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then then then then then then then then then then then then then then then then then then then then then then then then growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion billion rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative representative way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment 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me me me per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next according according according according according according according according according according according according according according according according according according according according according according according according 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companies companies companies companies companies companies companies companies companies companies companies companies report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher 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post post post post post post post post post post post post post post post post post post post post say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession march march march march march march march march march march march march march march march march march march march march march march march march march march march march march march march march march march march us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us three three three three three three three three three three three three three three three three three three three three three three three three three three three three three three three three three three three point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent 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cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost want want want want want want want want want want want want want want want want want want want want want want want want want want want want want want want however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp health health health health health health health health health health health health health health health health health health health health health health health health health health health health health health health likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely 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recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr month month month month month month month month month month month month month month month month month month month month month month month month month month month month month international international international international international international international international international international international international international international international international international international international international international international international international international international international international international come come come come come come come come come come come come come come come come come come come come come come come come come come come come come find find find find find find find find find find find find find find find find find find find find find find find find find find find find find number number number number number number number number number number number number number number number number number number number number number number number number number number number number look look look look look look look look look look look look look look look look look look look look look look look look look look look look change change change change change change change change change change change change change change change change change change change change change change change change change change change change points points points points points points points points points points points points points points points points points points points points points points points points points points points points level level level level level level level level level level level level level level level level level level level level level level level level level level level level fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal company company company company company company company company company company company company company company company company company company company company company company company company company company company company again again again again again again again again again again again again again again again again again again again again again again again again again again again again problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem social social social social social social social social social social social 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california california california california california california california california california california california california california california california california california california california california california california california california california 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan news news news news news news news news news news news news news news news news news news news news news news news news news news news stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock best best best best best best best best best best best best best best best best best best best best best best best best best best power power power power power power power power power power power power power power power power power power power power power power power power power power home home home home home home home home home home home home home home home home home home home home home home home home home home things things things things things things things things things things things things things things things things things things things things things things things things things things lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower case case case case case case case case case case case case case case case case case case case case case case case case case case large large large large large large large large large large large large large large large large large large large large large large large large large large set set set set set set set set set set set set set set set set set set set set set set set set set set president president president president president president president president president president president president president president president president president president president president president president president president president president index index index index index index index index index index index index index index index index index index index index index index index index index index obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption each each each each each each each each each each each each each each each each each each each each each each each each each buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy something something something something something something something something something something something something something something something something something something something something something something something something something maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity past past past past past past past past past past past past past past past past past past past past past past past past past course course course course course course course course course course course course course course course course course course course course course course course course course trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading every every every every every every every every every every every every every every every every every every every every every every every every every don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't american american american american american american american american american american american american american american american american american american american american american american american american american costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs already already already already already already already already already already already already already already already already already already already already already already already already already period period period period period period period period period period period period period period period period period period period period period period period period period given given given given given given given given given given given given given given given given given given given given given given given given put put put put put put put put put put put put put put put put put put put put put put put put decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline small small small small small small small small small small small small small small small small small small small small small small small small simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve national national national national national national national national national national national national national national national national national national national national national national national national help help help help help help help help help help help help help help help help help help help help help help help help general general general general general general general general general general general general general general general general general general general general general general general general below below below below below below below below below below below below below below below below below below below below below below below below using using using using using using using using using using using using using using using using using using using using using using using political political political political political political political political political political political political political political political political political political political political political political political above above above above above above above above above above above above above above above above above above above above above above above sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales means means means means means means means means means means means means means means means means means means means means means means means great great great great great great great great great great great great great great great great great great great great great great great jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether water water water water water water water water water water water water water water water water water water water water water water water industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry article article article article article article article article article article article article article article article article article article article article article article article treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough different different different different different different different different different different different different different different different different different different different different different different different sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet example example example example example example example example example example example example example example example example example example example example example example example york york york york york york york york york york york york york york york york york york york york york york york question question question question question question question question question question question question question question question question question question question question question question question free free free free free free free free free free free free free free free free free free free free free free free total total total total total total total total total total total total total total total total total total total total total total total united united united united united united united united united united united united united united united united united united united united united united fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost research research research research research research research research research research research research research research research research research research research research research research model model model model model model model model model model model model model model model model model model model model model model house house house house house house house house house house house house house house house house house house house house house house deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually china china china china china china china china china china china china china china china china china china china china china china until until until until until until until until until until until until until until until until until until until until until until lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot process process process process process process process process process process process process process process process process process process process process process process full full full full full full full full full full full full full full full full full full full full full full never never never never never never never never never never never never never never never never never never never never never never john john john john john john john john john john john john john john john john john john john john john employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment                                           taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes output output output output output output output output output output output output output output output output output output output output output including including including including including including including including including including including including including including including including including including including including including negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative services services services services services services services services services services services services services services services services services services services services services senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate care care care care care care care care care care care care care care care care care care care care care funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds result result result result result result result result result result result result result result result result result result result result result probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably development development development development development development development development development development development development development development development development development development development development development 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 based based based based based based based based based based based based based based based based based based based based based show show show show show show show show show show show show show show show show show show show show she she she she she she she she she she she she she she she she she she she she among among among among among among among among among among among among among among among among among among among among making making making making making making making making making making making making making making making making making making making making fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas always always always always always always always always always always always always always always always always always always always always issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency story story story story story story story story story story story story story story story story story story story story country country country country country country country country country country country country country country country country country country country country ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago job job job job job job job job job job job job job job job job job job job short short short short short short short short short short short short short short short short short short short record record record record record record record record record record record record record record record record record record record increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel though though though though though though though though though though though though though though though though though though though sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure balance balance balance balance balance balance balance balance balance balance balance balance balance balance balance balance balance balance balance support support support support support support support support support support support support support support support support support support support cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer become become become become become become become become become become become become become become become become become become become note note note note note note note note note note note note note note note note note note note her her her her her her her her her her her her her her her her her her her having having having having having having having having having having having having having having having having having having having annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 give give give give give give give give give give give give give give give give give give give provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide online online online online online online online online online online online online online online online online online online online four four four four four four four four four four four four four four four four four four four bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad management management management management management management management management management management management management management management management management management management management loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans major major major major major major major major major major major major major major major major major major major 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 law law law law law law law law law law law law law law law law law law doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot view view view view view view view view view view view view view view view view view view reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter key key key key key key key key key key key key key key key key key key keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep although although although although although although although although although although although although although although although although although although thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply early early early early early early early early early early early early early early early early early early term term term term term term term term term term term term term term term term term term housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite european european european european european european european european european european european european european european european european european european especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially days days days days days days days days days days days days days days days days days days able able able able able able able able able able able able able able able able able able further further further further further further further further further further further further further further further further further further following following following following following following following following following following following following following following following following following following economies economies economies economies economies economies economies economies economies economies economies economies economies economies economies economies economies economies paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes banking banking banking banking banking banking banking banking banking banking banking 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role role role role role role role role role role industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial green green green green green green green green green green green green green green green decision decision decision decision decision decision decision decision decision decision decision decision decision decision decision cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash standard standard standard standard standard standard standard standard standard standard standard standard standard standard potential potential potential potential potential potential potential potential potential potential potential potential potential potential others others others others others others others others others others others others others others order order order order order order order order order order order order order order firm firm firm firm firm firm firm firm firm firm firm firm firm firm economists economists economists economists economists economists economists economists economists economists economists economists economists economists continue continue continue continue continue continue continue continue continue continue continue continue continue continue thus thus thus thus thus thus thus thus thus thus thus thus thus thus done done done done done done done done done done done done done done thought thought thought thought thought thought thought thought thought thought thought thought thought thought stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks long-term long-term long-term long-term long-term long-term long-term long-term long-term long-term long-term long-term long-term long-term buying buying buying buying buying buying buying buying buying buying buying buying buying buying study study study study study study study study study study study study study study list list 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4 taking taking taking taking taking taking taking taking taking taking taking taking offer offer offer offer offer offer offer offer offer offer offer offer measures measures measures measures measures measures measures measures measures measures measures measures pension pension pension pension pension pension pension pension pension pension pension pension limit limit limit limit limit limit limit limit limit limit limit limit leading leading leading leading leading leading leading leading leading leading leading leading family family family family family family family family family family family family despite despite despite despite despite despite despite despite despite despite despite despite try try try try try try try try try try try try simple simple simple simple simple simple simple simple simple simple simple simple reports reports reports reports reports reports reports reports reports reports reports reports positive positive positive positive positive positive positive positive positive positive positive positive series series series series series series series series series series series series products products products products products products products products products products products products previous previous previous previous previous previous previous previous previous previous previous previous paul paul paul paul paul paul paul paul paul paul paul paul party party party party party party party party party party party party matter matter matter matter matter matter matter matter matter matter matter matter everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone education education education education education education education education education education education education america america america america america america america america america america america america agency agency agency agency agency agency agency agency agency agency agency agency talk talk talk talk talk talk talk talk talk talk talk talk south south south south south south south south south south south south looks looks looks looks looks looks looks looks looks looks looks looks competition competition competition competition competition competition competition competition competition competition competition competition clearly clearly clearly clearly clearly clearly clearly clearly clearly clearly clearly clearly bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy started started started started started started started started started started started started late late late late late late late late late late late late largest largest largest largest largest largest largest largest largest largest largest largest i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm decisions decisions decisions decisions decisions decisions decisions decisions decisions decisions decisions decisions activity activity activity activity activity activity activity activity activity activity activity activity whole whole whole whole whole whole whole whole whole whole whole whole reading reading reading reading reading reading reading reading reading reading reading reading poor poor poor poor poor poor poor poor poor poor poor poor it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s figure figure figure figure figure figure figure figure figure figure figure figure expect expect expect expect expect expect expect expect expect expect expect expect card card card card card card card card card card card card review review review review review review review review review review review review property property property property property property property property property property property property net net net net net net net net net net net net include include include include include include include include include include include include exports exports exports exports exports exports exports exports exports exports exports exports & & & & & & & & & & & & along along along along along along along along along along along along across across across across across across across across across across across across understand understand understand understand understand understand understand understand understand understand understand tell tell tell tell tell tell tell tell tell tell tell regulation regulation regulation regulation regulation regulation regulation regulation regulation regulation regulation lost lost lost lost lost lost lost lost lost lost lost difficult difficult difficult difficult difficult difficult difficult difficult difficult difficult difficult certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly 12 12 12 12 12 12 12 12 12 12 12 went went went went went went went went went went went trying trying trying trying trying trying trying trying trying trying trying true true true true true true true true true true 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single known known known known known known known known known known known hold hold hold hold hold hold hold hold hold hold hold gross gross gross gross gross gross gross gross gross gross gross greater greater greater greater greater greater greater greater greater greater greater effects effects effects effects effects effects effects effects effects effects effects comments comments comments comments comments comments comments comments comments comments comments answer answer answer answer answer answer answer answer answer answer answer additional additional additional additional additional additional additional additional additional additional additional 5 5 5 5 5 5 5 5 5 5 5 raise raise raise raise raise raise raise raise raise raise raise posted posted posted posted posted posted posted posted posted posted posted lead lead lead lead lead lead lead lead lead lead lead japan japan japan japan japan japan japan japan japan japan japan americans americans americans americans americans americans americans americans americans americans americans weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks savings savings savings savings savings savings savings savings savings savings savings pressure pressure pressure pressure pressure pressure pressure pressure pressure pressure pressure officials officials officials officials officials officials officials officials officials officials officials third third third third third third third third third third third policies policies policies policies policies policies policies policies policies policies policies notes notes notes notes notes notes notes notes notes notes notes kind kind kind kind kind kind kind kind kind kind kind allow allow allow allow allow allow allow allow allow allow allow range range range range range range range range range range range questions questions questions questions questions questions questions questions questions questions questions hungarian hungarian hungarian hungarian hungarian hungarian hungarian hungarian hungarian hungarian hungarian forecast forecast forecast forecast forecast forecast forecast forecast forecast forecast forecast corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves target target target target target target target target target target target side side side side side side side side side side side near near near near near near near near near near near massive massive massive massive massive massive massive massive massive massive massive huge huge huge huge huge huge huge huge huge huge huge discussion discussion discussion discussion discussion discussion discussion discussion discussion discussion discussion benefit benefit benefit benefit benefit benefit benefit benefit benefit benefit benefit turn turn turn turn turn turn turn turn turn turn turn science science science science science science science science science science science remain remain remain remain remain remain remain remain remain remain remain professor professor professor professor professor professor professor professor professor professor professor indian indian indian indian indian indian indian indian indian indian indian head head head head head head head head head head head bid bid bid bid bid bid bid bid bid bid bid personal personal personal personal personal personal personal personal personal personal personal paid paid paid paid paid paid paid paid paid paid paid falling falling falling falling falling falling falling falling falling falling falling access access access access access access access access access access access situation situation situation situation situation situation situation situation situation situation response response response response response response response response response response main main main main main main main main 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loss loss loss loss loss loss loss loss loss loss loan loan loan loan loan loan loan loan loan loan lending lending lending lending lending lending lending lending lending lending initial initial initial initial initial initial initial initial initial initial efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone zero zero zero zero zero zero zero zero zero zero survey survey survey survey survey survey survey survey survey survey rest rest rest rest rest rest rest rest rest rest population population population population population population population population population population led led led led led led led led led led don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler beyond beyond beyond beyond beyond beyond beyond beyond beyond beyond ability ability ability ability ability ability ability ability ability ability 15 15 15 15 15 15 15 15 15 15 spent spent spent spent spent spent spent spent spent spent maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe developed developed developed developed developed developed developed developed developed developed can't can't can't can't can't can't can't can't can't can't british british british british british british british british british british 50 50 50 50 50 50 50 50 50 50 worse worse worse worse worse worse worse worse worse worse wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth wants wants wants wants wants wants wants wants wants wants suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests readers readers readers readers readers readers readers readers readers readers produce produce produce produce produce produce produce produce produce produce media media media media media media media media media media isn't isn't isn't isn't isn't isn't isn't isn't isn't isn't goes goes goes goes goes goes goes goes goes goes failed failed failed failed failed failed failed failed failed failed etc etc etc etc etc etc etc etc etc etc deficits deficits deficits deficits deficits deficits deficits deficits deficits deficits asked asked asked asked asked asked asked asked asked asked team team team team team team team team team team source source source source source source source source source source particularly particularly particularly particularly particularly particularly particularly particularly particularly particularly north north north north north north north north north north manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing create create create create create create create create create create bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom announced announced announced announced announced announced announced announced announced announced affairs affairs affairs affairs affairs affairs affairs affairs affairs affairs 30 30 30 30 30 30 30 30 30 30 saying saying saying saying saying saying saying saying saying saying reform reform reform reform reform reform reform reform reform reform reduction reduction reduction reduction reduction reduction reduction reduction reduction reduction fees fees fees fees fees fees fees fees fees fees engine engine engine engine engine engine engine engine engine engine easy easy easy easy easy easy easy easy easy easy cause cause cause cause cause cause cause cause cause cause ways ways ways ways ways ways ways ways ways ways someone someone someone someone someone someone someone someone someone someone robert robert robert robert robert robert robert robert robert robert rights rights rights rights rights rights rights rights rights rights relatively relatively relatively relatively relatively relatively relatively relatively relatively relatively please please please please please please please please please please overall overall overall overall overall overall overall overall overall overall needed needed needed needed needed needed needed needed needed needed estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates environmental environmental environmental environmental environmental environmental environmental environmental environmental environmental difference difference difference difference difference difference difference difference difference difference curve curve curve curve curve curve curve curve curve curve common common common common common common common common common common cases cases cases cases cases cases cases cases cases cases words words words words words words words words words words soon soon soon soon soon soon soon soon soon soon reported reported reported reported reported reported reported reported reported reported measure measure measure measure measure measure measure measure measure measure live live live live live live live live live live lack lack lack lack lack lack lack lack lack lack it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s experience experience experience experience experience experience experience experience experience experience approach approach approach approach approach approach approach approach approach approach site site site site site site site site site site proposed proposed proposed proposed proposed proposed proposed proposed proposed proposed living living living living living living living living living living household household household household household household household household household household held held held held held held held held held held developing developing developing developing developing developing developing developing developing developing december december december december december december december december december december crude crude crude crude crude crude crude crude crude crude act act act act act act act act act act required required required required required required required required required reasons reasons reasons reasons reasons reasons reasons reasons reasons peak peak peak peak peak peak peak peak peak learn learn learn learn learn learn learn learn learn add add add add add add add add add written written written written written written written written written wais wais wais wais wais wais wais wais wais save save save save save save save save save running running running running running running running running running hand hand hand hand hand hand hand hand hand gm gm gm gm gm gm gm gm gm everything everything everything everything everything everything everything everything everything 6 6 6 6 6 6 6 6 6 resources resources resources resources resources resources resources resources resources purchase purchase purchase purchase purchase purchase purchase purchase purchase project project project project project project project project project generally generally generally generally generally generally generally generally generally estimated estimated estimated estimated estimated estimated estimated estimated estimated area area area area area area area area area wrote wrote wrote wrote wrote wrote wrote wrote wrote traders traders traders traders traders traders traders traders traders increasing increasing increasing increasing increasing increasing increasing increasing increasing happen happen happen happen happen happen happen happen happen don’t don’t don’t don’t don’t don’t don’t don’t don’t declined declined declined declined declined declined declined declined declined there's there's there's there's there's there's there's there's there's special special special special special special special special special percentage percentage percentage percentage percentage percentage percentage percentage percentage mind mind mind mind mind mind mind mind mind hope hope hope hope hope hope hope hope hope exactly exactly exactly exactly exactly exactly exactly exactly exactly else else else else else else else else else court court court court court court court court court yield yield yield yield yield yield yield yield yield women women women women women women women women women web web web web web web web web web fdic fdic fdic fdic fdic fdic fdic fdic fdic couple couple couple couple couple couple couple couple couple continued continued continued continued continued continued continued continued continued changed changed changed changed changed changed changed changed changed various various various various various various various various various society society society society society society society society society saw saw saw saw saw saw saw saw saw returns returns returns returns returns returns returns returns returns quality quality quality quality quality quality quality quality quality improve improve improve improve improve improve improve improve improve chairman chairman chairman chairman chairman chairman chairman chairman chairman spend spend spend spend spend spend spend spend spend page page page page page page page page page liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity geithner geithner geithner geithner geithner geithner geithner geithner geithner daily daily daily daily daily daily daily daily daily white white white white white white white white white video video video video video video video video video vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles russian russian russian russian russian russian russian russian russian reducing reducing reducing reducing reducing reducing reducing reducing reducing publication publication publication publication publication publication publication publication publication particular particular particular particular particular particular particular particular particular necessary necessary necessary necessary necessary necessary necessary necessary necessary japanese japanese japanese japanese japanese japanese japanese japanese japanese homes homes homes homes homes homes homes homes homes governments governments governments governments governments governments governments governments governments evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated cuts cuts cuts cuts cuts cuts cuts cuts cuts commission commission commission commission commission commission commission commission commission associated associated associated associated associated associated associated associated associated agree agree agree agree agree agree agree agree agree 2006 2006 2006 2006 2006 2006 2006 2006 2006 towards towards towards towards towards towards towards towards towards thinking thinking thinking thinking thinking thinking thinking thinking thinking texas texas texas texas texas texas texas texas texas short-term short-term short-term short-term short-term short-term short-term short-term short-term selling selling selling selling selling selling selling selling selling investor investor investor investor investor investor investor investor investor internet internet internet internet internet internet internet internet internet holding holding holding holding holding holding holding holding holding gets gets gets gets gets gets gets gets gets gasoline gasoline gasoline gasoline gasoline gasoline gasoline gasoline gasoline bond bond bond bond bond bond bond bond bond ask ask ask ask ask ask ask ask ask alternative alternative alternative alternative alternative alternative alternative alternative alternative adrian adrian adrian adrian adrian adrian adrian adrian adrian 2010 2010 2010 2010 2010 2010 2010 2010 2010 19 19 19 19 19 19 19 19 19 version version version version version version version version usually usually usually usually usually usually usually usually students students students students students students students students remember remember remember remember remember remember remember remember profits profits profits profits profits profits profits profits nominal nominal nominal nominal nominal nominal nominal nominal morning morning morning morning morning morning morning morning investments investments investments investments investments investments investments investments individual individual individual individual individual individual individual individual entire entire entire entire entire entire entire entire businesses businesses businesses businesses businesses businesses businesses businesses borrowing borrowing borrowing borrowing borrowing borrowing borrowing borrowing auto auto auto auto auto auto auto auto analysts analysts analysts analysts analysts analysts analysts analysts works works works works works works works works stop stop stop stop stop stop stop stop sort sort sort sort sort sort sort sort sheet sheet sheet sheet sheet sheet sheet sheet proposal proposal proposal proposal proposal proposal proposal proposal london london london london london london london london gives gives gives gives gives gives gives gives chinese chinese chinese chinese chinese chinese chinese chinese avoid avoid avoid avoid avoid avoid avoid avoid wsj wsj wsj wsj wsj wsj wsj wsj values values values values values values values values subject subject subject subject subject subject subject subject starting starting starting starting starting starting starting starting schools schools schools schools schools schools schools schools road road road road road road road road reduced reduced reduced reduced reduced reduced reduced reduced ratings ratings ratings ratings ratings ratings ratings ratings paying paying paying paying paying paying paying paying legislation legislation legislation legislation legislation legislation legislation legislation drive drive drive drive drive drive drive drive decades decades decades decades decades decades decades decades death death death death death death death death bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw ytw ytw ytw ytw ytw ytw ytw ytw volatility volatility volatility volatility volatility volatility volatility volatility therefore therefore therefore therefore therefore therefore therefore therefore produced produced produced produced produced produced produced produced press press press press press press press press position position position position position position position position michael michael michael michael michael michael michael michael meet meet meet meet meet meet meet meet highest highest highest highest highest highest highest highest gain gain gain gain gain gain gain gain environment environment environment environment environment environment environment environment