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year year year year year year year year year year year year year year year year year year year year year year year year year also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market market time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no no my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my my government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only only 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years years years years years years years years years years years years years years years years years years economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy economy very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very growth growth growth growth growth growth growth 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your your your your your your your where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit 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good good good good good good good good good good good good good good good good good good good good good good good good good why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way way 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state 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increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need need same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september september going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long long jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october october big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second 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federal federal federal federal federal federal federal current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during less less less less less less less less 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around around around around around around around around around around around around around around around around around around around know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months months week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system private private private private private private private private private private private private private private private private private private private private private private private private private private private private private private private private private private likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however however number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment 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look look look look look look look look look look look look look look look look look look look look look look look look look look look average average average average average average average average average average average average average average average average average average average average average average average average average average average average average average average average pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part against against against against against against against against against against against against against against against against against against against against against against against against against against against against against against against month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand low low low low low low low low low low low low low low low low low low low low low low low low low low 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level level level level level level level level level level level level level level level level level level level level level without without without without without without without without without without without without without without without without without without without without without without without without without without without without report report report report report report report report report report report report report report report report report report report report report report report report report report report report index index index index index index index index index index index index index index index index index index index index index index index index index index index index far far far far far far far far far far far far far far far far far far far far far far far far far far far far right right right right right right right right right right right right right right right right right right right right right right right right right right right right sector 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based based based based based based based based based based based based based own own own own own own own own own own own own own own own own own own own own own own own own own own whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether though though though though though though though though though though though though though though though though though though though though though though though though though though news news news news news news news news news news news news news news news news news news news news news news news news news news problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather house house house house house house house house house house house house house house house house house house house house house house house house house different different different different different different different different different different different different different different different different different different different different different different different different different again again again again again again again again again again again again again again again again again again again again again again again again again used used used used used used used used used used used used used used used used used used used used used used used used used bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased help help help help help help help help help help help help help help help help help help help help help help help help help course course course course course course course course course course course course course course course course course course course course course course course course course industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry least least least least least least least least least least least least least least least least least least least least least least least least least assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 production production production production production production production production production production production production production production production production production production production production production production production production every every every every every every every every every every every every every every every every every every every every every every every every research research research research research research research research research research research research research research research research research research research research research research research research income income income income income income income income income income income income income income income income income income income income income income income income services services services services services services services services services services services services services services services services services services services services services services services services come come come come come come come come come come come come come come come come come come come come come come come come best best best best best best best best best best best best best best best best best best best best best best best best am am am am am am am am am am am am am am am am am am am am am am am am read read read read read read read read read read read read read read read read read read read read read read read read past past past past past past past past past past past past past past past past past past past past past past past past already already already already already already already already already already already already already already already already already already already already already already already already question question question question question question question question question question question question question question question question question question question question question question question question country country country country country country country country country country country country country country country country country country country country country country country country following following following following following following following following following following following following following following following following following following following following following following following following find find find find find find find find find find find find find find find find find find find find find find find find something something something something something something something something something something something something something something something something something something something something something something something program program program program program program program program program program program program program program program program program program program program program program program future future future future future future future future future future future future future future future future future future future future future future future group group group group group group group group group group group group group group group group group group group group group group group given given given given given given given given given given given given given given given given given given given given given given given put put put put put put put put put put put put put put put put put put put put put put put lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower example example example example example example example example example example example example example example example example example example example example example example example don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet means means means means means means means means means means means means means means means means means means means means means means means including including including including including including including including including including including including including including including including including including including including including including including day day day day day day day day day day day day day day day day day day day day day day day stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock period period period period period period period period period period period period period period period period period period period period period period period american american american american american american american american american american american american american american american american american american american american american american american consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer set set set set set set set set set set set set set set set set set set set set set set monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary full full full full full full full full full full full full full full full full full full full full full full annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual political political political political political political political political political political political political political political political political political political political political political total total total total total total total total total total total total total total total total total total total total total support support support support support support support support support support support support support support support support support support support support support seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems book book book book book book book book book book book book book book book book book book book book book bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad become become become become become become become become become become become become become become become become become become become become become story story story story story story story story story story story story story story story story story story story story story never never never never never never never never never never never never never never never never never never never never never decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline august august august august august august august august august august august august august august august august august august august august august using using using using using using using using using using using using using using using using using using using using using social social social social social social social social social social social social social social social social social social social social social small small small small small small small small small small small small small small small small small small small small small paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea france france france france france france france france france france france france france france france france france france france france france climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr model model model model model model model model model model model model model model model model model model model model model firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe information information information information information information information information information information information information information information information information information information information information cent cent cent cent cent cent cent cent cent cent cent cent cent cent cent cent cent cent cent cent keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen away away away away away away away away away away away away away away away away away away away away international international international international international international international international international international international international international international international international international international international international law law law law law law law law law law law law law law law law law law law law having having having having having having having having having having having having having having having having having having having having until until until until until until until until until until until until until until until until until until until until thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing points points points points points points points points points points points points points points points points points points points points deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually result result result result result result result result result result result result result result result result result result result result note note note note note note note note note note note note note note note note note note note note french french french french french french french french french french french french french french french french french french french french probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably article article article article article article article article article article article article article article article article article article article article reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible output output output output output output output output output output output output output output output output output output output fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise produced produced produced produced produced produced produced produced produced produced produced produced produced produced produced produced produced produced produced plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan found found found found found found found found found found found found found found found found found found found among among among among among among among among among among among among among among among among among among among almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong president president president president president president president president president president president president president president president president president president president china china china china china china china china china china china china china china china china china china china ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago making making making making making making making making making making making making making making making making making making making earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier street street street street street street street street street street street street street street street street street street street start start start start start start start start start start start start start start start start start start start 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 local local local local local local local local local local local local local local local local local local local york york york york york york york york york york york york york york york york york york york general general general general general general general general general general general general general general general general general general general compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared short short short short short short short short short short short short short short short short short short short makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset university university university university university university university university university university university university university university university university university university technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology share share share share share share share share share share share share share share share share share share expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected early early early early early early early early early early early early early early early early early early reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform got got got got got got got got got got got got got got got got got got employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment always always always always always always always always always always always always always always always always always always she she she she she she she she she she she she she she she she she she order order order order order order order order order order order order order order order order order order issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue firm firm firm firm firm firm firm firm firm firm firm firm firm firm firm firm firm firm problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems her her her her her her her her her her her her her her her her her her positive positive positive positive positive positive positive positive positive positive positive positive positive positive positive positive positive positive cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash cash buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy once once once once once once once once once once once once once once once once once once obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard banking banking banking banking banking banking banking banking banking banking banking banking banking banking banking banking banking banking gold gold gold gold gold gold gold gold gold gold gold gold gold gold gold gold gold exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative negative term term term term term term term term term term term term term term term term term 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 return return return return return return return return return return return return return return return return return economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing + + + + + + + + + + + + + + + + + show show show show show show show show show show show show show show show show show results results results results results results results results results results results results results results results results results management management management management management management management management management management management management management management management management management losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses european european european european european european european european european european european european european european european european european run run run run run run run run run run run run run run run run run top top top top top top top top top top top top top top top top top give give give give give give give give give give give give give give give give give due due due due due due due due due due due due due due due due due domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic move move move move move move move move move move move move move move move move move major major major major major major major major major major major major major major major major major goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods either either either either either either either either either either either either either either either either either coming coming coming coming coming coming coming coming coming coming coming coming coming coming coming coming coming united united united united united united united united united united united united united united united united united available available available available available available available available available available available available available available available available available working working working working working working working working working working working working working working working working interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting free free free free free free free free free free free free free free free free called called called called called called called called called called called called called called called called 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows place place place place place place place place place place place place place place place place others others others others others others others others others others others others others others others others net net net net net net net net net net net net net net net net impact impact impact impact impact impact impact impact impact impact impact impact impact impact impact impact further further further further further further further further further further further further further further further further " " " " " " " " " " " " " " " " water water water water water water water water water water water water water water water water expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect development development development development development development development development development development development development development development development development simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply mean mean mean mean mean mean mean mean mean mean mean mean mean mean mean mean analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis although although although although although although although although although although although although although although although although theory theory theory theory theory theory theory theory theory theory theory theory theory theory theory theory significant significant significant significant significant significant significant significant significant significant significant significant significant significant significant significant service service service service service service service service service service service service service service service service line line line line line line line line line line line line line line line line instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions food food food food food food food food food food food food food food food food comes comes comes comes comes comes comes comes comes comes comes comes comes comes comes comes looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund study study study study study study study study study study study study study study study study personal personal personal personal personal personal personal personal personal personal personal personal personal personal personal personal effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect life life life life life life life life life life life life life life life deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal trend trend trend trend trend trend trend trend trend trend trend trend trend trend trend trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence went went went went went went went went went went went went went went went finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance done done done done done done done done done done done done done done done currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency across across across across across across across across across across across across across across across wind wind wind wind wind wind wind wind wind wind wind wind wind wind wind provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage key key key key key key key key key key key key key key key half half half half half half half half half half half half half half half four four four four four four four four four four four four four four four equity equity equity equity equity equity equity equity equity equity equity equity equity equity equity days days days days days days days days days days days days days days days account account account account account account account account account account account account account account account 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 latest latest latest latest latest latest latest latest latest latest latest latest latest latest latest car car car car car car car car car car car car car car car came came came came came came came came came came came came came came came especially especially especially especially especially especially especially especially especially especially especially especially especially especially especially several several several several several several several several several several several several several several several policies policies policies policies policies policies policies policies policies policies policies policies policies policies policies larger larger larger larger larger larger larger larger larger larger larger larger larger larger larger hand hand hand hand hand hand hand hand hand hand hand hand hand hand hand cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot act act act act act act act act act act act act act act act — — — — — — — — — — — — — — — terms terms terms terms terms terms terms terms terms terms terms terms terms terms terms taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing history history history history history history history history history history history history history history history budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget blog blog blog blog blog blog blog blog blog blog blog blog blog blog blog poor poor poor poor poor poor poor poor poor poor poor poor poor poor poor increases increases increases increases increases increases increases increases increases increases increases increases increases increases increases 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 view view view view view view view view view view view view view view told told told told told told told told told told told told told told seem seem seem seem seem seem seem seem seem seem seem seem seem seem previous previous previous previous previous previous previous previous previous previous previous previous previous previous exports exports exports exports exports exports exports exports exports exports exports exports exports exports often often often often often often often often often often often often often often figure figure figure figure figure figure figure figure figure figure figure figure figure figure white white white white white white white white white white white white white white washington washington washington washington washington washington washington washington washington washington washington washington washington washington quite quite quite quite quite quite quite quite quite quite quite quite quite quite process process process process process process process process process process process process process process longer longer longer longer longer longer longer longer longer longer longer longer longer longer loans loans loans loans loans loans loans loans loans loans loans loans loans loans foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign eu eu eu eu eu eu eu eu eu eu eu eu eu eu able able able able able able able able able able able able able able thought thought thought thought thought thought thought thought thought thought thought thought thought thought potential potential potential potential potential potential potential potential potential potential potential potential potential potential activity activity activity activity activity activity activity activity activity activity activity activity activity activity reported reported reported reported reported reported reported reported reported reported reported reported reported reported left left left left left left left left left left left left left left indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial balance balance balance balance balance balance balance balance balance balance balance balance balance balance school school school school school school school school school school school school school school property property property property property property property property property property property property property property performance performance performance performance performance performance performance performance performance performance performance performance performance performance manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing changes changes changes changes changes changes changes changes changes changes changes changes changes changes city city city city city city city city city city city city city city bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg john john john john john john john john john john john john john john click click click click click click click click click click click click click click treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce lead lead lead lead lead lead lead lead lead lead lead lead lead lead getting getting getting getting getting getting getting getting getting getting getting getting getting getting him him him him him him him him him him him him him him congress congress congress congress congress congress congress congress congress congress congress congress congress congress workers workers workers workers workers workers workers workers workers workers workers workers workers population population population population population population population population population population population population population drop drop drop drop drop drop drop drop drop drop drop drop drop area area area area area area area area area area area area area team team team team team team team team team team team team team germany germany germany germany germany germany germany germany germany germany germany germany germany former former former former former former former former former former former former former dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars science science science science science science science science science science science science science rising rising rising rising rising rising rising rising rising rising rising rising rising moving moving moving moving moving moving moving moving moving moving moving moving moving despite despite despite despite despite despite despite despite despite despite despite despite despite call call call call call call call call call call call call call wins wins wins wins wins wins wins wins wins wins wins wins wins create create create create create create create create create create create create create thus thus thus thus thus thus thus thus thus thus thus thus thus sense sense sense sense sense sense sense sense sense sense sense sense sense perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps option option option option option option option option option option option option option human human human human human human human human human human human human human europe europe europe europe europe europe europe europe europe europe europe europe europe similar similar similar similar similar similar similar similar similar similar similar similar similar reports reports reports reports reports reports reports reports reports reports reports reports reports created created created created created created created created created created created created created within within within within within within within within within within within within within recently recently recently recently recently recently recently recently recently recently recently recently recently needs needs needs needs needs needs needs needs needs needs needs needs needs mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s california california california california california california california california california california california california california reading reading reading reading reading reading reading reading reading reading reading reading reading paid paid paid paid paid paid paid paid paid paid paid paid paid lost lost lost lost lost lost lost lost lost lost lost lost lost five five five five five five five five five five five five five estate estate estate estate estate estate estate estate estate estate estate estate estate currently currently currently currently currently currently currently currently currently currently currently currently currently bit bit bit bit bit bit bit bit bit bit bit bit bit everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone everyone economies economies economies economies economies economies economies economies economies economies economies economies economies david david david david david david david david david david david david david corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate corporate america america america america america america america america america america america america america administration administration administration administration administration administration administration administration administration administration administration administration administration worth worth worth worth worth worth worth worth worth worth worth worth worth turn turn turn turn turn turn turn turn turn turn turn turn turn south south south south south south south south south south south south south consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly homes homes homes homes homes homes homes homes homes homes homes homes amount amount amount amount amount amount amount amount amount amount amount amount trying trying trying trying trying trying trying trying trying trying trying trying role role role role role role role role role role role role lending lending lending lending lending lending lending lending lending lending lending lending largest largest largest largest largest largest largest largest largest largest largest largest july july july july july july july july july july july july goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman goldman face face face face face face face face face face face face took took took took took took took took took took took took natural natural natural natural natural natural natural natural natural natural natural natural journal journal journal journal journal journal journal journal journal journal journal journal friday friday friday friday friday friday friday friday friday friday friday friday that's that's that's that's that's that's that's that's that's that's that's that's regulation regulation regulation regulation regulation regulation regulation regulation regulation regulation regulation regulation kind kind kind kind kind kind kind kind kind kind kind kind ever ever ever ever ever ever ever ever ever ever ever ever ways ways ways ways ways ways ways ways ways ways ways ways vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle finally finally finally finally finally finally finally finally finally finally finally finally suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests list list list list list list list list list list list list employees employees employees employees employees employees employees employees employees employees employees employees anything anything anything anything anything anything anything anything anything anything anything anything wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong situation situation situation situation situation situation situation situation situation situation situation situation remain remain remain remain remain remain remain remain remain remain remain remain overall overall overall overall overall overall overall overall overall overall overall overall media media media media media media media media media media media media maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe labor labor labor labor labor labor labor labor labor labor labor labor control control control control control control control control control control control control words words words words words words words words words words words words whole whole whole whole whole whole whole whole whole whole whole whole old old old old old old old old old old old old greater greater greater greater greater greater greater greater greater greater greater greater goes goes goes goes goes goes goes goes goes goes goes goes department department department department department department department department department department department department war war war war war war war war war war war war simple simple simple simple simple simple simple simple simple simple simple simple ratio ratio ratio ratio ratio ratio ratio ratio ratio ratio ratio ratio office office office office office office office office office office office office late late late late late late late late late late late late education education education education education education education education education education education education doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't doesn't answer answer answer answer answer answer answer answer answer answer answer answer 4 4 4 4 4 4 4 4 4 4 4 4 rose rose rose rose rose rose rose rose rose rose rose rose resources resources resources resources resources resources resources resources resources resources resources resources raise raise raise raise raise raise raise raise raise raise raise raise monthly monthly monthly monthly monthly monthly monthly monthly monthly monthly monthly monthly force force force force force force force force force force force force discussion discussion discussion discussion discussion discussion discussion discussion discussion discussion discussion discussion close close close close close close close close close close close close carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon b b b b b b b b b b b b growing growing growing growing growing growing growing growing growing growing growing claims claims claims claims claims claims claims claims claims claims claims behind behind behind behind behind behind behind behind behind behind behind age age age age age age age age age age age true true true true true true true true true true true started started started started started started started started started started started pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty pretty game game game game game game game game game game game chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese biggest biggest biggest biggest biggest biggest biggest biggest biggest biggest biggest understand understand understand understand understand understand understand understand understand understand understand rest rest rest rest rest rest rest rest rest rest rest record record record record record record record record record record record north north north north north north north north north north north consider consider consider consider consider consider consider consider consider consider consider project project project project project project project project project project project led led led led led led led led led led led increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing basis basis basis basis basis basis basis basis basis basis basis argument argument argument argument argument argument argument argument argument argument argument aig aig aig aig aig aig aig aig aig aig aig particularly particularly particularly particularly particularly particularly particularly particularly particularly particularly particularly loss loss loss loss loss loss loss loss loss loss loss fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel finland finland finland finland finland finland finland finland finland finland finland eurozone eurozone eurozone eurozone eurozone eurozone eurozone eurozone eurozone eurozone eurozone bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom reasons reasons reasons reasons reasons reasons reasons reasons reasons reasons reasons peak peak peak peak peak peak peak peak peak peak peak needed needed needed needed needed needed needed needed needed needed needed measures measures measures measures measures measures measures measures measures measures measures main main main main main main main main main main main hit hit hit hit hit hit hit hit hit hit hit chief chief chief chief chief chief chief chief chief chief chief added added added added added added added added added added added 5 5 5 5 5 5 5 5 5 5 5 try try try try try try try try try try try let let let let let let let let let let let 12 12 12 12 12 12 12 12 12 12 12 yes yes yes yes yes yes yes yes yes yes yes security security security security security security security security security security security notes notes notes notes notes notes notes notes notes notes notes emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t continued continued continued continued continued continued continued continued continued continued continued common common common common common common common common common common common appears appears appears appears appears appears appears appears appears appears appears taken taken taken taken taken taken taken taken taken taken taken spain spain spain spain spain spain spain spain spain spain spain issues issues issues issues issues issues issues issues issues issues issues effects effects effects effects effects effects effects effects effects effects effects decrease decrease decrease decrease decrease decrease decrease decrease decrease decrease decrease later later later later later later later later later later later competition competition competition competition competition competition competition competition competition competition competition bubble bubble bubble bubble bubble bubble bubble bubble bubble bubble bubble students students students students students students students students students students side side side side side side side side side side series series series series series series series series series series remains remains remains remains remains remains remains remains remains remains professor professor professor professor professor professor professor professor professor professor living living living living living living living living living living huge huge huge huge huge huge huge huge huge huge existing existing existing existing existing existing existing existing existing existing certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks society society society society society society society society society society open open open open open open open open open open foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure building building building building building building building building building building bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy bankruptcy americans americans americans americans americans americans americans americans americans americans 15 15 15 15 15 15 15 15 15 15 starting starting starting starting starting starting starting starting starting starting someone someone someone someone someone someone someone someone someone someone please please please please please please please please please please particular particular particular particular particular particular particular particular particular particular leading leading leading leading leading leading leading leading leading leading known known known known known known known known known known i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm form form form form form form form form form form businesses businesses businesses businesses businesses businesses businesses businesses businesses businesses = = = = = = = = = = product product product product product product product product product product light light light light light light light light light light june june june june june june june june june june individual individual individual individual individual individual individual individual individual individual entire entire entire entire entire entire entire entire entire entire continues continues continues continues continues continues continues continues continues continues committee committee committee committee committee committee committee committee committee committee clearly clearly clearly clearly clearly clearly clearly clearly clearly clearly bond bond bond bond bond bond bond bond bond bond anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone posted posted posted posted posted posted posted posted posted posted position position position position position position position position position position hope hope hope hope hope hope hope hope hope hope generally generally generally generally generally generally generally generally generally generally export export export export export export export export export export executive executive executive executive executive executive executive executive executive executive questions questions questions questions questions questions questions questions questions questions quality quality quality quality quality quality quality quality quality quality head head head head head head head head head head along along along along along along along along along along relative relative relative relative relative relative relative relative relative relative german german german german german german german german german german construction construction construction construction construction construction construction construction construction construction beginning beginning beginning beginning beginning beginning beginning beginning beginning beginning whose whose whose whose whose whose whose whose whose whose revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue models models models models models models models models models models measure measure measure measure measure measure measure measure measure measure falling falling falling falling falling falling falling falling falling falling decisions decisions decisions decisions decisions decisions decisions decisions decisions decisions cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts benefit benefit benefit benefit benefit benefit benefit benefit benefit benefit significantly significantly significantly significantly significantly significantly significantly significantly significantly significantly sell sell sell sell sell sell sell sell sell sell received received received received received received received received received received noted noted noted noted noted noted noted noted noted noted legislation legislation legislation legislation legislation legislation legislation legislation legislation legislation euro euro euro euro euro euro euro euro euro euro debate debate debate debate debate debate debate debate debate debate children children children children children children children children children children buying buying buying buying buying buying buying buying buying buying add add add add add add add add add add wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth "the "the "the "the "the "the "the "the "the "the special special special special special special special special special special selling selling selling selling selling selling selling selling selling selling live live live live live live live live live live institute institute institute institute institute institute institute institute institute institute final final final final final final final final final final family family family family family family family family family family failed failed failed failed failed failed failed failed failed failed conference conference conference conference conference conference conference conference conference conference asked asked asked asked asked asked asked asked asked asked tell tell tell tell tell tell tell tell tell taking taking taking taking taking taking taking taking taking single single single single single single single single single rules rules rules rules rules rules rules rules rules looks looks looks looks looks looks looks looks looks industrial industrial industrial industrial industrial industrial industrial industrial industrial board board board board board board board board board worse worse worse worse worse worse worse worse worse table table table table table table table table table mind mind mind mind mind mind mind mind mind man man man man man man man man man gets gets gets gets gets gets gets gets gets forward forward forward forward forward forward forward forward forward fixed fixed fixed fixed fixed fixed fixed fixed fixed commission commission commission commission commission commission commission commission commission bonds bonds bonds bonds bonds bonds bonds bonds bonds allow allow allow allow allow allow allow allow allow zero zero zero zero zero zero zero zero zero via via via via via via via via via source source source source source source source source source showing showing showing showing showing showing showing showing showing saying saying saying saying saying saying saying saying saying present present present present present present present present present nuclear nuclear nuclear nuclear nuclear nuclear nuclear nuclear nuclear limited limited limited limited limited limited limited limited limited estimates estimates estimates estimates estimates estimates estimates estimates estimates cause cause cause cause cause cause cause cause cause various various various various various various various various various standard standard standard standard standard standard standard standard standard moral moral moral moral moral moral moral moral moral itself itself itself itself itself itself itself itself itself 50 50 50 50 50 50 50 50 50 talk talk talk talk talk talk talk talk talk size size size size size size size size size retail retail retail retail retail retail retail retail retail plans plans plans plans plans plans plans plans plans matter matter matter matter matter matter matter matter matter vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles stop stop stop stop stop stop stop stop stop person person person person person person person person person lack lack lack lack lack lack lack lack lack difficult difficult difficult difficult difficult difficult difficult difficult difficult de de de de de de de de de 2006 2006 2006 2006 2006 2006 2006 2006 2006 therefore therefore therefore therefore therefore therefore therefore therefore therefore saving saving saving saving saving saving saving saving saving purchase purchase purchase purchase purchase purchase purchase purchase purchase officials officials officials officials officials officials officials officials officials morning morning morning morning morning morning morning morning morning follow follow follow follow follow follow follow follow follow contrast contrast contrast contrast contrast contrast contrast contrast contrast contract contract contract contract contract contract contract contract contract compensation compensation compensation compensation compensation compensation compensation compensation compensation additional additional additional additional additional additional additional additional additional themselves themselves themselves themselves themselves themselves themselves themselves themselves slightly slightly slightly slightly slightly slightly slightly slightly slightly showed showed showed showed showed showed showed showed showed senate senate senate senate senate senate senate senate senate response response response response response response response response response near near near near near near near near near liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity easy easy easy easy easy easy easy easy easy confidence confidence confidence confidence confidence confidence confidence confidence confidence version version version version version version version version version upon upon upon upon upon upon upon upon upon thinking thinking thinking thinking thinking thinking thinking thinking thinking serious serious serious serious serious serious serious serious serious running running running running running running running running running play play play play play play play play play happened happened happened happened happened happened happened happened happened can't can't can't can't can't can't can't can't can't books books books books books books books books books black black black black black black black black black adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted wrote wrote wrote wrote wrote wrote wrote wrote wrote rule rule rule rule rule rule rule rule rule quarterly quarterly quarterly quarterly quarterly quarterly quarterly quarterly quarterly profits profits profits profits profits profits profits profits profits profit profit profit profit profit profit profit profit profit party party party party party party party party party opinion opinion opinion opinion opinion opinion opinion opinion opinion michael michael michael michael michael michael michael michael michael mark mark mark mark mark mark mark mark mark isn't isn't isn't isn't isn't isn't isn't isn't isn't hold hold hold hold hold hold hold hold hold event event event event event event event event event estimate estimate estimate estimate estimate estimate estimate estimate estimate conditions conditions conditions conditions conditions conditions conditions conditions conditions approach approach approach approach approach approach approach approach approach takes takes takes takes takes takes takes takes savings savings savings savings savings savings savings savings save save save save save save save save regulatory regulatory regulatory regulatory regulatory regulatory regulatory regulatory reality reality reality reality reality reality reality reality goal goal goal goal goal goal goal goal forecast forecast forecast forecast forecast forecast forecast forecast electric electric electric electric electric electric electric electric don’t don’t don’t don’t don’t don’t don’t don’t collapse collapse collapse collapse collapse collapse collapse collapse certain certain certain certain certain certain certain certain action action action action action action action action 6 6 6 6 6 6 6 6 weeks weeks weeks weeks weeks weeks weeks weeks taxpayers taxpayers taxpayers taxpayers taxpayers taxpayers taxpayers taxpayers solar solar solar solar solar solar solar solar risks risks risks risks risks risks risks risks individuals individuals individuals individuals individuals individuals individuals individuals governments governments governments governments governments governments governments governments explain explain explain explain explain explain explain explain didn't didn't didn't didn't didn't didn't didn't didn't daily daily daily daily daily daily daily daily attention attention attention attention attention attention attention attention wage wage wage wage wage wage wage wage turned turned turned turned turned turned turned turned normal normal normal normal normal normal normal normal middle middle middle middle middle middle middle middle marginal marginal marginal marginal marginal marginal marginal marginal long-term long-term long-term long-term long-term long-term long-term long-term largely largely largely largely largely largely largely largely household household household household household household household household focus focus focus focus focus focus focus focus environment environment environment environment environment environment environment environment controls controls controls controls controls controls controls controls cases cases cases cases cases cases cases cases bring bring bring bring bring bring bring bring beyond beyond beyond beyond beyond beyond beyond beyond 500 500 500 500 500 500 500 500 worst worst worst worst worst worst worst worst spend spend spend spend spend spend spend spend reserves reserves reserves reserves reserves reserves reserves reserves published published published published published published published published paul paul paul paul paul paul paul paul members members members members members members members members legal legal legal legal legal legal legal legal gives gives gives gives gives gives gives gives couple couple couple couple couple couple couple couple appear appear appear appear appear appear appear appear systems systems systems systems systems systems systems systems surplus surplus surplus surplus surplus surplus surplus surplus space space space space space space space space round round round round round round round round remember remember remember remember remember remember remember remember relatively relatively relatively relatively relatively relatively relatively relatively offer offer offer offer offer offer offer offer name name name name name name name name include include include include include include include include highly highly highly highly highly highly highly highly happen happen happen happen happen happen happen happen difference difference difference difference difference difference difference difference addition addition addition addition addition addition addition addition 25 25 25 25 25 25 25 25 2000 2000 2000 2000 2000 2000 2000 2000 100 100 100 100 100 100 100 100 yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday uk uk uk uk uk uk uk uk “the “the “the “the “the “the “the “the stay stay stay stay stay stay stay stay statement statement statement statement statement statement statement statement shares shares shares shares shares shares shares shares securities securities securities securities securities securities securities securities review review review review review review review review released released released released released released released released loan loan loan loan loan loan loan loan imports imports imports imports imports imports imports imports efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency cars cars cars cars cars cars cars cars bear bear bear bear bear bear bear bear access access access access access access access access type type type type type type type type target target target target target target target target soon soon soon soon soon soon soon soon smaller smaller smaller smaller smaller smaller smaller smaller required required required required required required required required reach reach reach reach reach reach reach reach proposal proposal proposal proposal proposal proposal proposal proposal projects projects projects projects projects projects projects projects productivity productivity productivity productivity productivity productivity productivity productivity produce produce produce produce produce produce produce produce it’s it’s it’s it’s it’s it’s it’s it’s graph graph graph graph graph graph graph graph feel feel feel feel feel feel feel feel ecb ecb ecb ecb ecb ecb ecb ecb director director director director director director director director details details details details details details details details decision decision decision decision decision decision decision decision county county county county county county county county began began began began began began began began bankers bankers bankers bankers bankers bankers bankers bankers