael michael michael michael michael michael michael link link link link link link link link increases increases increases increases increases increases increases increases game game game game game game game game force force force force force force force force failure failure failure failure failure failure failure failure council council council council council council council council alternative alternative alternative alternative alternative alternative alternative alternative 30 30 30 30 30 30 30 30 white white white white white white white white standards standards standards standards standards standards standards standards size size size size size size size size remain remain remain remain remain remain remain remain reasons reasons reasons reasons reasons reasons reasons reasons personal personal personal personal personal personal personal personal percentage percentage percentage percentage percentage percentage percentage percentage 25 25 25 25 25 25 25 25 special special special special special special special special risks risks risks risks risks risks risks risks provided provided provided provided provided provided provided provided protection protection protection protection protection protection protection protection present present present present present present present present modern modern modern modern modern modern modern modern experience experience experience experience experience experience experience experience don’t don’t don’t don’t don’t don’t don’t don’t argue argue argue argue argue argue argue argue worked worked worked worked worked worked worked worked reduced reduced reduced reduced reduced reduced reduced reduced largely largely largely largely largely largely largely largely exactly exactly exactly exactly exactly exactly exactly exactly decade decade decade decade decade decade decade decade benefit benefit benefit benefit benefit benefit benefit benefit august august august august august august august august west west west west west west west west vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles talking talking talking talking talking talking talking talking talk talk talk talk talk talk talk talk status status status status status status status status readers readers readers readers readers readers readers readers proposal proposal proposal proposal proposal proposal proposal proposal morning morning morning morning morning morning morning morning living living living living living living living living led led led led led led led led learn learn learn learn learn learn learn learn etc etc etc etc etc etc etc etc estimate estimate estimate estimate estimate estimate estimate estimate efforts efforts efforts efforts efforts efforts efforts efforts democratic democratic democratic democratic democratic democratic democratic democratic contract contract contract contract contract contract contract contract minister minister minister minister minister minister minister minister military military military military military military military military highly highly highly highly highly highly highly highly graph graph graph graph graph graph graph graph forward forward forward forward forward forward forward forward explain explain explain explain explain explain explain explain democracy democracy democracy democracy democracy democracy democracy democracy collapse collapse collapse collapse collapse collapse collapse collapse children children children children children children children children canada canada canada canada canada canada canada canada age age age age age age age age addition addition addition addition addition addition addition addition spent spent spent spent spent spent spent spent sheet sheet sheet sheet sheet sheet sheet sheet science science science science science science science science sale sale sale sale sale sale sale sale reduction reduction reduction reduction reduction reduction reduction reduction quickly quickly quickly quickly quickly quickly quickly quickly piece piece piece piece piece piece piece piece near near near near near near near near mind mind mind mind mind mind mind mind land land land land land land land land knowledge knowledge knowledge knowledge knowledge knowledge knowledge knowledge ideas ideas ideas ideas ideas ideas ideas ideas generally generally generally generally generally generally generally generally field field field field field field field field else else else else else else else else claim claim claim claim claim claim claim claim behavior behavior behavior behavior behavior behavior behavior behavior actions actions actions actions actions actions actions actions