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government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government government time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time time do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do do also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also also US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US US over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over over how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how how these 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should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should should economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic economic had had had had had 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still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still still why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public public capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital 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state state state state state state state state state state climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth growth down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down down work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work work real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices prices 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being being change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business business does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through through between 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countries countries countries countries point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point point jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs jobs too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states states off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right might might might might might might might might might might might might might might might might might might might might might might might might might might might might might 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credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today own own own own own own own own own own own own own own own own own own own own own own own own own own own own own own own own -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high 2010 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it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost am am am am am am am am am am am am am am am am am am am am am am am am am am am am am am power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power without without without without without without without without without without without without without without without without without without without without without without without without without without without without without without markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets 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investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment number number number number number number number number number number number number number number number number number number number number number number number number number number number number trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade three three three three three three three three three three three three three three three three three three three three three three three three three three three three risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk per per per per per per per per per per per per per per per per per per per per per per per per per per per per income income income income income income income income income income income income income income income income income income income income income income income income income income income income however however however however however however however however however however however however however however however however however however however however however however however however however however however however unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment around around around around around around around around around around around around around around around around around around around around around around around around around around around around must must must must must must must must must must must must must must must must must must must must must must must must must must must best best best best best best best best best best best best best best best best best best best best best best best best best best best important important important important important important important important important important important important important important important important important important important important important important important important important important important day day day day day day day day day day day day day day day day day day day day day day day day day day day companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies november november november november november november november november november november november november november november november november november november november november november november november november november november november national national national national national national national national national national national national national national national national national national national national national national national national national national national each each each each each each each each each each each each each each each each each each each each each each each each each each each look look look look look look look look look look look look look look look look look look look look look look look look look look crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis come come come come come come come come come come come come come come come come come come come come come come come come come come something something something something something something something something something something something something something something something something something something something something something something something something something something 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 according according according according according according according according according according according according according according according according according according according according according according according according according according bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill little little little little little little little little little little little little little little little little little little little little little little little little little little costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs help help help help help help help help help help help help help help help help help help help help help help help help help help level level level level level level level level level level level level level level level level level level level level level level level level level level care care care care care care care care care care care care care care care care care care care care care care care care care low low low low low low low low low low low low low low low low low low low low low low low low low used used used used used used used used used used used used used used used used used used used used used used used used used future future future future future future future future future future future future future future future future future future future future future future future future future president president president president president president president president president president president president president president president president president president president president president president president president president obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't large large large large large large large large large large large large large large large large large large large large large large large large large read read read read read read read read read read read read read read read read read read read read read read read read read rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas average average average average average average average average average average average average average average average average average average average average average average average average average though though though though though though though though though though though though though though though though though though though though though though though though though research research research research research research research research research research research research research research research research research research research research research research research research research put put put put put put put put put put put put put put put put put put put put put put put put put least least least least least least least least least least least least least least least least least least least least least least least least least lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot find find find find find find find find find find find find find find find find find find find find find find find find find 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing thing course course course course course course course course course course course course course course course course course course course course course course course course support support support support support support support support support support support support support support support support support support support support support support support support months months months months months months months months months months months months months months months months months months months months months months months months international international international international international international international international international international international international international international international international international international international international international international international international given given given given given given given given given given given given given given given given given given given given given given given given small small small small small small small small small small small small small small small small small small small small small small small small bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke bernanke central central central central central central central central central central central central central central central central central central central central central central central central seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems against against against against against against against against against against against against against against against against against against against against against against against against every every every every every every every every every every every every every every every every every every every every every every every every employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment things things things things things things things things things things things things things things things things things things things things things things things deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit company company company company company company company company company company company company company company company company company company company company company company company already already already already already already already already already already already already already already already already already already already already already already already yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad information information information information information information information information information information information information information information information information information information information information information information information paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paul paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 value value value value value value value value value value value value value value value value value value value value value value value full full full full full full full full full full full full full full full full full full full full full full full country country country country country country country country country country country country country country country country country country country country country country country actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually past past past past past past past past past past past past past past past past past past past past past past copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen copenhagen firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms free free free free free free free free free free free free free free free free free free free free free free deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal news news news news news news news news news news news news news news news news news news news news news news article article article article article article article article article article article article article article article article article article article article article article again again again again again again again again again again again again again again again again again again again again again again water water water water water water water water water water water water water water water water water water water water water water question question question question question question question question question question question question question question question question question question question question question question including including including including including including including including including including including including including including including including including including including including including including enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether second second second second second second second second second second second second second second second second second second second second second process process process process process process process process process process process process process process process process process process process process process set set set set set set set set set set set set set set set set set set set set set december december december december december december december december december december december december december december december december december december december december december believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe united united united united united united united united united united united united united united united united united united united united united monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing above above above above above above above above above above above above above above above above above above above above above means means means means means means means means means means means means means means means means means means means means means become become become become become become become become become become become become become become become become become become become become become based based based based based based based based based based based based based based based based based based based based based chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese top top top top top top top top top top top top top top top top top top top top top sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector different different different different different different different different different different different different different different different different different different different different different lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower him him him him him him him him him him him him him him him him him him him him foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign among among among among among among among among among among among among among among among among among among among among month month month month month month month month month month month month month month month month month month month month production production production production production production production production production production production production production production production production production production production production economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist school school school school school school school school school school school school school school school school school school school school recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply city city city city city city city city city city city city city city city city city city city city idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea story story story story story story story story story story story story story story story story story story story story law law law law law law law law law law law law law law law law law law law law always always always always always always always always always always always always always always always always always always always always issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue away away away away away away away away away away away away away away away away away away away away 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar book book book book book book book book book book book book book book book book book book book book total total total total total total total total total total total total total total total total total total total makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage wage university university university university university university university university university university university university university university university university university university university labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes job job job job job job job job job job job job job job job job job job job buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy social social social social social social social social social social social social social social social social social social social john john john john john john john john john john john john john john john john john john john samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson samuelson keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep keep points points points points points points points points points points points points points points points points points points points fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance house house house house house house house house house house house house house house house house house house house following following following following following following following following following following following following following following following following following following following using using using using using using using using using using using using using using using using using using using major major major major major major major major major major major major major major major major major major major almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost management management management management management management management management management management management management management management management management management management management cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales making making making making making making making making making making making making making making making making making making industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry group group group group group group group group group group group group group group group group group group 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems problems stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions never never never never never never never never never never never never never never never never never never hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard greek greek greek greek greek greek greek greek greek greek greek greek greek greek greek greek greek greek further further further further further further further further further further further further further further further further further further below below below below below below below below below below below below below below below below below below plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan home home home home home home home home home home home home home home home home home home general general general general general general general general general general general general general general general general general general due due due due due due due due due due due due due due due due due due seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason development development development development development development development development development development development development development development development development development development carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon index index index index index index index index index index index index index index index index index index give give give give give give give give give give give give give give give give give give example example example example example example example example example example example example example example example example example example cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut able able able able able able able able able able able able able able able able able able she she she she she she she she she she she she she she she she she she services services services services services services services services services services services services services services services services services services done done done done done done done done done done done done done done done done done done call call call call call call call call call call call call call call call call call call economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear clear rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise result result result result result result result result result result result result result result result result result reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve reserve north north north north north north north north north north north north north north north north north natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural natural banking banking banking banking banking banking banking banking banking banking banking banking banking banking banking banking banking gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp early early early early early early early early early early early early early early early early early term term term term term term term term term term term term term term term term term found found found found found found found found found found found found found found found found found within within within within within within within within within within within within within within within within within investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress congress probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead start start start start start start start start start start start start start start start start start project project project project project project project project project project project project project project project project project list list list list list list list list list list list list list list list list list trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps others others others others others others others others others others others others others others others others levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels increases increases increases increases increases increases increases increases increases increases increases increases increases increases increases increases having having having having having having having having having having having having having having having having getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting measures measures measures measures measures measures measures measures measures measures measures measures measures measures measures measures fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure food food food food food food food food food food food food food food food food ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting short short short short short short short short short short short short short short short short needs needs needs needs needs needs needs needs needs needs needs needs needs needs needs needs model model model model model model model model model model model model model model model model workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers sense sense sense sense sense sense sense sense sense sense sense sense sense sense sense sense looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking share share share share share share share share share share share share share share share share reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible order order order order order order order order order order order order order order order order once once once once once once once once once once once once once once once once left left left left left left left left left left left left left left left left got got got got got got got got got got got got got got got continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue consider consider consider consider consider consider consider consider consider consider consider consider consider consider consider treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury street street street street street street street street street street street street street street street note note note note note note note note note note note note note note note program program program program program program program program program program program program program program program + + + + + + + + + + + + + + + senate senate senate senate senate senate senate senate senate senate senate senate senate senate senate quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite four four four four four four four four four four four four four four four until until until until until until until until until until until until until until until terms terms terms terms terms terms terms terms terms terms terms terms terms terms terms study study study study study study study study study study study study study study study place place place place place place place place place place place place place place place nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes america america america america america america america america america america america america america america america — — — — — — — — — — — — — — — significant significant significant significant significant significant significant significant significant significant significant significant significant significant significant period period period period period period period period period period period period period period period let let let let let let let let let let let let let let let institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions her her her her her her her her her her her her her her her estate estate estate estate estate estate estate estate estate estate estate estate estate estate estate analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology control control control control control control control control control control control control control control control york york york york york york york york york york york york york york york show show show show show show show show show show show show show show show move move move move move move move move move move move move move move move key key key key key key key key key key key key key key key minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum minimum expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected days days days days days days days days days days days days days days days consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer thus thus thus thus thus thus thus thus thus thus thus thus thus thus thus impact impact impact impact impact impact impact impact impact impact impact impact impact impact impact amount amount amount amount amount amount amount amount amount amount amount amount amount amount amount thought thought thought thought thought thought thought thought thought thought thought thought thought thought goods goods goods goods goods goods goods goods goods goods goods goods goods goods theory theory theory theory theory theory theory theory theory theory theory theory theory theory huge huge huge huge huge huge huge huge huge huge huge huge huge huge decline decline decline decline decline decline decline decline decline decline decline decline decline decline although although although although although although although although although although although although although although taken taken taken taken taken taken taken taken taken taken taken taken taken taken october october october october october october october october october october october october october october lending lending lending lending lending lending lending lending lending lending lending lending lending lending annual annual annual annual annual annual annual annual annual annual annual annual annual annual strong strong strong strong strong strong strong strong strong strong strong strong strong strong half half half half half half half half half half half half half half either either either either either either either either either either either either either either conference conference conference conference conference conference conference conference conference conference conference conference conference conference wages wages wages wages wages wages wages wages wages wages wages wages wages wages true true true true true true true true true true true true true true life life life life life life life life life life life life life life ideas ideas ideas ideas ideas ideas ideas ideas ideas ideas ideas ideas ideas ideas five five five five five five five five five five five five five five developing developing developing developing developing developing developing developing developing developing developing developing developing developing action action action action action action action action action action action action action action view view view view view view view view view view view view view view try try try try try try try try try try try try try try it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery firm firm firm firm firm firm firm firm firm firm firm firm firm firm fall fall fall fall fall fall fall fall fall fall fall fall fall fall create create create create create create create create create create create create create create 4 4 4 4 4 4 4 4 4 4 4 4 4 4 shows shows shows shows shows shows shows shows shows shows shows shows shows shows person person person person person person person person person person person person person person liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity history history history history history history history history history history history history history history gold gold gold gold gold gold gold gold gold gold gold gold gold gold students students students students students students students students students students students students students longer longer longer longer longer longer longer longer longer longer longer longer longer former former former former former former former former former former former former former whose whose whose whose whose whose whose whose whose whose whose whose whose greece greece greece greece greece greece greece greece greece greece greece greece greece expect expect expect expect expect expect expect expect expect expect expect expect expect commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial systems systems systems systems systems systems systems systems systems systems systems systems systems several several several several several several several several several several several several several rising rising rising rising rising rising rising rising rising rising rising rising rising particular particular particular particular particular particular particular particular particular particular particular particular particular working working working working working working working working working working working working working uk uk uk uk uk uk uk uk uk uk uk uk uk told told told told told told told told told told told told told balance balance balance balance balance balance balance balance balance balance balance balance balance wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong blog blog blog blog blog blog blog blog blog blog blog blog blog assets assets assets assets assets assets assets assets assets assets assets assets assets agreement agreement agreement agreement agreement agreement agreement agreement agreement agreement agreement agreement agreement themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence worth worth worth worth worth worth worth worth worth worth worth worth worth whole whole whole whole whole whole whole whole whole whole whole whole whole via via via via via via via via via via via via via science science science science science science science science science science science science science poor poor poor poor poor poor poor poor poor poor poor poor poor paid paid paid paid paid paid paid paid paid paid paid paid paid especially especially especially especially especially especially especially especially especially especially especially especially especially sell sell sell sell sell sell sell sell sell sell sell sell sell issues issues issues issues issues issues issues issues issues issues issues issues issues committee committee committee committee committee committee committee committee committee committee committee committee committee cause cause cause cause cause cause cause cause cause cause cause cause cause leaders leaders leaders leaders leaders leaders leaders leaders leaders leaders leaders leaders leaders human human human human human human human human human human human human human european european european european european european european european european european european european european california california california california california california california california california california california california california 5 5 5 5 5 5 5 5 5 5 5 5 5 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 run run run run run run run run run run run run reported reported reported reported reported reported reported reported reported reported reported reported exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange called called called called called called called called called called called called americans americans americans americans americans americans americans americans americans americans americans americans plans plans plans plans plans plans plans plans plans plans plans plans mean mean mean mean mean mean mean mean mean mean mean mean ever ever ever ever ever ever ever ever ever ever ever ever currency currency currency currency currency currency currency currency currency currency currency currency available available available available available available available available available available available available that's that's that's that's that's that's that's that's that's that's that's that's results results results results results results results results results results results results reading reading reading reading reading reading reading reading reading reading reading reading media media media media media media media media media media media media currently currently currently currently currently currently currently currently currently currently currently currently comes comes comes comes comes comes comes comes comes comes comes comes close close close close close close close close close close close close chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman taking taking taking taking taking taking taking taking taking taking taking taking reports reports reports reports reports reports reports reports reports reports reports reports nations nations nations nations nations nations nations nations nations nations nations nations anything anything anything anything anything anything anything anything anything anything anything anything recently recently recently recently recently recently recently recently recently recently recently recently click click click click click click click click click click click click bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone went went went went went went went went went went went went thinking thinking thinking thinking thinking thinking thinking thinking thinking thinking thinking thinking stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus service service service service service service service service service service service service local local local local local local local local local local local local across across across across across across across across across across across across similar similar similar similar similar similar similar similar similar similar similar similar property property property property property property property property property property property property losses losses losses losses losses losses losses losses losses losses losses losses legislation legislation legislation legislation legislation legislation legislation legislation legislation legislation legislation legislation figure figure figure figure figure figure figure figure figure figure figure figure coming coming coming coming coming coming coming coming coming coming coming coming certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly certainly washington washington washington washington washington washington washington washington washington washington washington washington revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue produce produce produce produce produce produce produce produce produce produce produce produce lost lost lost lost lost lost lost lost lost lost lost lost line line line line line line line line line line line line hold hold hold hold hold hold hold hold hold hold hold hold understand understand understand understand understand understand understand understand understand understand understand understand pressure pressure pressure pressure pressure pressure pressure pressure pressure pressure pressure pressure policies policies policies policies policies policies policies policies policies policies policies policies compared compared compared compared compared compared compared compared compared compared compared compared 20 20 20 20 20 20 20 20 20 20 20 20 trying trying trying trying trying trying trying trying trying trying trying trying south south south south south south south south south south south south raise raise raise raise raise raise raise raise raise raise raise raise often often often often often often often often often often often often later later later later later later later later later later later later kind kind kind kind kind kind kind kind kind kind kind kind indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed happen happen happen happen happen happen happen happen happen happen happen happen form form form form form form form form form form form form face face face face face face face face face face face face cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts lead lead lead lead lead lead lead lead lead lead lead increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing friday friday friday friday friday friday friday friday friday friday friday consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers christmas christmas christmas christmas christmas christmas christmas christmas christmas christmas christmas additional additional additional additional additional additional additional additional additional additional additional act act act act act act act act act act act vote vote vote vote vote vote vote vote vote vote vote turn turn turn turn turn turn turn turn turn turn turn therefore therefore therefore therefore therefore therefore therefore therefore therefore therefore therefore overall overall overall overall 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temperature temperature temperature temperature temperature return return return return return return return return return return return claims claims claims claims claims claims claims claims claims claims claims wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote worst worst worst worst worst worst worst worst worst worst worst previous previous previous previous previous previous previous previous previous previous previous individual individual individual individual individual individual individual individual individual individual individual include include include include include include include include include include include dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth wealth review review review review review review review review review review review maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe largest largest largest largest 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situation potential potential potential potential potential potential potential potential potential potential population population population population population population population population population population please please please please please please please please please please greater greater greater greater greater greater greater greater greater greater debate debate debate debate debate debate debate debate debate debate bit bit bit bit bit bit bit bit bit bit zero zero zero zero zero zero zero zero zero zero yes yes yes yes yes yes yes yes yes yes quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter percentage percentage percentage percentage percentage percentage percentage percentage percentage percentage january january january january january january january january january january game game game game game game game game game game focus focus focus focus focus focus focus focus focus focus don’t don’t don’t don’t don’t don’t don’t don’t 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medicare medicare medicare medicare medicare maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity looks looks looks looks looks looks looks looks looks looks effects effects effects effects effects effects effects effects effects effects comments comments comments comments comments comments comments comments comments comments ben ben ben ben ben ben ben ben ben ben loan loan loan loan loan loan loan loan loan loan krugman krugman krugman krugman krugman krugman krugman krugman krugman krugman india india india india india india india india india india europe europe europe europe europe europe europe europe europe europe answer answer answer answer answer answer answer answer answer answer words words words words words words words words words words side side side side side side side side side side profits profits profits profits profits profits profits profits profits profits products products products products products products products products products products leading leading leading leading leading leading leading leading leading leading journal journal journal journal journal journal journal journal journal journal funding funding funding funding funding funding funding funding funding funding despite despite despite despite despite despite despite despite despite despite democracy democracy democracy democracy democracy democracy democracy democracy democracy democracy along along along along along along along along along along 15 15 15 15 15 15 15 15 15 15 tell tell tell tell tell tell tell tell tell survey survey survey survey survey survey survey survey survey serious serious serious serious serious serious serious serious serious bonds bonds bonds bonds bonds bonds bonds bonds bonds add add add add add add add add add 30 30 30 30 30 30 30 30 30 talk talk talk talk talk talk talk talk talk started started started started started started started started started relative relative relative relative relative relative relative relative relative published published published published published published published published published office office office office office office office office office nature nature nature nature nature nature nature nature nature measure measure measure measure measure measure measure measure measure live live live live live live live live live feel feel feel feel feel feel feel feel feel bankers bankers bankers bankers bankers bankers bankers bankers bankers age age age age age age age age age takes takes takes takes takes takes takes takes takes strategy strategy strategy strategy strategy strategy strategy strategy strategy security security security security security security security security security saying saying saying saying saying saying saying saying saying learn learn learn learn learn learn learn learn learn hand hand hand hand hand hand hand hand hand fuel fuel fuel fuel fuel fuel fuel fuel fuel everything everything everything everything everything 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court court court court account account account account account account account account account yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday robert robert robert robert robert robert robert robert robert remains remains remains remains remains remains remains remains remains quality quality quality quality quality quality quality quality quality programs programs programs programs programs programs programs programs programs particularly particularly particularly particularly particularly particularly particularly particularly particularly opinion opinion opinion opinion opinion opinion opinion opinion opinion numbers numbers numbers numbers numbers numbers numbers numbers numbers conditions conditions conditions conditions conditions conditions conditions conditions conditions bond bond bond bond bond bond bond bond bond willing willing willing willing willing willing willing willing willing understanding understanding understanding understanding understanding understanding understanding understanding understanding rules rules rules rules rules rules rules rules rules reasons reasons reasons reasons reasons reasons reasons reasons reasons produced produced produced produced produced produced produced produced produced peak peak peak peak peak peak peak peak peak output output output output output output output output output failed failed failed failed failed failed failed failed failed efforts efforts efforts efforts efforts efforts efforts efforts efforts created created created created created created created created created area area area area area area area area area official official official official official official official official official necessary necessary necessary necessary necessary necessary necessary necessary necessary mike mike mike mike mike mike mike mike mike goal goal goal goal goal goal goal goal goal forward forward forward forward forward forward forward forward forward family family 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various suggest suggest suggest suggest suggest suggest suggest suggest scientific scientific scientific scientific scientific scientific scientific scientific required required required required required required required required members members members members members members members members macro macro macro macro macro macro macro macro includes includes includes includes includes includes includes includes asked asked asked asked asked asked asked asked areas areas areas areas areas areas areas areas aggregate aggregate aggregate aggregate aggregate aggregate aggregate aggregate 18 18 18 18 18 18 18 18 video video video video video video video video version version version version version version version version there's there's there's there's there's there's there's there's ten ten ten ten ten ten ten ten standards standards standards standards standards standards standards standards knows knows knows knows knows knows knows knows interests interests interests interests interests interests interests interests head head head head head head head head drop drop drop drop drop drop drop drop build build build build build build build build began began began began began began began began attention attention attention attention attention attention attention attention agencies agencies agencies agencies agencies agencies agencies agencies union union union union union union union union trend trend trend trend trend trend trend trend save save save save save save save save regulation regulation regulation regulation regulation regulation regulation regulation reality reality reality reality reality reality reality reality proposed proposed proposed proposed proposed proposed proposed proposed product product product product product product product product mark mark mark mark mark mark mark mark known known known known known known known known generally generally generally generally generally generally generally generally employees employees employees employees 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bring bring bring agency agency agency agency agency agency agency agency actions actions actions actions actions actions actions actions 7 7 7 7 7 7 7 7 2006 2006 2006 2006 2006 2006 2006 2006 ways ways ways ways ways ways ways ways team team team team team team team team talks talks talks talks talks talks talks talks stay stay stay stay stay stay stay stay sort sort sort sort sort sort sort sort sold sold sold sold sold sold sold sold saw saw saw saw saw saw saw saw pass pass pass pass pass pass pass pass party party party party party party party party land land land land land land land land easy easy easy easy easy easy easy easy beyond beyond beyond beyond beyond beyond beyond beyond works works works works works works works works word word word word word word word word table table table table table table table table relatively relatively relatively relatively relatively relatively relatively relatively piece piece piece piece piece piece piece piece discussion discussion 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