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people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people people year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year year our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our our his his his his his his his his his his his his his his his his his his his 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china china china number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both both want want want want want want want want want want want want want want want want want want want want want want want want want want want want want want unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment per per per per per per per per per per per per per per per per per per per per per per per per per per per per per per say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay data data data data data data data data data data data data data data data data data data data data data data data data data data data data data data bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank bank -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- us us us us us us us us us us us us us us us us us us us us us us us us us us us us us post post post post post post post post post post post post post post post post post post post post post post post post post post post post post business business business business business business business business business business business business business business business business business business business business business business business business business business business business business 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 income income income income income income income income income income income income income income income income income income income income income income income income income income income income income going going going going going going going going going going going going going going going going going going going going going going going going going going going going going day day day day day day day day day day day day day day day day day day day day day day day day day day day day day cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost today today today today today today today today today today today today today today today today today today today today today today today today today today today today today know know know know know know know know know know know know know know know know know know know know know know know know know know know know long long long long long long long long long long long long long long long long long long long long long long long long long long long long did did did did did did did did did did did did did did did did did did did did did did did did did did did did 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 average average average average average average average average average average average average average average average average average average average average average average average average average average average average job job job job job job job job job job job job job job job job job job job job job job job job job job job job end end end end end end end end end end end end end end end end end end end end end end end end end end end end better better better better better better better better better better better better better better better better better better better better better better better better better better better better higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes made made made made made made made made made made made made made made made made made made made made made made made made made made made few few few few few few few few few few few few few few few few few few few few few few few few few few few recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates water water water water water water water water water water water water water water water water water water water water water water water water water water water next next next next next next next next next next next next next next next next next next next next next next next next next next next week week week week week week week week week week week week week week week week week week week week week week week week week week week before before before before before before before before before before before before before before before before before before before before before before before before before before american american american american american american american american american american american american american american american american american american american american american american american american american american too too too too too too too too too too too too too too too too too too too too too too too too too too april april april april april april april april april april april april april april april april april april april april april april april april april april times times times times times times times times times times times times times times times times times times times times times times times times times times point point point point point point point point point point point point point point point point point point point point point point point point point point 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 real real real real real real real real real real real real real real real real real real real real real real real real real real big big big big big big big big big big big big big big big big big big big big big big big big big big companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies companies months months months months months months months months months months months months months months months months months months months months months months months months months it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's it's another another another another another another another another another another another another another another another another another another another another another another another another another during during during during during during during during during during during during during during during during during during during during during during during during during read read read read read read read read read read read read read read read read read read read read read read read read read according according according according according according according according according according according according according according according according according according according according according according according according according month month month month month month month month month month month month month month month month month month month month month month month month month however however however however however however however however however however however however however however however however however however however however however however however however however global global global global global global global global global global global global global global global global global global global global global global global global global trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade own own own own own own own own own own own own own own own own own own own own own own own own own right right right right right right right right right right right right right right right right right right right right right right right right under under under under under under under under under under under under under under under under under under under under under under under under private private private private private private private private private private private private private private private private private private private private private private private private debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt case case case case case case case case case case case case case case case case case case case case case case case case really really really really really really really really really really really really really really really really really really really really really really really really care care care care care care care care care care care care care care care care care care care care care care care care off off off off off off off off off off off off off off off off off off off off off off off off three three three three three three three three three three three three three three three three three three three three three three three three likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely around around around around around around around around around around around around around around around around around around around around around around around around go go go go go go go go go go go go go go go go go go go go go go go go little little little little little little little little little little little little little little little little little little little little little little little little mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest current current current current current current current current current current current current current current current current current current current current current current current current 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs costs markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets level level level level level level level level level level level level level level level level level level level level level level level company company company company company company company company company company company company company company company company company company company company company company company value value value value value value value value value value value value value value value value value value value value value value value used used used used used used used used used used used used used used used used used used used used used used used large large large large large large large large large large large large large large large large large large large large large large large future future future future future future future future future future future future future future future future future future future future future future future each each each each each each each each each each each each each each each each each each each each each each each change change change change change change change change change change change change change change change change change change change change change change change research research research research research research research research research research research research research research research research research research research research research research research every every every every every every every every every every every every every every every every every every every every every every every credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit credit home home home home home home home home home home home home home home home home home home home home home home home problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem national national national national national national national national national national national national national national national national national national national national national national national workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers workers information information information information information information information information information information information information information information information information information information information information information information information against against against against against against against against against against against against against against against against against against against against against against against least least least least least least least least least least least least least least least least least least least least least least great great great great great great great great great great great great great great great great great great great great great great law law law law law law law law law law law law law law law law law law law law law law something something something something something something something something something something something something something something something something something something something something something something must must must must must must must must must must must must must must must must must must must must must must low low low low low low low low low low low low low low low low low low low low low low full full full full full full full full full full full full full full full full full full full full full course course course course course course course course course course course course course course course course course course course course course things things things things things things things things things things things things things things things things things things things things things increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased help help help help help help help help help help help help help help help help help help help help help sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales support support support support support support support support support support support support support support support support support support support support support whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether school school school school school school school school school school school school school school school school school school school school school fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't come come come come come come come come come come come come come come come come come come come come north north north north north north north north north north north north north north north north north north north north demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand without without without without without without without without without without without without without without without without without without without without news news news news news news news news news news news news news news news news news news news news gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas put put put put put put put put put put put put put put put put put put put put political political political political political political political political political political political political political political political political political political political political look look look look look look look look look look look look look look look look look look look look february february february february february february february february february february february february february february february february february february february february country country country country country country country country country country country country country country country country country country country country social social social social social social social social social social social social social social social social social social social social far far far far far far far far far far far far far far far far far far far far bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill president president president president president president president president president president president president president president president president president president president president best best best best best best best best best best best best best best best best best best best best am am am am am am am am am am am am am am am am am am am am services services services services services services services services services services services services services services services services services services services services maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment says says says says says says says says says says says says says says says says says says says enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector given given given given given given given given given given given given given given given given given given given education education education education education education education education education education education education education education education education education education education crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis crisis second second second second second second second second second second second second second second second second second second second lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower important important important important important important important important important important important important important important important important important important important different different different different different different different different different different different different different different different different different different different above above above above above above above above above above above above above above above above above above above already already already already already already already already already already already already already already already already already already already find find find find find find find find find find find find find find find find find find find yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet york york york york york york york york york york york york york york york york york york york including including including including including including including including including including including including including including including including including including including book book book book book book book book book book book book book book book book book book book obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama index index index index index index index index index index index index index index index index index index rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession program program program program program program program program program program program program program program program program program program fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel fuel budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 past past past past past past past past past past past past past past past past past past labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor labor 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency based based based based based based based based based based based based based based based based based schools schools schools schools schools schools schools schools schools schools schools schools schools schools schools schools schools power power power power power power power power power power power power power power power power power believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe united united united united united united united united united united united united united united united united united question question question question question question question question question question question question question question question question question early early early early early early early early early early early early early early early early early university university university university university university university university university university university university university university university university university story story story story story story story story story story story story story story story story story seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan local local local local local local local local local local local local local local local local local free free free free free free free free free free free free free free free free free benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually using using using using using using using using using using using using using using using using using paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot total total total total total total total total total total total total total total total total total article article article article article article article article article article article article article article article article small small small small small small small small small small small small small small small small group group group group group group group group group group group group group group group group fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry again again again again again again again again again again again again again again again again short short short short short short short short short short short short short short short short reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform reform example example example example example example example example example example example example example example example example consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption below below below below below below below below below below below below below below below below america america america america america america america america america america america america america america america america though though though though though though though though though though though though though though though though found found found found found found found found found found found found found found found found consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal fiscal chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide process process process process process process process process process process process process process process process changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes strong strong strong strong strong strong strong strong strong strong strong strong strong strong strong set set set set set set set set set set set set set set set house house house house house house house house house house house house house house house trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors making making making making making making making making making making making making making making making become become become become become become become become become become become become become become become wall wall wall wall wall wall wall wall wall wall wall wall wall wall wall technology technology technology technology technology technology technology technology technology technology technology technology technology technology technology show show show show show show show show show show show show show show show recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps general general general general general general general general general general general general general general general city city city city city city city city city city city city city city city never never never never never never never never never never never never never never never her her her her her her her her her her her her her her her days days days days days days days days days days days days days days days shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows reason reason reason reason reason reason reason reason reason reason reason reason reason reason reason once once once once once once once once once once once once once once once amount amount amount amount amount amount amount amount amount amount amount amount amount amount amount means means means means means means means means means means means means means means means bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad street street street street street street street street street street street street street street students students students students students students students students students students students students students students simply simply simply simply simply simply simply simply simply simply simply simply simply simply production production production production production production production production production production production production production production major major major major major major major major major major major major major major study study study study study study study study study study study study study study several several several several several several several several several several several several several several reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce makes makes makes makes makes makes makes makes makes makes makes makes makes makes inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation war war war war war war war war war war war war war war top top top top top top top top top top top top top top savings savings savings savings savings savings savings savings savings savings savings savings savings savings expected expected expected expected expected expected expected expected expected expected expected expected expected expected run run run run run run run run run run run run run run manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign foreign buy buy buy buy buy buy buy buy buy buy buy buy buy buy january january january january january january january january january january january january january january international international international international international international international international international international international international international international among among among among among among among among among among among among among among management management management management management management management management management management management management management management line line line line line line line line line line line line line line keep keep keep keep keep keep keep keep keep keep keep keep keep keep supply supply supply supply supply supply supply supply supply supply supply supply supply supply she she she she she she she she she she she she she she service service service service service service service service service service service service service service increases increases increases increases increases increases increases increases increases increases increases increases increases increases climate climate climate climate climate climate climate climate climate climate climate climate climate climate across across across across across across across across across across across across across across washington washington washington washington washington washington washington washington washington washington washington washington washington seen seen seen seen seen seen seen seen seen seen seen seen seen model model model model model model model model model model model model model interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting interesting give give give give give give give give give give give give give fund fund fund fund fund fund fund fund fund fund fund fund fund thing thing thing thing thing thing thing thing thing thing thing thing thing rise rise rise rise rise rise rise rise rise rise rise rise rise five five five five five five five five five five five five five called called called called called called called called called called called called called + + + + + + + + + + + + + move move move move move move move move move move move move move insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance stock stock stock stock stock stock stock stock stock stock stock stock stock security security security security security security security security security security security security security result result result result result result result result result result result result result reports reports reports reports reports reports reports reports reports reports reports reports reports place place place place place place place place place place place place place away away away away away away away away away away away away away looking looking looking looking looking looking looking looking looking looking looking looking looking getting getting getting getting getting getting getting getting getting getting getting getting getting following following following following following following following following following following following following following further further further further further further further further further further further further further either either either either either either either either either either either either either effect effect effect effect effect effect effect effect effect effect effect effect effect until until until until until until until until until until until until until results results results results results results results results results results results results results human human human human human human human human human human human human human done done done done done done done done done done done done done deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit programs programs programs programs programs programs programs programs programs programs programs programs programs john john john john john john john john john john john john john firms firms firms firms firms firms firms firms firms firms firms firms firms development development development development development development development development development development development development development although although although although although although although although although although although although although often often often often often often often often often often often often often cut cut cut cut cut cut cut cut cut cut cut cut cut start start start start start start start start start start start start possible possible possible possible possible possible possible possible possible possible possible possible period period period period period period period period period period period period congress congress congress congress congress congress congress congress congress congress congress congress via via via via via via via via via via via via needs needs needs needs needs needs needs needs needs needs needs needs life life life life life life life life life life life life impact impact impact impact impact impact impact impact impact impact impact impact funds funds funds funds funds funds funds funds funds funds funds funds cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot always always always always always always always always always always always always working working working working working working working working working working working working property property property property property property property property property property property property half half half half half half half half half half half half four four four four four four four four four four four four coming coming coming coming coming coming coming coming coming coming coming coming weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks problems problems problems problems problems problems problems problems problems problems problems problems note note note note note note note note note note note note levels levels levels levels levels levels levels levels levels levels levels levels hard hard hard hard hard hard hard hard hard hard hard hard evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers consumers construction construction construction construction construction construction construction construction construction construction construction construction clear clear clear clear clear clear clear clear clear clear clear clear chart chart chart chart chart chart chart chart chart chart chart chart reported reported reported reported reported reported reported reported reported reported reported reported quite quite quite quite quite quite quite quite quite quite quite quite gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp gdp force force force force force force force force force force force force emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions continue continue continue continue continue continue continue continue continue continue continue continue analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury ipad ipad ipad ipad ipad ipad ipad ipad ipad ipad ipad ipad earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier click click click click click click click click click click click click available available available available available available available available available available available available view view view view view view view view view view view view vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles that's that's that's that's that's that's that's that's that's that's that's that's numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary doing doing doing doing doing doing doing doing doing doing doing doing comes comes comes comes comes comes comes comes comes comes comes comes census census census census census census census census census census census census americans americans americans americans americans americans americans americans americans americans americans americans type type type type type type type type type type type type poor poor poor poor poor poor poor poor poor poor poor poor economists economists economists economists economists economists economists economists economists economists economists economists dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar deal deal deal deal deal deal deal deal deal deal deal deal assets assets assets assets assets assets assets assets assets assets assets assets share share share share share share share share share share share share having having having having having having having having having having having having decline decline decline decline decline decline decline decline decline decline decline decline able able able able able able able able able able able able vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle true true true true true true true true true true true true nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly mean mean mean mean mean mean mean mean mean mean mean mean let let let let let let let let let let let let instead instead instead instead instead instead instead instead instead instead instead instead don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t – – – – – – – – – – – – later later later later later later later later later later later came came came came came came came came came came came california california california california california california california california california california california key key key key key key key key key key key consider consider consider consider consider consider consider consider consider consider consider banking banking banking banking banking banking banking banking banking banking banking balance balance balance balance balance balance balance balance balance balance balance annual annual annual annual annual annual annual annual annual annual annual sense sense sense sense sense sense sense sense sense sense sense natural natural natural natural natural natural natural natural natural natural natural gold gold gold gold gold gold gold gold gold gold gold electric electric electric electric electric electric electric electric electric electric electric court court court court court court court court court court court administration administration administration administration administration administration administration administration administration administration administration 12 12 12 12 12 12 12 12 12 12 12 list list list list list list list list list list list areas areas areas areas areas areas areas areas areas areas areas 4 4 4 4 4 4 4 4 4 4 4 significant significant significant significant significant significant significant significant significant significant significant performance performance performance performance performance performance performance performance performance performance performance loans loans loans loans loans loans loans loans loans loans loans got got got got got got got got got got got understand understand understand understand understand understand understand understand understand understand understand reading reading reading reading reading reading reading reading reading reading reading open open open open open open open open open open open mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage especially especially especially especially especially especially especially especially especially especially especially act act act act act act act act act act act 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 terms terms terms terms terms terms terms terms terms terms terms term term term term term term term term term term term recently recently recently recently recently recently recently recently recently recently recently nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing nothing indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed idea idea idea idea idea idea idea idea idea idea idea due due due due due due due due due due due claims claims claims claims claims claims claims 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theory theory theory ten ten ten ten ten ten ten sources sources sources sources sources sources sources proposed proposed proposed proposed proposed proposed proposed paul paul paul paul paul paul paul online online online online online online online korea korea korea korea korea korea korea goal goal goal goal goal goal goal family family family family family family family don’t don’t don’t don’t don’t don’t don’t couple couple couple couple couple couple couple clearly clearly clearly clearly clearly clearly clearly bond bond bond bond bond bond bond ask ask ask ask ask ask ask 6 6 6 6 6 6 6 ways ways ways ways ways ways ways union union union union union union union trying trying trying trying trying trying trying thursday thursday thursday thursday thursday thursday thursday society society society society society society society robert robert robert robert robert robert robert rest rest rest rest rest rest rest models models models models models models models mike mike mike mike mike mike mike losses losses losses losses losses losses losses known known known known known known known community community community community community community community children children children children children children children center center center center center center center biggest biggest biggest biggest biggest biggest biggest behind behind behind behind behind behind behind six six six six six six six reasons reasons reasons reasons reasons reasons reasons opportunity opportunity opportunity opportunity opportunity opportunity opportunity light light light light light light light head head head head head head head focus focus focus focus focus focus focus despite despite despite despite despite despite despite buying buying buying buying buying buying buying bonds bonds bonds bonds bonds bonds bonds avoid avoid avoid avoid avoid avoid avoid anything anything anything anything anything anything anything agency agency agency agency agency agency agency yes yes yes yes yes 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someone site site site site site site site returns returns returns returns returns returns returns published published published published published published published project project project project project project project officials officials officials officials officials officials officials justice justice justice justice justice justice justice estimate estimate estimate estimate estimate estimate estimate efficiency efficiency efficiency efficiency efficiency efficiency efficiency director director director director director director director daily daily daily daily daily daily daily commercial commercial commercial commercial commercial commercial commercial additional additional additional additional additional additional additional vs vs vs vs vs vs vs trend trend trend trend trend trend trend table table table table table table table retail retail retail retail retail retail retail notes notes notes notes notes notes notes meet meet meet meet meet meet meet measures measures 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