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why why why why why why why why why why why why why why why why why why why why why why why why why why global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global global trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade trade month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month month where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where where me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me me between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between between back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back back less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less less same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same same state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state state policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy policy 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million million million million million million million million million million million million million million million million million million million million million million million million million increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase increase going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going going say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say say according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according according does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does does maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity maturity might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might might week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week week federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal federal 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us us system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system system post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post post -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales sales take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take take use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use use know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know know high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high high end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end end three three three three three three three three three three three three three three three three three three three three three 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better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better better before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before before too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too too rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates rates demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand demand current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current current markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets markets interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today today next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next next economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics economics recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent recent real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real real debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt debt capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital capital obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama obama did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did did right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right right part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part part power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power power unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment unemployment 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it's number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number number pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay pay another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another another likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely likely recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession recession made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made made times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times times social social social social social social social social social social social social social social social social social social social social social social social social social social social social social social social social social big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big big average average average average average average average average average average average average average average average average average average average average average average average average average average average average average average average average average production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production production company company company company company company company company company company company company company company company company company company company company company company company company company company company company company company company company company during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during during budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget budget off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off off read read read read read read read read read read read read read read read read read read read read read read read read read read read read read read read read higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher higher go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go go decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline decline under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under under says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says says level level level level level level level level level level level level level level level level level level level level level level level level level level level level level level level level spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending spending want want want want want want want want want want want want want want want want want want want want want want want want want want want want want want want few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few few fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact fact case case case case case case case case case case case case case case case case case case case case case case case case case case case case case case case low low low low low low low low low low low low low low low low low low low low low low low low low low low low low low low day day day day day day day day day day day day day day day day day day day day day day day day day day day day day day day course course course course course course course course course course course course course course course course course course course course course course course course course course course course course course course services services services services services services services services services services services services services services services services services services services services services services services services services services services services services services industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry industry second second second second second second second second second second second second second second second second second second second second second second second second second second second second second second political political political political political political political political political political political political political political political political political political political political political political political political political political political political political political change change change change change change change change change change change change change change change change change change change change change change change change change change change change change change far far far far far far far far far far far far far far far far far far far far far far far far far far far far far far below below below below below below below below below below below below below below below below below below below below below below below below below below below below below below risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk risk really really really really really really really really really really really really really really really really really really really really really really really really really really really really really really future future future future future future future future future future future future future future future future future future future future future future future future future future future future future future quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter quarter whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether whether own own own own own own own own own own own own own own own own own own own own own own own own own own own own own lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower lower 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 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investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment investment against against against against against against against against against against against against against against against against against against against against against against against against against against against against against things things things things things things things things things things things things things things things things things things things things things things things things things things things things value value value value value value value value value value value value value value value value value value value value value value value value value value value value index index index index index index index index index index index index index index index index index index index index index index index index index index index index least least least least least least least least least least least least least least least least least least least least least least least least least least least least important important important important important important important important important important important important important important important important important important important important important important important important important important important important look look look look look look look look look look look look look look look look look look look look look look look look look look look look information information information information information information information information information information information information information information information information information information information information information information information information information information information information fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell fell question question question question question question question question question question question question question question question question question question question question question question question question question question question question news news news news news news news news news news news news news news news news news news news news news news news news news news news news problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem problem president president president president president president president president president president president president president president president president president president president president president president president president president president president inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation inflation china china china china china china china china china china china china china china china china china china china china china china china china china china china sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector sector cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost cost national national national national national national national national national national national national national national national national national national national national national national national national national national national house house house house house house house house house house house house house house house house house house house house house house house house house house house private private private private private private private private private private private private private private private private private private private private private private private private private private private come come come come come come come come come come come come come come come come come come come come come come come come come come come am am am am am am am am am am am am am am am am am am am am am am am am am am am large large large large large large large large large large large large large large large large large large large large large large large large large large large best best best best best best best best best best best best best best best best best best best best best best best best best best best around around around around around around around around around around around around around around around around around around around around around around around around around around around states states states states states states states states states states states states states states states states states states states states states states states states states states though though though though though though though though though though though though though though though though though though though though though though though though though though countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries countries american american american american american american american american american american american american american american american american american american american american american american american american american american find find find find find find find find find find find find find find find find find find find find find find find find find find funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds funds consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer consumer total total total total total total total total total total total total total total total total total total total total total total total total total total mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr mr employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment employment actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually actually 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 international international international international international international international international international international international international international international international international international international international international international international international international international great great great great great great great great great great great great great great great great great great great great great great great great great each each each each each each each each each each each each each each each each each each each each each each each each each without without without without without without without without without without without without without without without without without without without without without without without without without every every every every every every every every every every every every every every every every every every every every every every every every every article article article article article article article article article article article article article article article article article article article article article article article article article yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet yet used used used used used used used used used used used used used used used used used used used used used used used used used bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds bonds above above above above above above above above above above above above above above above above above above above above above above above above above research research research research research research research research research research research research research research research research research research research research research research research research rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather rather already already already already already already already already already already already already already already already already already already already already already already already already investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors investors help help help help help help help help help help help help help help help help help help help help help help help help care care care care care care care care care care care care care care care care care care care care care care care care based based based based based based based based based based based based based based based based based based based based based based based based past past past past past past past past past past past past past past past past past past past past past past past past stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity activity output output output output output output output output output output output output output output output output output output output output output output output output including including including including including including including including including including including including including including including including including including including including including including including including don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't don't different different different different different different different different different different different different different different different different different different different different different different different different plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan plan lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot lot full full full full full full full full full full full full full full full full full full full full full full full full deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit deficit simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply simply recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery recovery john john john john john john john john john john john john john john john john john john john john john john john rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise rise law law law law law law law law law law law law law law law law law law law law law law law following following following following following following following following following following following following following following following following following following following following following following following assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets assets fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall fall seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems seems administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration administration again again again again again again again again again again again again again again again again again again again again again again again must must must must must must must must must must must must must must must must must must must must must must must further further further further further further further further further further further further further further further further further further further further further further further cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut cut treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury treasury making making making making making making making making making making making making making making making making making making making making making making buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy buy gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas gas doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing doing bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill bill short short short short short short short short short short short short short short short short short short short short short short increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased increased housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing housing book book book book book book book book book book book book book book book book book book book book book book put put put put put put put put put put put put put put put put put put put put put put given given given given given given given given given given given given given given given given given given given given given given bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad bad central central central central central central central central central central central central central central central central central central central central central central never never never never never never never never never never never never never never never never never never never never never never example example example example example example example example example example example example example example example example example example example example example example contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction contraction means means means means means means means means means means means means means means means means means means means means means means fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund fund almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost almost story story story story story story story story story story story story story story story story story story story story story story loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans loans ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago ago job job job job job job job job job job job job job job job job job job job job job job paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper paper income income income income income income income income income income income income income income income income income income income income income points points points points points points points points points points points points points points points points points points points points points issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue issue give give give give give give give give give give give give give give give give give give give give give she she she she she she she she she she she she she she she she she she she she she idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea idea service service service service service service service service service service service service service service service service service service service service service firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms firms fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed fed expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected expected general general general general general general general general general general general general general general general general general general general general general earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier earlier support support support support support support support support support support support support support support support support support support support support support bond bond bond bond bond bond bond bond bond bond bond bond bond bond bond bond bond bond bond bond bond small small small small small small small small small small small small small small small small small small small small industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial industrial european european european european european european european european european european european european european european european european european european european european security security security security security security security security security security security security security security security security security security security security him him him him him him him him him him him him him him him him him him him him 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 10 results results results results results results results results results results results results results results results results results results results results hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard hard exports exports exports exports exports exports exports exports exports exports exports exports exports exports exports exports exports exports exports exports among among among among among among among among among among among among among among among among among among among among water water water water water water water water water water water water water water water water water water water water emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions emissions using using using using using using using using using using using using using using using using using using using using program program program program program program program program program program program program program program program program program program program program management management management management management management management management management management management management management management management management management management management management believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe believe type type type type type type type type type type type type type type type type type type type type compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared compared survey survey survey survey survey survey survey survey survey survey survey survey survey survey survey survey survey survey survey survey major major major major major major major major major major major major major major major major major major major major german german german german german german german german german german german german german german german german german german german german february february february february february february february february february february february february february february february february february february february february annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual annual york york york york york york york york york york york york york york york york york york york york looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking looking expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect expect enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough enough climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate climate always always always always always always always always always always always always always always always always always always always until until until until until until until until until until until until until until until until until until until makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes makes finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance finance economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists economists chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart chart dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar dollar record record record record record record record record record record record record record record record record record record record her her her her her her her her her her her her her her her her her her her chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler chrysler possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible possible days days days days days days days days days days days days days days days days days days days stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus stimulus insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance insurance period period period period period period period period period period period period period period period period period period period drop drop drop drop drop drop drop drop drop drop drop drop drop drop drop drop drop drop drop goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods goods taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes taxes united united united united united united united united united united united united united united united united united united show show show show show show show show show show show show show show show show show show set set set set set set set set set set set set set set set set set set latest latest latest latest latest latest latest latest latest latest latest latest latest latest latest latest latest latest due due due due due due due due due due due due due due due due due due 12 12 12 12 12 12 12 12 12 12 12 12 12 12 12 12 12 12 rose rose rose rose rose rose rose rose rose rose rose rose rose rose rose rose rose rose available available available available available available available available available available available available available available available available available available start start start start start start start start start start start start start start start start start start process process process process process process process process process process process process process process process process process process model model model model model model model model model model model model model model model model model model 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 2007 seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen seen result result result result result result result result result result result result result result result result result result probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably probably early early early early early early early early early early early early early early early early early early country country country country country country country country country country country country country country country country country country free free free free free free free free free free free free free free free free free free limit limit limit limit limit limit limit 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university university university university university university university university university university university university university university levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels levels group group group group group group group group group group group group group group group group group 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 school school school school school school school school school school school school school school school school school once once once once once once once once once once once once once once once once once getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting getting date date date date date date date date date date date date date date date date date continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue continue wall wall 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reported reported reported reading reading reading reading reading reading reading reading reading reading reading reading reading reading reading reading reading line line line line line line line line line line line line line line line line line having having having having having having having having having having having having having having having having having found found found found found found found found found found found found found found found found found development development development development development development development development development development development development development development development development development note note note note note note note note note note note note note note note note euro euro euro euro euro euro euro euro euro euro euro euro euro euro euro euro trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading trading shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows shows move move move move move move move move move move move move move move move move covered covered covered covered covered covered covered covered covered covered covered covered covered covered covered covered california california california california california california california california california california california california california california california california amount amount amount amount amount amount amount amount amount amount amount amount amount amount amount amount term term term term term term term term term term term term term term term term manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing manufacturing asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset asset changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes changes sense sense sense sense sense sense sense sense sense sense sense sense sense sense sense sense issues issues issues issues issues issues issues issues issues issues issues issues issues issues issues issues " " " " " " " " " " " " " " " " supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply supply deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal deal carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon carbon done done done done done done done done done done done done done done done done analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis analysis sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure sure rising rising rising rising rising rising rising rising rising rising rising rising rising rising rising rising revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue revenue quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite quite others others others others others others others others others others others others others others others others matter matter matter matter matter matter matter matter matter matter matter matter matter matter matter matter losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses losses currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency currency reports reports reports reports reports reports reports reports reports reports reports reports reports reports reports reports often often often often often often often often often often often often often often often often effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect effect monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary monetary terms terms terms terms terms terms terms terms terms terms terms terms terms terms terms significant significant significant significant significant significant significant significant significant significant significant significant significant significant significant evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated evaluated either either either either either either either either either either either either either either either mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage mortgage instead instead instead instead instead instead instead instead instead instead instead instead instead instead instead thought thought thought thought thought thought thought thought thought thought thought thought thought thought thought raise raise raise raise raise raise raise raise raise raise raise raise raise raise raise provide provide provide provide provide provide provide provide provide provide provide provide provide provide provide hand hand hand hand hand hand hand hand hand hand hand hand hand hand hand evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence evidence economist economist economist economist economist economist economist economist economist economist economist economist economist economist economist blog blog blog blog blog blog blog blog blog blog blog blog blog blog blog try try try try try try try try try try try try try try try office office office office office office office office office office office office office office office hit hit hit hit hit hit hit hit hit hit hit hit hit 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negative negative negative negative negative key key key key key key key key key key key key key key key benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits benefits 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 order order order order order order order order order order order order order order order chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese chinese similar similar similar similar similar similar similar similar similar similar similar similar similar similar similar reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce reduce positive positive positive positive positive positive positive positive positive positive positive positive positive positive positive balance balance balance balance balance balance balance balance balance balance balance balance balance balance balance able able able able able 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america america america america america america america america america america america america worse worse worse worse worse worse worse worse worse worse worse worse worse worse stress stress stress stress stress stress stress stress stress stress stress stress stress stress perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps perhaps increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing increasing consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption consumption several several several several several several several several several several several several several several labor labor labor labor labor labor labor labor labor labor labor labor labor labor former former former former former former former former former former former former former former control control control control control control control control control control control control control control washington washington washington washington washington washington washington washington washington washington washington washington washington washington true true true true true true true true true true true true true true return return return return return return return return return return return return return return longer longer longer longer longer longer longer longer longer longer longer longer longer longer four four four four four four four four four four four four four four area area area area area area area area area area area area area area ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw ytw worth worth worth worth worth worth worth worth worth worth worth worth worth worth taking taking taking taking taking taking taking taking taking taking taking taking taking taking sell sell sell sell sell sell sell sell sell sell sell sell sell sell policies policies policies policies policies policies policies policies policies policies policies policies policies policies increases increases increases increases increases increases increases increases increases increases increases increases increases increases imports imports imports imports imports imports imports imports imports imports imports imports imports imports bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw bid-ytw whole whole whole whole whole whole whole whole whole whole whole whole whole whole share share share share share share share share share share share share share share old old old old old old old old old old old old old old domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic domestic continued continued continued continued continued continued continued continued continued continued continued continued continued continued problems problems problems problems problems problems problems problems problems problems problems problems problems problems impact impact impact impact impact impact impact impact impact impact impact impact impact impact food food food food food food food food food food food food food food banking banking banking banking banking banking banking banking banking banking banking banking banking banking 20 20 20 20 20 20 20 20 20 20 20 20 20 20 tell tell tell tell tell tell tell tell tell tell tell tell tell tell taken taken taken taken taken taken taken taken taken taken taken taken taken taken seem seem seem seem seem seem seem seem seem seem seem seem seem seem place place place place place place place place place place place place place place mean mean mean mean mean mean mean mean mean mean mean mean mean mean indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed indeed figure figure figure figure figure figure figure figure figure figure figure figure figure figure 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close close close close close close close call call call call call call call call call call call call call turn turn turn turn turn turn turn turn turn turn turn turn turn suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests suggests rules rules rules rules rules rules rules rules rules rules rules rules rules january january january january january january january january january january january january january decision decision decision decision decision decision decision decision decision decision decision decision decision posted posted posted posted posted posted posted posted posted posted posted posted posted numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers numbers wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong wrong six six six six six six six six six six six six six property property property property property property property property property property property property property loss loss loss loss loss loss loss loss loss loss loss loss loss estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates estimates account account account account account account account account account account account account account products products products products products products products products products products products products products largest largest largest largest largest largest largest largest largest largest largest largest largest history history history history history history history history history history history history history bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg bloomberg wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote wrote started started started started started started started started started started started started started let let let let let let let let let let let let let city city city city city city city city city city city city city cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot cannot asked asked asked asked asked asked asked asked asked asked asked asked asked spain spain spain spain spain spain spain spain spain spain spain spain spain plans plans plans plans plans plans plans plans plans plans plans plans plans nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly nearly confidence confidence confidence confidence confidence confidence confidence confidence confidence confidence confidence confidence confidence anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone anyone + + + + + + + + + + + + + worst worst worst worst worst worst worst worst worst worst worst worst trying trying trying trying trying trying trying trying trying trying trying trying net net net net net net net net net net net net needs needs needs needs needs 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reserve reserve reserve reserve reserve reserve reserve reserve face face face face face face face face face face face face ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb ecb debate debate debate debate debate debate debate debate debate debate debate debate trend trend trend trend trend trend trend trend trend trend trend trend told told told told told told told told told told told told questions questions questions questions questions questions questions questions questions questions questions questions present present present present present present present present present present present present poor poor poor poor poor poor poor poor poor poor poor poor lending lending lending lending lending lending lending lending lending lending lending lending force force force force force force force force force force force force dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars dollars biggest biggest biggest biggest biggest biggest biggest biggest biggest 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various various various various various itself itself itself itself itself itself itself itself itself itself itself itself currently currently currently currently currently currently currently currently currently currently currently currently congress congress congress congress congress congress congress congress congress congress congress congress action action action action action action action action action action action action saying saying saying saying saying saying saying saying saying saying saying saying foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure foreclosure exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange exchange trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion trillion stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks stocks published published published published published published published published published published published published larger larger larger larger larger larger larger larger larger larger larger larger human human human human human human human human human human human human forecast forecast forecast forecast forecast forecast forecast forecast forecast forecast forecast forecast dealers dealers dealers dealers dealers dealers dealers dealers dealers dealers dealers dealers college college college college college college college college college college college college adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted adjusted across across across across across across across across across across across across wind wind wind wind wind wind wind wind wind wind wind whose whose whose whose whose whose whose whose whose whose whose situation situation situation situation situation situation situation situation situation situation situation commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial commercial comments comments comments comments comments comments comments comments comments comments comments card card card card card card card card card card card access access access access access access access access access access access vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicles vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle vehicle took took took took took took took took took took took themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves themselves population population population population population population population population population population population personal personal personal personal personal personal personal personal personal personal personal committee committee committee committee committee committee committee committee committee committee committee buying buying buying buying buying buying buying buying buying buying buying argument argument argument argument argument argument argument argument argument argument argument agency agency agency agency agency agency agency agency agency agency agency north north north north north north north north north north north finally finally finally finally finally finally finally finally finally finally finally cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts cuts announced announced announced announced announced announced announced announced announced announced announced volume volume volume volume volume volume volume volume volume volume volume test test test test test test test test test test test response response response response response response response response response response response position position position position position position position position position position position late late late late late late late late late late late effects effects effects effects effects effects effects effects effects effects effects competition competition competition competition competition competition competition competition competition competition competition bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom bottom 2006 2006 2006 2006 2006 2006 2006 2006 2006 2006 2006 role role role role role role role role role role role released released released released released released released released released released released long-term long-term long-term long-term long-term long-term long-term long-term long-term long-term long-term 11 11 11 11 11 11 11 11 11 11 11 ways ways ways ways ways ways ways ways ways ways ways particularly particularly particularly particularly particularly particularly particularly particularly particularly particularly particularly paid paid paid paid paid paid paid paid paid paid paid measures measures measures measures measures measures measures measures measures measures measures hedge hedge hedge hedge hedge hedge hedge hedge hedge hedge hedge goes goes goes goes goes goes goes goes goes goes goes chief chief chief chief chief chief chief chief chief chief chief 30 30 30 30 30 30 30 30 30 30 30 weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks weeks relative relative relative relative relative relative relative relative relative relative relative readers readers readers readers readers readers readers readers readers readers readers overall overall overall overall overall overall overall overall overall overall overall loan loan loan loan loan loan loan loan loan loan loan i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm i'm hold hold hold hold hold hold hold hold hold hold hold head head head head head head head head head head head greater greater greater greater greater greater greater greater greater greater greater friday friday friday friday friday friday friday friday friday friday friday businesses businesses businesses businesses businesses businesses businesses businesses businesses businesses businesses target target target target target target target target target target target slovakia slovakia slovakia slovakia slovakia slovakia slovakia slovakia slovakia slovakia slovakia single single single single single single single single single single single offer offer offer offer offer offer offer offer offer offer offer man man man man man man man man man man man environmental environmental environmental environmental environmental environmental environmental environmental environmental environmental environmental cause cause cause cause cause cause cause cause cause cause cause talk talk talk talk talk talk talk talk talk talk talk soon soon soon soon soon soon soon soon soon soon soon media media media media media media media media media media media follow follow follow follow follow follow follow follow follow follow follow david david david david david david david david david david david standard standard standard standard standard standard standard standard standard standard schools schools schools schools schools schools schools schools schools schools savings savings savings savings savings savings savings savings savings savings leading leading leading leading leading leading leading leading leading leading estimate estimate estimate estimate estimate estimate estimate estimate estimate estimate & & & & & & & & & & significantly significantly significantly significantly significantly significantly significantly significantly significantly significantly quality quality quality quality quality quality quality quality quality quality purchases purchases purchases purchases purchases purchases purchases purchases purchases purchases purchase purchase purchase purchase purchase purchase purchase purchase purchase purchase electric electric electric electric electric electric electric electric electric electric difficult difficult difficult difficult difficult difficult difficult difficult difficult difficult conference conference conference conference conference conference conference conference conference conference chairman chairman chairman chairman chairman chairman chairman chairman chairman chairman americans americans americans americans americans americans americans americans americans americans yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday yesterday tests tests tests tests tests tests tests tests tests tests suggest suggest suggest suggest suggest suggest suggest suggest suggest suggest source source source source source source source source source source project project project project project project project project project project professor professor professor professor professor professor professor professor professor professor product product product product product product product product product product peak peak peak peak peak peak peak peak peak peak main main main main main main main main main main list list list list list list list list list list laws laws laws laws laws laws laws laws laws laws it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s form form form form form form form form form form along along along along along along along along along along family family family family family family family family family family education education education education education education education education education education economies economies economies economies economies economies economies economies economies economies downturn downturn downturn downturn downturn downturn downturn downturn downturn downturn white white white white white white white white white white someone someone someone someone someone someone someone someone someone someone slightly slightly slightly slightly slightly slightly slightly slightly slightly slightly remain remain remain remain remain remain remain remain remain remain lost lost lost lost lost lost lost lost lost lost later later later later later later later later later later june june june june june june june june june june create create create create create create create create create create contract contract contract contract contract contract contract contract contract contract began began began began began began began began began began approach approach approach approach approach approach approach approach approach approach “the “the “the “the “the “the “the “the “the “the produce produce produce produce produce produce produce produce produce produce mark mark mark mark mark mark mark mark mark mark institutions institutions institutions institutions institutions institutions institutions institutions institutions institutions gains gains gains gains gains gains gains gains gains gains electricity electricity electricity electricity electricity electricity electricity electricity electricity electricity didn't didn't didn't didn't didn't didn't didn't didn't didn't didn't resources resources resources resources resources resources resources resources resources resources it’s it’s it’s it’s it’s it’s it’s it’s it’s it’s exactly exactly exactly exactly exactly exactly exactly exactly exactly exactly claim claim claim claim claim claim claim claim claim claim bring bring bring bring bring bring bring bring bring bring wants wants wants wants wants wants wants wants wants wants showed showed showed showed showed showed showed showed showed showed rest rest rest rest rest rest rest rest rest rest reserves reserves reserves reserves reserves reserves reserves reserves reserves reserves person person person person person person person person person person labour labour labour labour labour labour labour labour labour labour held held held held held held held held held held gets gets gets gets gets gets gets gets gets gets modern modern modern modern modern modern modern modern modern modern maybe maybe maybe maybe maybe maybe maybe maybe maybe maybe hope hope hope hope hope hope hope hope hope hope growing growing growing growing growing growing growing growing growing growing easy easy easy easy easy easy easy easy easy easy conditions conditions conditions conditions conditions conditions conditions conditions conditions conditions cars cars cars cars cars cars cars cars cars cars beginning beginning beginning beginning beginning beginning beginning beginning beginning beginning auto auto auto auto auto auto auto auto auto auto attention attention attention attention attention attention attention attention attention attention additional additional additional additional additional additional additional additional additional additional written written written written written written written written written written science science science science science science science science science science review review review review review review review review review review piece piece piece piece piece piece piece piece piece piece legal legal legal legal legal legal legal legal legal legal known known known known known known known known known known europe europe europe europe europe europe europe europe europe europe don’t don’t don’t don’t don’t don’t don’t don’t don’t don’t discussion discussion discussion discussion discussion discussion discussion discussion discussion discussion together together together together together together together together together therefore therefore therefore therefore therefore therefore therefore therefore therefore spent spent spent spent spent spent spent spent spent save save save save save save save save save huge huge huge huge huge huge huge huge huge everyone everyone everyone everyone everyone everyone everyone everyone everyone estate estate estate estate estate estate estate estate estate benefit benefit benefit benefit benefit benefit benefit benefit benefit agree agree agree agree agree agree agree agree agree 50 50 50 50 50 50 50 50 50 wanted wanted wanted wanted wanted wanted wanted wanted wanted site site site site site site site site site range range range range range range range range range paul paul paul paul paul paul paul paul paul experience experience experience experience experience experience experience experience experience customers customers customers customers customers customers customers customers customers created created created created created created created created created wealth wealth wealth wealth wealth wealth wealth wealth wealth side side side side side side side side side please please please please please please please please please nature nature nature nature nature nature nature nature nature indicator indicator indicator indicator indicator indicator indicator indicator indicator director director director director director director director director director war war war war war war war war war reasons reasons reasons reasons reasons reasons reasons reasons reasons programs programs programs programs programs programs programs programs programs paying paying paying paying paying 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individual individual deflation deflation deflation deflation deflation deflation deflation deflation deflation coal coal coal coal coal coal coal coal coal thinking thinking thinking thinking thinking thinking thinking thinking thinking received received received received received received received received received projects projects projects projects projects projects projects projects projects produced produced produced produced produced produced produced produced produced include include include include include include include include include happen happen happen happen happen happen happen happen happen default default default default default default default default default declined declined declined declined declined declined declined declined declined 500 500 500 500 500 500 500 500 500 systems systems systems systems systems systems systems systems systems statement statement statement statement statement statement statement statement statement sort sort sort sort sort sort sort sort sort provided provided provided provided provided provided provided provided provided near near near near near near near near near liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity liquidity investments investments investments investments investments investments investments investments investments germany germany germany germany germany germany germany germany germany existing existing existing existing existing existing existing existing existing executive executive executive executive executive executive executive executive executive eurozone eurozone eurozone eurozone eurozone eurozone eurozone eurozone eurozone efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency efficiency class class class class class class class class class affairs affairs affairs affairs affairs affairs affairs affairs affairs spread spread spread spread spread spread spread spread spread size size size size size size size size size serious serious serious serious serious serious serious serious serious robert robert robert robert robert robert robert robert robert proposed proposed proposed proposed proposed proposed proposed proposed proposed members members members members members members members members members meeting meeting meeting meeting meeting meeting meeting meeting meeting leaders leaders leaders leaders leaders leaders leaders leaders leaders incentives incentives incentives incentives incentives incentives incentives incentives incentives governor governor governor governor governor governor governor governor governor feel feel feel feel feel feel feel feel feel details details details details details details details details details daily daily daily daily daily daily daily daily daily board board board board board board board board board ability ability ability ability ability ability ability ability ability transportation transportation transportation transportation transportation transportation transportation transportation transportation takes takes takes takes takes takes takes takes takes seasonally seasonally seasonally seasonally seasonally seasonally seasonally seasonally seasonally rich rich rich rich rich rich rich rich rich reform reform reform reform reform reform reform reform reform reduction reduction reduction reduction reduction reduction reduction reduction reduction rally rally rally rally rally rally rally rally rally obviously obviously obviously obviously obviously obviously obviously obviously obviously james james james james james james james james james initial initial initial initial initial initial initial initial initial forward forward forward forward forward forward forward forward forward focus focus focus focus focus focus focus focus focus figures figures figures figures figures figures figures figures figures everything everything everything everything everything everything everything everything everything borrowing borrowing borrowing borrowing borrowing borrowing borrowing borrowing borrowing appears appears appears appears appears appears appears appears appears allow allow allow allow allow allow allow allow allow visit visit visit visit visit visit visit visit visit sale sale sale sale sale sale sale sale sale revised revised revised revised revised revised revised revised revised homes homes homes homes homes homes homes homes homes forecasts forecasts forecasts forecasts forecasts forecasts forecasts forecasts forecasts explain explain explain explain explain explain explain explain explain declines declines declines declines declines declines declines declines declines clearly clearly clearly clearly clearly clearly clearly clearly clearly basic basic basic basic basic basic basic basic basic areas areas areas areas areas areas areas areas areas ahead ahead ahead ahead ahead ahead ahead ahead ahead 7 7 7 7 7 7 7 7 7 twitter twitter twitter twitter twitter twitter twitter twitter standards standards standards 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