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should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because because many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many many market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two two years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years years those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those those may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may may climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here here see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see see first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first first oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil oil get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get get such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such such billion billion billion billion billion billion billion billion billion billion billion billion billion billion 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world world world world world world world world world world world world world world world world world world world world world world world world world world world world world make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make make your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your your debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think think since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since since bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them them economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while while then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then then global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good good well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well well where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy energy down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price price need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks banks way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million million does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report report week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made china china china china china china china china china china china china china china china china china china china china china china china china china china china china china china china china did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know november november november november november november november november november november november november november november november november november november november november november november november november november november november november november november november job job job job job job job job job job job job job job job job job job job job job job job job job job job job job job job really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better own own own own own own own own own own own own own own own own own own own own own own own own own own own own own own national national national national national national national national national national national national national national national national national national national national national national national national national national national national national national high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase go go go go go go go go go go go go go go go go go go go go go go go go go go go go go case case case case case case case case case case case case case case case case case case case case case case case case case case case case case three three three three three three three three three three three three three three three three three three three three three three three three three three three three three recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent during during during during during during during during during during during during during during during during during during during during during during during during during during during during current current current current current current current current current current current current current current current current current current current current current current current current current current current current states states states states states states states states states states states states states states states states states states states states states states states states states states states states political political political political political political political political political political political political political political political political political political political political political political political political political political political political cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost around around around around around around around around around around around around around around around around around around around around around around around around around around around around american american american american american american american american american american american american american american american american american american american american american american american american american american american american investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk must must must must must must must must must must must must must must must must must must must must must must must must must must must bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill against against against against against against against against against against against against against against against against against against against against against against against against against against against times times times times times times times times times times times times times times times times times times times times times times times times times times times months months months months months months months months months months months months months months months months months months months months months months months months months months months little little little little little little little little little little little little little little little little little little little little little little little little little little little likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely future future future future future future future future future future future future future future future future future future future future future future future future future future future markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher small small small small small small small small small small small small small small small 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house house house house house support support support support support support support support support support support support support support support support support support support support support support support support support support sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether things things things things things things things things things things things things things things things things things things things things things things things things things things research research research research research research research research research research research research research research research research research research research research research research research research research research president president president president president president president president president president president president president president president president president president president president president president president president president president income income income income income income income income income income income income income income income income income income income income income income income income income income according according according according according according according according according according according according according according according according according according according according according according according according according according problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem best best best best best best best best best best best best best best best best best best best best best best best best best home home home home home home home home home home home home home home home home home home home home home home home home home full full full full full full full full full full full full full full full full full full full full full full full full full it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's health health health health health health health health health health health health health health health health health health health health health health health health health fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact off off off off off off off off off off off off off off off off off off off off off off off off off trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade end end end end end end end end end end end end end end end end end end end end end end end end end emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet different different different different different different different different different different different different different different different different different different different different different different different different different day day day day day day day day day day day day day day day day day day day day day day day day day obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama look look look look look look look look look look look look look look look look look look look look look look look look far far far far far far far far far far far far far far far far far far far far far far far far each each each each each each each each each each each each each each each each each each each each each each each each power power power power power power power power power power power power power power power power power power power power power power power power least least least least least least least least least least least least least least least least least least least least least least least least come come come come come come come come come come come come come come come come come come come come come come come come used used used used used used used used used used used used used used used used used used used used used used used used december december december december december december december december december december december december december december december december december december december december december december december december private private private private private private private private private private private private private private private private private private private private private private private private average average average average average average average average average average average average average average average average average average average average average average average average without without without without without without without without without without without without without without without without without without without without without without without without though though though though though though though though though though though though though though though though though though though though though though though though given given given given given given given given given given given given given given given given given given given given given given given given every every every every every every every every every every every every every every every every every 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seems seems seems seems seems seems seems important important important important important important important important important important important important important important important important important important important important important important important gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp services services services services services services services services services services services services services services services services services services services services services services services industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry something something something something something something something something something something something something something something something something something something something something something something her her her her her her her her her her her her her her her her her her her her her her demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology put put put put put put put put put put put put put put put put put put put put put put she she she she she she she she she she she she she she she she she she she she she she production production production production production production production production production production production production production production production production production production production production production production level level level level level level level level level level level level level level level level level level level level level level low low low low low low low low low low low low low low low low low low low low low low lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot read read read read read read read read read read read read read read read read read read read read read read copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen past past past past past past past past past past past past past past past past past past past past past past news news news news news news news news news news news news news news news news news news news news news news major major major major major major major major major major major major major major major major major major major major major major labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit means means means means means means means means means means means means means means means means means means means means means means am am am am am am am am am am am am am am am am am am am am am am find find find find find find find find find find find find find find find find find find find find find enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus set set set set set set set set set set set set set set set set set set set set set second second second second second second second second second second second second second second second second second second second second second economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics already already already already already already already already already already already already already already already already already already already already already country country country country country country country country country country country country country country country country country country country country country again again again again again again again again again again again again again again again again again again again again again costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs total total total total total total total total total total total total total total total total total total total total total united united united united united united united united united united united united united united united united united united united united united top top top top top top top top top top top top top top top top top top top top free free free free free free free free free free free free free free free free free free free free course course course course course course course course course course course course course course course course course course course course believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe program program program program program program program program program program program program program program program program program program program program companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity including including including including including including including including including including including including including including including including including including including including issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue above above above above above above above above above above above above above above above above above above above above funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer " " " " " " " " " " " " " " " " " " " value value value value value value value value value value value value value value value value value value value social social social social social social social social social social social social social social social social social social social among among among among among among among among among among among among 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analysis analysis analysis analysis analysis analysis analysis dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually below below below below below below below below below below below below below below below below below below gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't making making making making making making making making making making making making making making making making making making doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing general general general general general general general general general general general general general general general general general finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress become become become become become become become become become become become become become become become become become school school school school school school school school school school school school school school school school school thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing term term term term term term term term term term term term term term term term term deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea group group group group group group group group group group group group group group group group group example example example example example example example example example example example example example example example example example recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost place place place place place place place place place place place place place place place place place clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear management management management management management management management management management management management management management management management management management him him him him him him him him him him him him him him him him him developing developing developing developing developing developing developing developing developing developing developing developing developing developing developing developing developing using using using using using using using using using using using using using using using using using problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems information information information information information information information information information information information information information information information information information evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence early early early early early early early early early early early early early early early early early 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier article article article article article article article article article article article article article article article article ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb central central central central central central central central central central central central central central central central until until until until until until until until until until until until until until until until monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary found found found found found found found found found found found found found found found found done done done done done done done done done done done done done done done done having having having having having having having having having having having having having having having having greek greek greek greek greek greek greek greek greek greek greek greek greek greek greek greek give give give give give give give give give give give give give give give give exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers short short short short short short short short short short short short short short short short further further further further further further further further further further further further further further further further others others others others others others others others others others others others others others others others america america america america america america america america america america america america america america america america insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance always always always always always always always always always always always always always always always always within within within within within within within within within within within within within within within within show show show show show show show show show show show show show show show show longer longer longer longer longer longer longer longer longer longer longer longer longer longer longer longer changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes care care care care care care care care care care care care care care care care ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago university university university university university university university university university university university university university university university university makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably points points points points points points points points points points points points points points points hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash got got got got got got got got got got got got got got got cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut called called called called called called called called called called called called called called called action action action action action action action action action action action action action action action york york york york york york york york york york york york york york york re: re: re: re: re: re: re: re: re: re: re: re: re: re: re: possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese result result result result result result result result result result result result result result result paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 act act act act act act act act act act act act act act act taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes several several several several several several several several several several several several several several several rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected education education education education education education education education education education education education education education education run run run run run run run run run run run run run run run provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps once once once once once once once once once once once once once once once ever ever ever ever ever ever ever ever ever ever ever ever ever ever ever sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce days days days days days days days days days days days days days days days true true true true true true true true true true true true true true taking taking taking taking taking taking taking taking taking taking taking taking taking taking share share share share share share share share share share share share share share americans americans americans americans americans americans americans americans americans americans americans americans americans americans 12 12 12 12 12 12 12 12 12 12 12 12 12 12 often often often often often often often often often often often often often often move move move move move move move move move move move move move move fund fund fund fund fund fund fund fund fund fund fund fund fund fund development development development development development development development development development development development development development development claims claims claims claims claims claims claims claims claims claims claims claims claims claims city city city city city city city city city city city city city city treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury quite quite quite quite quite quite quite quite quite quite quite quite quite quite due due due due due due due due due due due due due due cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot away away away away away away away away away away away away away away terms terms terms terms terms terms terms terms terms terms terms terms terms terms numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers line line line line line line line line line line line line line line interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting able able able able able able able able able able able able able able process process process process process process process process process process process process process process mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage especially especially especially especially especially especially especially especially especially especially especially especially especially especially 20 20 20 20 20 20 20 20 20 20 20 20 20 20 supply supply supply supply supply supply supply supply supply supply supply supply supply supply policies policies policies policies policies policies policies policies policies policies policies policies policies policies human human human human human human human human human human human human human human five five five five five five five five five five five five five five fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal continue continue continue continue continue continue continue continue continue continue continue continue continue continue click click click click click click click click click click click click click click tarp tarp tarp tarp tarp tarp tarp tarp tarp tarp tarp tarp tarp tarp company company company company company company company company company company company company company company reform reform reform reform reform reform reform reform reform reform reform reform reform reform lost lost lost lost lost lost lost lost lost lost lost lost lost lost levels levels levels levels levels levels levels levels levels levels levels levels levels levels economist economist economist economist economist economist economist economist economist economist economist economist economist economist conference conference conference conference conference conference conference conference conference conference conference conference conference conference comes comes comes comes comes comes comes comes comes comes comes comes comes comes results results results results results results results results results results results results results results it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s half half half half half half half half half half half half half half following following following following following following following following following following following following following following control control control control control control control control control control control control control control inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation that's that's that's that's that's that's that's that's that's that's that's that's that's seem seem seem seem seem seem seem seem seem seem seem seem seem reported reported reported reported reported reported reported reported reported reported reported reported reported trading trading trading trading trading trading trading trading trading trading trading trading trading north north north north north north north north north north north north north key key key key key key key key key key key key key view view view view view view view view view view view view view project project project project project project project project project project project project project population population population population population population population population population population population population population let let let let let let let let let let let let let firm firm firm firm firm firm firm firm firm firm firm firm firm businesses businesses businesses businesses businesses businesses businesses businesses businesses businesses businesses businesses businesses series series series series series series series series series series series series series note note note note note note note note note note note note note figure figure figure figure figure figure figure figure figure figure figure figure figure equity equity equity equity equity equity equity equity equity equity equity equity equity developed developed developed developed developed developed developed developed developed developed developed developed developed amount amount amount amount amount amount amount amount amount amount amount amount amount return return return return return return return return return return return return return office office office office office office office office office office office office office currently currently currently currently currently currently currently currently currently currently currently currently currently assets assets assets assets assets assets assets assets assets assets assets assets assets similar similar similar similar similar similar similar similar similar similar similar similar similar matter matter matter matter matter matter matter matter matter matter matter matter matter looking looking looking looking looking looking looking looking looking looking looking looking looking goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman food food food food food food food food food food food food food car car car car car car car car car car car car car worth worth worth worth worth worth worth worth worth worth worth worth worth theory theory theory theory theory theory theory theory theory theory theory theory theory period period period period period period period period period period period period period expect expect expect expect expect expect expect expect expect expect expect expect expect wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong september september september september september september september september september september september september september science science science science science science science science science science science science science retail retail retail retail retail retail retail retail retail retail retail retail retail local local local local local local local local local local local local local left left left left left left left left left left left left left european european european european european european european european european european european european european peak peak peak peak peak peak peak peak peak peak peak peak peak instead instead instead instead instead instead instead instead instead instead instead instead instead anything anything anything anything anything anything anything anything anything anything anything anything anything review review review review review review review review review review review review review model model model model model model model model model model model model model mean mean mean mean mean mean mean mean mean mean mean mean mean property property property property property property property property property property property property game game game game game game game game game game game game effects effects effects effects effects effects effects effects effects effects effects effects economists economists economists economists economists economists economists economists economists economists economists economists working working working working working working working working working working working working survey survey survey survey survey survey survey survey survey survey survey survey reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reports reports reports reports reports reports reports reports reports reports reports reports potential potential potential potential potential potential potential potential potential potential potential potential list list list list list list list list list list list list lead lead lead lead lead lead lead lead lead lead lead lead four four four four four four four four four four four four                         study study study study study study study study study study study study either either either either either either either either either either either either call call call call call call call call call call call call sense sense sense sense sense sense sense sense sense sense sense sense net net net net net net net net net net net net needs needs needs needs needs needs needs needs needs needs needs needs nations nations nations nations nations nations nations nations nations nations nations nations firms firms firms firms firms firms firms firms firms firms firms firms date date date date date date date date date date date date coming coming coming coming coming coming coming coming coming coming coming coming asked asked asked asked asked asked asked asked asked asked asked asked washington washington washington washington washington washington washington washington washington washington washington washington thus thus thus thus thus thus thus thus thus thus thus thus i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm available available available available available available available available available available available available although although although although although although although although although although although although significant significant significant significant significant significant significant significant significant significant significant significant main main main main main main main main main main main main index index index index index index index index index index index index blog blog blog blog blog blog blog blog blog blog blog blog personal personal personal personal personal personal personal personal personal personal personal personal paid paid paid paid paid paid paid paid paid paid paid paid fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers asset asset asset asset asset asset asset asset asset asset asset asset uk uk uk uk uk uk uk uk uk uk uk uk gold gold gold gold gold gold gold gold gold gold gold gold freedom freedom freedom freedom freedom freedom freedom freedom freedom freedom freedom freedom despite despite despite despite despite despite despite despite despite despite despite despite additional additional additional additional additional additional additional additional additional additional additional additional 5 5 5 5 5 5 5 5 5 5 5 5 via via via via via via via via via via via via record record record record record record record record record record record record recently recently recently recently recently recently recently recently recently recently recently recently default default default default default default default default default default default default bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds annual annual annual annual annual annual annual annual annual annual annual annual thought thought thought thought thought thought thought thought thought thought thought thought came came came came came came came came came came came came issues issues issues issues issues issues issues issues issues issues issues poor poor poor poor poor poor poor poor poor poor poor indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed hours hours hours hours hours hours hours hours hours hours hours greece greece greece greece greece greece greece greece greece greece greece fall fall fall fall fall fall fall fall fall fall fall 4 4 4 4 4 4 4 4 4 4 4 nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly natural natural natural natural natural natural natural natural natural natural natural latest latest latest latest latest latest latest latest latest latest latest kind kind kind kind kind kind kind kind kind kind kind history history history history history history history history history history history create create create create create create create create create create create 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 whose whose whose whose whose whose whose whose whose whose whose side side side side side side side side side side side performance performance performance performance performance performance performance performance performance performance performance impact impact impact impact impact impact impact impact impact impact impact green green green green green green green green green green green book book book book book book book book book book book across across across across across across across across across across across — — — — — — — — — — — trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion situation situation situation situation situation situation situation situation situation situation situation role role role role role role role role role role role plans plans plans plans plans plans plans plans plans plans plans order order order order order order order order order order order losses losses losses losses losses losses losses losses losses losses losses bit bit bit bit bit bit bit bit bit bit bit account account account account account account account account account account account whole whole whole whole whole whole whole whole whole whole whole warming warming warming warming warming warming warming warming warming warming warming type type type type type type type type type type type security security security security security security security security security security security growing growing growing growing growing growing growing growing growing growing growing funding funding funding funding funding funding funding funding funding funding funding face face face face face face face face face face face – – – – – – – – – – – ways ways ways ways ways ways ways ways ways ways ways war war war war war war war war war war war team team team team team team team team team team team positive positive positive positive positive positive positive positive positive positive positive individual individual individual individual individual individual individual individual individual individual individual turn turn turn turn turn turn turn turn turn turn turn projects projects projects projects projects projects projects projects projects projects projects needed needed needed needed needed needed needed needed needed needed needed larger larger larger larger larger larger larger larger larger larger larger goods goods goods goods goods goods goods goods goods goods goods fell fell fell fell fell fell fell fell fell fell fell banking banking banking banking banking banking banking banking banking banking banking went went went went went went went went went went went taken taken taken taken taken taken taken taken taken taken taken spend spend spend spend spend spend spend spend spend spend spend response response response response response response response response response response response loans loans loans loans loans loans loans loans loans loans loans journal journal journal journal journal journal journal journal journal journal journal don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t chart chart chart chart chart chart chart chart chart chart chart benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty moving moving moving moving moving moving moving moving moving moving electric electric electric electric electric electric electric electric electric electric compared compared compared compared compared compared compared compared compared compared bid bid bid bid bid bid bid bid bid bid argument argument argument argument argument argument argument argument argument argument add add add add add add add add add add tell tell tell tell tell tell tell tell tell tell rules rules rules rules rules rules rules rules rules rules old old old old old old old old old old foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign agency agency agency agency agency agency agency agency agency agency understand understand understand understand understand understand understand understand understand understand told told told told told told told told told told started started started started started started started started started started liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions environment environment environment environment environment environment environment environment environment environment balance balance balance balance balance balance balance balance balance balance answer answer answer answer answer answer answer answer answer answer talk talk talk talk talk talk talk talk talk talk society society society society society society society society society society shares shares shares shares shares shares shares shares shares shares regulation regulation regulation regulation regulation regulation regulation regulation regulation regulation open open open open open open open open open open manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing exactly exactly exactly exactly exactly exactly exactly exactly exactly exactly consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption along along along along along along along along along along 30 30 30 30 30 30 30 30 30 30 resources resources resources resources resources resources resources resources resources resources previous previous previous previous previous previous previous previous previous previous overall overall overall overall overall overall overall overall overall overall trying trying trying trying trying trying trying trying trying trying saying saying saying saying saying saying saying saying saying saying reduction reduction reduction reduction reduction reduction reduction reduction reduction reduction negative negative negative negative negative negative negative negative negative negative increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing former former former former former former former former former former form form form form form form form form form form doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts currency currency currency currency currency currency currency currency currency currency bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke aid aid aid aid aid aid aid aid aid aid try try try try try try try try try try service service service service service service service service service service senate senate senate senate senate senate senate senate senate senate members members members members members members members members members members measure measure measure measure measure measure measure measure measure measure later later later later later later later later later later john john john john john john john john john john industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial greater greater greater greater greater greater greater greater greater greater etc etc etc etc etc etc etc etc etc etc department department department department department department department department department department class class class class class class class class class class announced announced announced announced announced announced announced announced announced announced age age age age age age age age age age activity activity activity activity activity activity activity activity activity activity someone someone someone someone someone someone someone someone someone someone petroleum petroleum petroleum petroleum petroleum petroleum petroleum petroleum petroleum petroleum paul paul paul paul paul paul paul paul paul paul common common common common common common common common common common bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone words words words words words words words words words words trend trend trend trend trend trend trend trend trend trend took took took took took took took took took took press press press press press press press press press press huge huge huge huge huge huge huge huge huge huge exports exports exports exports exports exports exports exports exports exports efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency close close close close close close close close close close chief chief chief chief chief chief chief chief chief chief approach approach approach approach approach approach approach approach approach approach weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks third third third third third third third third third third standard standard standard standard standard standard standard standard standard standard revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue required required required required required required required required required required quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter play play play play play play play play play play live live live live live live live live live live happen happen happen happen happen happen happen happen happen happen goes goes goes goes goes goes goes goes goes goes estate estate estate estate estate estate estate estate estate estate decision decision decision decision decision decision decision decision decision decision certain certain certain certain certain certain certain certain certain certain thinking thinking thinking thinking thinking thinking thinking thinking thinking led led led led led led led led led itself itself itself itself itself itself itself itself itself friday friday friday friday friday friday friday friday friday behind behind behind behind behind behind behind behind behind reasons reasons reasons reasons reasons reasons reasons reasons reasons range range range range range range range range range profits profits profits profits profits profits profits profits profits position position position position position position position position position march march march march march march march march march homes homes homes homes homes homes homes homes homes domestic domestic domestic domestic domestic domestic domestic domestic domestic debate debate debate debate debate debate debate debate debate committee committee committee committee committee committee committee committee committee area area area area area area area area area together together together together together together together together together programs programs programs programs programs programs programs programs programs products products products products products products products products products party party party party party party party party party man man man man man man man man man january january january january january january january january january hope hope hope hope hope hope hope hope hope force force force force force force force force force executive executive executive executive executive executive executive executive executive bonuses bonuses bonuses bonuses bonuses bonuses bonuses bonuses bonuses tiger tiger tiger tiger tiger tiger tiger tiger tiger standards standards standards standards standards standards standards standards standards sources sources sources sources sources sources sources sources sources rights rights rights rights rights rights rights rights rights paying paying paying paying paying paying paying paying paying leaders leaders leaders leaders leaders leaders leaders leaders leaders creation creation creation creation creation creation creation creation creation compensation compensation compensation compensation compensation compensation compensation compensation compensation bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg basis basis basis basis basis basis basis basis basis students students students students students students students students students rest rest rest rest rest rest rest rest rest particular particular particular particular particular particular particular particular particular link link link link link link link link link consider consider consider consider consider consider consider consider consider vote vote vote vote vote vote vote vote vote "the "the "the "the "the "the "the "the "the raise raise raise raise raise raise raise raise raise posted posted posted posted posted posted posted posted posted politicians politicians politicians politicians politicians politicians politicians politicians politicians person person person person person person person person person mind mind mind mind mind mind mind mind mind maybe maybe maybe maybe maybe maybe maybe maybe maybe long-term long-term long-term long-term long-term long-term long-term long-term long-term late late late late late late late late late everyone everyone everyone everyone everyone everyone everyone everyone everyone estimates estimates estimates estimates estimates estimates estimates estimates estimates created created created created created created created created created building building building building building building building building building ask ask ask ask ask ask ask ask ask suggests suggests suggests suggests suggests suggests suggests suggests suggests south south south south south south south south south piece piece piece piece piece piece piece piece piece noted noted noted noted noted noted noted noted noted measures measures measures measures measures measures measures measures measures it’s it’s it’s it’s it’s it’s it’s it’s it’s clearly clearly clearly clearly clearly clearly clearly clearly clearly version version version version version version version version version soon soon soon soon soon soon soon soon soon reading reading reading reading reading reading reading reading reading questions questions questions questions questions questions questions questions questions please please please please please please please please please media media media media media media media media media eu eu eu eu eu eu eu eu eu economies economies economies economies economies economies economies economies economies de de de de de de de de de corporate corporate corporate corporate corporate corporate corporate corporate corporate 15 15 15 15 15 15 15 15 15 yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday takes takes takes takes takes takes takes takes takes suggest suggest suggest suggest suggest suggest suggest suggest suggest spent spent spent spent spent spent spent spent spent scientists scientists scientists scientists scientists scientists scientists scientists scientists remains remains remains remains remains remains remains remains remains produced produced produced produced produced produced produced produced produced initial initial initial initial initial initial initial initial initial gets gets gets gets gets gets gets gets gets environmental environmental environmental environmental environmental environmental environmental environmental environmental electricity electricity electricity electricity electricity electricity electricity electricity electricity chairman chairman chairman chairman chairman chairman chairman chairman chairman certainly certainly certainly certainly certainly certainly certainly certainly certainly biggest biggest biggest biggest biggest biggest biggest biggest biggest texas texas texas texas texas texas texas texas texas scientific scientific scientific scientific scientific scientific scientific scientific scientific savings savings savings savings savings savings savings savings savings rising rising rising rising rising rising rising rising rising produce produce produce produce produce produce produce produce produce learn learn learn learn learn learn learn learn learn held held held held held held held held held head head head head head head head head head hand hand hand hand hand hand hand hand hand governments governments governments governments governments governments governments governments governments efforts efforts efforts efforts efforts efforts efforts efforts efforts drop drop drop drop drop drop drop drop drop commission commission commission commission commission commission commission commission commission bubble bubble bubble bubble bubble bubble bubble bubble bubble bring bring bring bring bring bring bring bring bring allow allow allow allow allow allow allow allow allow various various various various various various various various strategy strategy strategy strategy strategy strategy strategy strategy models models models models models models models models member member member member member member member member employees employees employees employees employees employees employees employees don’t don’t don’t don’t don’t don’t don’t don’t daily daily daily daily daily daily daily daily college college college college college college college college center center center center center center center center can't can't can't can't can't can't can't can't worse worse worse worse worse worse 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released released released released published published published published published published published published provision provision provision provision provision provision provision provision professor professor professor professor professor professor professor professor loan loan loan loan loan loan loan loan build build build build build build build build actual actual actual actual actual actual actual actual robert robert robert robert robert robert robert robert returns returns returns returns returns returns returns returns outside outside outside outside outside outside outside outside officials officials officials officials officials officials officials officials loss loss loss loss loss loss loss loss limit limit limit limit limit limit limit limit lack lack lack lack lack lack lack lack agreement agreement agreement agreement agreement agreement agreement agreement 8 8 8 8 8 8 8 8 stop stop stop stop stop stop stop stop ideas ideas ideas ideas ideas ideas ideas ideas decade decade decade decade decade decade decade decade david david david david david david david david access access access access access access access access 11 11 11 11 11 11 11 11 wsj wsj wsj wsj wsj wsj wsj wsj particularly particularly particularly particularly particularly particularly particularly particularly it's it's it's it's it's it's it's it's investments investments investments investments investments investments investments investments entire entire entire entire entire entire entire entire difficult difficult difficult difficult difficult difficult difficult difficult dec dec dec dec dec dec dec dec comments comments comments comments comments comments comments comments capacity capacity capacity capacity capacity capacity capacity capacity 7 7 7 7 7 7 7 7 six six six six six six six six related related related related related related related related passed passed passed passed passed passed passed passed option option option option option option option option looks 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